Should I invest in HDFC Multiple Yield Fund - Plan 2005?

We don't give personal investment advice. HDFC Multiple Yield Fund - Plan 2005-Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.0%. 5-year CAGR: 10.79%.

HDFC

HDFC Multiple Yield Fund - Plan 2005-Growth

Latest NAV

₹74.6960

As of

17 Jul 2026

4,946 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.17%	+0.23	2 / 10	Q1
1W	+0.01%	-0.10%	+0.11	4 / 10	Q2
2W	-0.11%	-0.37%	+0.26	3 / 10	Q2
1M	+0.54%	+0.51%	+0.03	3 / 10	Q2
3M	-0.22%	+1.26%	-1.49	8 / 10	Q4
6M	-1.34%	+0.32%	-1.65	8 / 10	Q4
YTD	-1.36%	+1.47%	-2.83	8 / 10	Q4
1Y	+4.43%	+10.25%	-5.81	9 / 10	Q4
2Y	+5.78%	+8.44%	-2.65	8 / 9	Q4
3Y	+11.43%	+15.41%	-3.98	8 / 9	Q4
4Y	+12.54%	+15.80%	-3.25	8 / 9	Q4
5Y	+10.79%	+13.10%	-2.32	8 / 9	Q4
7Y	+12.89%	+15.01%	-2.12	7 / 8	Q4
10Y	+10.74%	+11.33%	-0.59	4 / 8	Q2
Inception	+10.11%	+9.05%	+1.05	4 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.36%	+1.47%	-2.83	8 / 10
2025	+12.85%	+15.81%	-2.96	8 / 9
2024	+13.36%	+15.20%	-1.84	4 / 9
2023	+17.58%	+21.04%	-3.46	8 / 9
2022	+4.34%	+5.98%	-1.65	7 / 9
2021	+17.84%	+22.72%	-4.89	4 / 9
2020	+20.68%	+18.85%	+1.83	4 / 8
2019	+8.78%	+7.96%	+0.83	5 / 8
2018	-1.93%	-1.76%	-0.17	4 / 8
2017	+11.72%	+4.89%	+6.83	1 / 8
2016	+8.72%	+6.15%	+2.57	3 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.84%

236 windows

min -13.5% · max 43.8%

94% positive

3-Year rolling

+10.77%

211 windows

min -1.4% · max 23.2%

99% positive

5-Year rolling

+10.53%

187 windows

min 2.3% · max 20.6%

100% positive

7-Year rolling

+10.19%

163 windows

min 5.6% · max 14.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.41%

3-year · annualised

Sharpe ratio

0.72

vs risk-free 6.5%

Sortino ratio

1.38

Downside-only deviation

Max drawdown

-9.04%

Jan 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multiple Yield Fund - Plan 2005-Dividend	HDFC	₹17.0000	17 Jul 2026
NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option	Nippon India	₹23.5847	17 Jul 2026
SBI Magnum Monthly Income Plan-Floater-Dividend-(Annual)	SBI	₹37.7370	17 Jul 2026
Franklin India Multi Asset Allocation Fund- IDCW	Franklin India	₹10.9018	17 Jul 2026
Escorts Gilt Plan-DIVIDEND OPTION	Escorts	₹156.0933	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹74.6960
16 Jul 2026	₹74.3950
15 Jul 2026	₹74.4560
14 Jul 2026	₹74.3050
13 Jul 2026	₹74.6450
10 Jul 2026	₹74.6890
9 Jul 2026	₹74.2260
8 Jul 2026	₹73.9110
7 Jul 2026	₹74.9950
6 Jul 2026	₹75.0060

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Multiple Yield Fund - Plan 2005-Growth is ₹74.6960. It's a Multi Asset Allocation Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Multiple Yield Fund - Plan 2005-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Multiple Yield Fund - Plan 2005-Growth is managed by HDFC. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Multiple Yield Fund - Plan 2005-Growth has delivered a absolute return of 4.43% — -5.81 pp behind the Multi Asset Allocation Fund category average of 10.25%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, HDFC Multiple Yield Fund - Plan 2005-Growth has delivered a CAGR of 11.43% — -3.98 pp behind the Multi Asset Allocation Fund category average of 15.41%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Multiple Yield Fund - Plan 2005-Growth has delivered a CAGR of 10.79% — -2.32 pp behind the Multi Asset Allocation Fund category average of 13.10%. The fund ranks #8 of 9 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Multiple Yield Fund - Plan 2005-Growth exactly 10 years ago would be worth approximately ₹277,341 today — a multiplier of 2.77×, based on the 10-year CAGR of 10.74%. The category average over the same window would have grown ₹1 lakh to ₹292,377.

A ₹10,000 monthly SIP in HDFC Multiple Yield Fund - Plan 2005-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹778,794 today. That's an XIRR (money-weighted annualised return) of 10.37%.

A ₹10,000 monthly SIP for 10 years in HDFC Multiple Yield Fund - Plan 2005-Growth = ₹1,200,000 invested. It would currently be worth ₹2,189,852 (multiplier 1.82×). XIRR: 11.57%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Multiple Yield Fund - Plan 2005-Growth ranks #8 out of 9 funds in the Multi Asset Allocation Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.10%; this fund delivered 10.79%.

The worst peak-to-trough decline HDFC Multiple Yield Fund - Plan 2005-Growth has experienced over the last 5-year window is 9.04% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Multiple Yield Fund - Plan 2005-Growth averaged 10.53% (best 20.55%, worst 2.35%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.56 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Multiple Yield Fund - Plan 2005-Growth returned 12.85% — lagging the Multi Asset Allocation Fund category average of 15.81% by 2.96 pp. It ranked #8 of 9 in its category that year.

HDFC Multiple Yield Fund - Plan 2005-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. HDFC Multiple Yield Fund - Plan 2005-Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.0%. 5-year CAGR: 10.79%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.