Should I invest in HDFC Income Plus Arbitrage Active FOF?

We don't give personal investment advice. HDFC Income Plus Arbitrage Active FOF - Growth Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.9%. 5-year CAGR: 10.18%.

HDFC

HDFC Income Plus Arbitrage Active FOF - Growth Option

Latest NAV

₹41.1361

As of

17 Jul 2026

2,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.12%	+0.16	15 / 25	Q3
1W	0.00%	-0.76%	+0.76	5 / 23	Q1
2W	-0.02%	-1.56%	+1.55	9 / 23	Q2
1M	+0.71%	-2.06%	+2.78	11 / 23	Q2
3M	+1.72%	-1.56%	+3.28	8 / 23	Q2
6M	+3.09%	-1.58%	+4.66	6 / 22	Q2
YTD	+3.01%	+1.54%	+1.47	11 / 22	Q2
1Y	+5.29%	+21.97%	-16.68	15 / 22	Q3
2Y	+2.92%	+16.46%	-13.54	16 / 21	Q4
3Y	+9.23%	+20.07%	-10.84	20 / 21	Q4
4Y	+12.07%	+18.90%	-6.83	18 / 20	Q4
5Y	+10.18%	+15.36%	-5.18	14 / 16	Q4
7Y	+11.97%	+15.65%	-3.69	10 / 12	Q4
10Y	+10.91%	+12.20%	-1.29	8 / 10	Q4
Inception	+10.57%	+12.52%	-1.95	15 / 25	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.01%	+1.54%	+1.47	11 / 22
2025	+1.13%	+37.66%	-36.52	20 / 21
2024	+12.77%	+16.56%	-3.79	17 / 21
2023	+22.44%	+20.40%	+2.05	8 / 21
2022	+7.33%	+6.02%	+1.31	8 / 18
2021	+21.17%	+13.00%	+8.18	7 / 14
2020	+14.15%	+15.44%	-1.30	10 / 13
2019	+5.72%	+12.58%	-6.86	10 / 11
2018	-2.14%	+2.60%	-4.74	8 / 10
2017	+22.99%	+10.47%	+12.52	3 / 10
2016	+8.29%	+9.71%	-1.42	8 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.21%

135 windows

min -14.3% · max 42.8%

86% positive

3-Year rolling

+11.69%

111 windows

min -1.9% · max 23.2%

98% positive

5-Year rolling

+11.44%

87 windows

min 3.0% · max 20.1%

100% positive

7-Year rolling

+11.44%

62 windows

min 9.0% · max 13.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.38%

3-year · annualised

Sharpe ratio

0.46

vs risk-free 6.5%

Sortino ratio

0.90

Downside-only deviation

Max drawdown

-7.60%

Sep 2024 → Mar 2025

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Gold ETF Fund of Fund - Growth Option	HDFC	₹41.6114	17 Jul 2026
Nippon India Gold Savings Fund-Growth plan- Growth Option	Nippon India	₹53.2605	17 Jul 2026
ICICI Prudential BHARAT 22 FOF - Cumulative Option	ICICI Prudential	₹33.8784	17 Jul 2026
Aditya Birla Sun Life Gold Fund-Growth	Aditya Birla Sun Life	₹40.5275	17 Jul 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- Growth Plan	Franklin India	₹22.2646	17 Jul 2026
Kotak Gold Fund Growth	Kotak	₹53.5283	17 Jul 2026
HSBC Aggressive Hybrid Active FOF - Growth	HSBC	₹42.2271	17 Jul 2026
Tata Multi Sector Passive FOF Direct Plan Growth Option		₹9.9128	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹41.1361
16 Jul 2026	₹41.1198
15 Jul 2026	₹41.1097
14 Jul 2026	₹41.1023
13 Jul 2026	₹41.1426
10 Jul 2026	₹41.1363
9 Jul 2026	₹41.1061
8 Jul 2026	₹41.1002
7 Jul 2026	₹41.1597
6 Jul 2026	₹41.1648

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Income Plus Arbitrage Active FOF - Growth Option is ₹41.1361. It's a Fund of Funds - Domestic from HDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

HDFC Income Plus Arbitrage Active FOF - Growth Option has NAV history starting from 30 Jun 2014, a track record of about 12 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Income Plus Arbitrage Active FOF - Growth Option is managed by HDFC. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Income Plus Arbitrage Active FOF - Growth Option has delivered a absolute return of 5.29% — -16.68 pp behind the Fund of Funds - Domestic category average of 21.97%. The fund ranks #15 of 22 in its category — the third (Q3) quartile.

Over the trailing 3-year window, HDFC Income Plus Arbitrage Active FOF - Growth Option has delivered a CAGR of 9.23% — -10.84 pp behind the Fund of Funds - Domestic category average of 20.07%. The fund ranks #20 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, HDFC Income Plus Arbitrage Active FOF - Growth Option has delivered a CAGR of 10.18% — -5.18 pp behind the Fund of Funds - Domestic category average of 15.36%. The fund ranks #14 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in HDFC Income Plus Arbitrage Active FOF - Growth Option exactly 10 years ago would be worth approximately ₹281,765 today — a multiplier of 2.82×, based on the 10-year CAGR of 10.91%. The category average over the same window would have grown ₹1 lakh to ₹316,294.

A ₹10,000 monthly SIP in HDFC Income Plus Arbitrage Active FOF - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹757,746 today. That's an XIRR (money-weighted annualised return) of 9.27%.

A ₹10,000 monthly SIP for 10 years in HDFC Income Plus Arbitrage Active FOF - Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,128,397 (multiplier 1.77×). XIRR: 11.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Income Plus Arbitrage Active FOF - Growth Option ranks #14 out of 16 funds in the Fund of Funds - Domestic category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 15.36%; this fund delivered 10.18%.

The worst peak-to-trough decline HDFC Income Plus Arbitrage Active FOF - Growth Option has experienced over the last 5-year window is 8.90% — its NAV fell from a high on 11 Apr 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Income Plus Arbitrage Active FOF - Growth Option averaged 11.44% (best 20.10%, worst 3.02%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.51 — reasonable risk-adjusted performance.

In calendar year 2025, HDFC Income Plus Arbitrage Active FOF - Growth Option returned 1.13% — lagging the Fund of Funds - Domestic category average of 37.66% by 36.52 pp. It ranked #20 of 21 in its category that year.

HDFC Income Plus Arbitrage Active FOF - Growth Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. HDFC Income Plus Arbitrage Active FOF - Growth Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.9%. 5-year CAGR: 10.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.