Should I invest in Kotak Gold Fund Growth?

We don't give personal investment advice. Kotak Gold Fund Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 24.15%.

Kotak

Kotak Gold Fund Growth

Latest NAV

₹58.9671

As of

3 Jun 2026

3,672 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.73%	+0.48%	+0.25	7 / 23	Q2
1W	-0.83%	-0.78%	-0.06	12 / 23	Q3
2W	-1.73%	-0.18%	-1.55	23 / 23	Q4
1M	+5.04%	+1.67%	+3.37	6 / 23	Q2
3M	-7.14%	-2.89%	-4.25	19 / 22	Q4
6M	+21.15%	+9.44%	+11.71	7 / 22	Q2
YTD	+16.24%	+4.72%	+11.53	3 / 22	Q1
1Y	+58.88%	+32.47%	+26.41	7 / 22	Q2
2Y	+44.82%	+21.19%	+23.63	7 / 21	Q2
3Y	+35.13%	+22.72%	+12.41	6 / 21	Q2
4Y	+29.52%	+19.35%	+10.17	6 / 20	Q2
5Y	+24.15%	+16.09%	+8.06	6 / 16	Q2
7Y	+23.58%	+16.65%	+6.93	2 / 12	Q1
10Y	+16.77%	+13.27%	+3.50	3 / 10	Q2
Inception	+12.46%	+14.21%	-1.76	8 / 23	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+16.24%	+4.72%	+11.53	3 / 22
2025	+69.33%	+37.66%	+31.68	7 / 21
2024	+18.79%	+16.56%	+2.23	7 / 21
2023	+13.17%	+20.40%	-7.22	17 / 21
2022	+11.73%	+6.02%	+5.71	6 / 18
2021	-5.04%	+13.00%	-18.04	10 / 14
2020	+26.84%	+15.44%	+11.39	4 / 13
2019	+23.90%	+12.58%	+11.31	1 / 11
2018	+6.80%	+2.60%	+4.20	2 / 10
2017	+2.53%	+10.47%	-7.94	8 / 10
2016	+10.00%	+9.71%	+0.29	4 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.66%

173 windows

min -15.5% · max 83.8%

71% positive

3-Year rolling

+8.52%

149 windows

min -9.8% · max 40.1%

78% positive

5-Year rolling

+8.31%

125 windows

min -3.7% · max 27.4%

82% positive

7-Year rolling

+8.75%

100 windows

min -0.8% · max 24.3%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.75%

3-year · annualised

Sharpe ratio

1.44

vs risk-free 6.5%

Sortino ratio

2.97

Downside-only deviation

Max drawdown

-24.16%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Gold ETF Fund of Fund - Growth Option	HDFC	₹45.8823	3 Jun 2026
Nippon India Gold Savings Fund-Growth plan- Growth Option	Nippon India	₹58.7284	3 Jun 2026
ICICI Prudential Gold ETF FOF - Growth	ICICI Prudential	₹47.5514	3 Jun 2026
Aditya Birla Sun Life Gold Fund-Growth	Aditya Birla Sun Life	₹44.7154	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹58.9671
2 Jun 2026	₹59.3608
1 Jun 2026	₹58.9319
29 May 2026	₹59.4914
27 May 2026	₹59.6024
26 May 2026	₹59.8591
25 May 2026	₹60.3899
22 May 2026	₹60.3007
21 May 2026	₹60.4751
20 May 2026	₹60.1698

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Gold Fund Growth is ₹58.9671. It's a Fund of Funds - Domestic from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Gold Fund Growth has NAV history starting from 31 Mar 2011, a track record of about 15 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Gold Fund Growth is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Gold Fund Growth has delivered a absolute return of 58.88% — +26.41 pp ahead of the Fund of Funds - Domestic category average of 32.47%. The fund ranks #7 of 22 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Gold Fund Growth has delivered a CAGR of 35.13% — +12.41 pp ahead of the Fund of Funds - Domestic category average of 22.72%. The fund ranks #6 of 21 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Gold Fund Growth has delivered a CAGR of 24.15% — +8.06 pp ahead of the Fund of Funds - Domestic category average of 16.09%. The fund ranks #6 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Gold Fund Growth exactly 10 years ago would be worth approximately ₹471,333 today — a multiplier of 4.71×, based on the 10-year CAGR of 16.77%. The category average over the same window would have grown ₹1 lakh to ₹347,741.

A ₹10,000 monthly SIP in Kotak Gold Fund Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,361,450 today. That's an XIRR (money-weighted annualised return) of 33.47%.

A ₹10,000 monthly SIP for 10 years in Kotak Gold Fund Growth = ₹1,200,000 invested. It would currently be worth ₹3,832,556 (multiplier 3.19×). XIRR: 21.97%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Gold Fund Growth ranks #6 out of 16 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 16.09%; this fund delivered 24.15%.

The worst peak-to-trough decline Kotak Gold Fund Growth has experienced over the last 5-year window is 24.16% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Gold Fund Growth averaged 8.31% (best 27.38%, worst -3.75%). 82% of rolling windows ended positive. The 5-year Sharpe ratio is 1.07 — strong risk-adjusted performance.

In calendar year 2025, Kotak Gold Fund Growth returned 69.33% — beating the Fund of Funds - Domestic category average of 37.66% by 31.68 pp. It ranked #7 of 21 in its category that year.

Kotak Gold Fund Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Gold Fund Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 24.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.