Should I invest in ICICI Prudential BHARAT 22 FOF - Cumulative Option?

We don't give personal investment advice. ICICI Prudential BHARAT 22 FOF - Cumulative Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 23.09%.

ICICI Prudential

ICICI Prudential BHARAT 22 FOF - Cumulative Option

Latest NAV

₹33.8784

As of

17 Jul 2026

1,951 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.41%	-0.12%	+0.52	3 / 25	Q1
1W	-1.00%	-0.76%	-0.24	16 / 23	Q3
2W	-2.35%	-1.56%	-0.79	16 / 23	Q3
1M	-3.70%	-2.06%	-1.64	16 / 23	Q3
3M	-7.35%	-1.56%	-5.79	20 / 23	Q4
6M	-1.44%	-1.58%	+0.13	14 / 22	Q3
YTD	-1.32%	+1.54%	-2.86	17 / 22	Q4
1Y	+5.38%	+21.97%	-16.59	14 / 22	Q3
2Y	-1.08%	+16.46%	-17.54	20 / 21	Q4
3Y	+19.38%	+20.07%	-0.69	8 / 21	Q2
4Y	+24.31%	+18.90%	+5.41	7 / 20	Q2
5Y	+23.09%	+15.36%	+7.73	1 / 16	Q1
7Y	+17.77%	+15.65%	+2.12	6 / 12	Q2
10Y	—	—	—	—	—
Inception	+16.54%	+12.52%	+4.01	4 / 25	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.32%	+1.54%	-2.86	17 / 22
2025	+9.35%	+37.66%	-28.30	14 / 21
2024	+17.18%	+16.56%	+0.62	11 / 21
2023	+58.10%	+20.40%	+37.70	1 / 21
2022	+28.54%	+6.02%	+22.52	1 / 18
2021	+38.13%	+13.00%	+25.13	2 / 14
2020	-8.28%	+15.44%	-23.73	12 / 13
2019	-4.07%	+12.58%	-16.66	11 / 11
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.46%

86 windows

min -41.8% · max 90.8%

73% positive

3-Year rolling

+26.65%

62 windows

min 3.8% · max 45.3%

100% positive

5-Year rolling

+25.76%

38 windows

min 13.5% · max 36.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+18.08%

13 windows

min 16.1% · max 20.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.03%

3-year · annualised

Sharpe ratio

0.78

vs risk-free 6.5%

Sortino ratio

1.45

Downside-only deviation

Max drawdown

-21.85%

Aug 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Gold ETF Fund of Fund - Growth Option	HDFC	₹41.6114	17 Jul 2026
Nippon India Gold Savings Fund-Growth plan- Growth Option	Nippon India	₹53.2605	17 Jul 2026
ICICI Prudential BSE 500 ETF FOF - Growth	ICICI Prudential	₹15.6081	17 Jul 2026
Aditya Birla Sun Life Gold Fund-Growth	Aditya Birla Sun Life	₹40.5275	17 Jul 2026
Franklin India Income Plus Arbitrage Active Fund of Funds- Growth Plan	Franklin India	₹22.2646	17 Jul 2026
Kotak Gold Fund Growth	Kotak	₹53.5283	17 Jul 2026
HSBC Aggressive Hybrid Active FOF - Growth	HSBC	₹42.2271	17 Jul 2026
Tata Multi Sector Passive FOF Direct Plan Growth Option		₹9.9128	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹33.8784
16 Jul 2026	₹33.7412
15 Jul 2026	₹33.8085
14 Jul 2026	₹33.9517
13 Jul 2026	₹34.2440
10 Jul 2026	₹34.2210
9 Jul 2026	₹33.8620
8 Jul 2026	₹33.8797
7 Jul 2026	₹34.5018
6 Jul 2026	₹34.7001

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential BHARAT 22 FOF - Cumulative Option is ₹33.8784. It's a Fund of Funds - Domestic from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential BHARAT 22 FOF - Cumulative Option has NAV history starting from 03 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential BHARAT 22 FOF - Cumulative Option is managed by ICICI Prudential. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential BHARAT 22 FOF - Cumulative Option has delivered a absolute return of 5.38% — -16.59 pp behind the Fund of Funds - Domestic category average of 21.97%. The fund ranks #14 of 22 in its category — the third (Q3) quartile.

Over the trailing 3-year window, ICICI Prudential BHARAT 22 FOF - Cumulative Option has delivered a CAGR of 19.38% — -0.69 pp behind the Fund of Funds - Domestic category average of 20.07%. The fund ranks #8 of 21 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential BHARAT 22 FOF - Cumulative Option has delivered a CAGR of 23.09% — +7.73 pp ahead of the Fund of Funds - Domestic category average of 15.36%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential BHARAT 22 FOF - Cumulative Option exactly 5 years ago would be worth approximately ₹282,557 today — a multiplier of 2.83×, based on the 5-year CAGR of 23.09%. The category average over the same window would have grown ₹1 lakh to ₹204,271.

A ₹10,000 monthly SIP in ICICI Prudential BHARAT 22 FOF - Cumulative Option over the last 5 years — total invested ₹600,000 — would be worth ₹949,663 today. That's an XIRR (money-weighted annualised return) of 18.42%.

ICICI Prudential BHARAT 22 FOF - Cumulative Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,852,317 — XIRR 22.20%.

On a 5-year basis, ICICI Prudential BHARAT 22 FOF - Cumulative Option ranks #1 out of 16 funds in the Fund of Funds - Domestic category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 15.36%; this fund delivered 23.09%.

The worst peak-to-trough decline ICICI Prudential BHARAT 22 FOF - Cumulative Option has experienced over the last 5-year window is 21.85% — its NAV fell from a high on 01 Aug 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential BHARAT 22 FOF - Cumulative Option averaged 25.76% (best 36.94%, worst 13.48%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.95 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential BHARAT 22 FOF - Cumulative Option returned 9.35% — lagging the Fund of Funds - Domestic category average of 37.66% by 28.30 pp. It ranked #14 of 21 in its category that year.

ICICI Prudential BHARAT 22 FOF - Cumulative Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. ICICI Prudential BHARAT 22 FOF - Cumulative Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.8%. 5-year CAGR: 23.09%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential BHARAT 22 FOF - Cumulative Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

More from ICICI Prudential