Should I invest in Kotak Gold Fund Growth?

We don't give personal investment advice. Kotak Gold Fund Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.07%.

Kotak

Kotak Gold Fund Growth

Latest NAV

₹53.5283

As of

17 Jul 2026

3,703 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.50%	-0.12%	-0.39	18 / 25	Q3
1W	-1.94%	-0.76%	-1.18	19 / 23	Q4
2W	-3.71%	-1.56%	-2.14	19 / 23	Q4
1M	-6.29%	-2.06%	-4.23	17 / 23	Q3
3M	-7.30%	-1.56%	-5.74	19 / 23	Q4
6M	-1.49%	-1.58%	+0.08	15 / 22	Q3
YTD	+4.82%	+1.54%	+3.28	2 / 22	Q1
1Y	+42.17%	+21.97%	+20.20	6 / 22	Q2
2Y	+35.66%	+16.46%	+19.20	7 / 21	Q2
3Y	+31.27%	+20.07%	+11.20	6 / 21	Q2
4Y	+27.15%	+18.90%	+8.25	6 / 20	Q2
5Y	+22.07%	+15.36%	+6.72	6 / 16	Q2
7Y	+20.25%	+15.65%	+4.60	3 / 12	Q1
10Y	+15.03%	+12.20%	+2.82	1 / 10	Q1
Inception	+11.59%	+12.52%	-0.93	13 / 25	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.82%	+1.54%	+3.28	2 / 22
2025	+69.33%	+37.66%	+31.68	7 / 21
2024	+18.79%	+16.56%	+2.23	7 / 21
2023	+13.17%	+20.40%	-7.22	17 / 21
2022	+11.73%	+6.02%	+5.71	6 / 18
2021	-5.04%	+13.00%	-18.04	10 / 14
2020	+26.84%	+15.44%	+11.39	4 / 13
2019	+23.90%	+12.58%	+11.31	1 / 11
2018	+6.80%	+2.60%	+4.20	2 / 10
2017	+2.53%	+10.47%	-7.94	8 / 10
2016	+10.00%	+9.71%	+0.29	4 / 10

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+12.12%

175 windows

min -16.3% · max 78.5%

73% positive

3-Year rolling

+8.75%

150 windows

min -9.1% · max 36.8%

79% positive

5-Year rolling

+8.45%

126 windows

min -3.4% · max 24.7%

79% positive

7-Year rolling

+8.90%

102 windows

min -0.7% · max 24.2%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.76%

3-year · annualised

Sharpe ratio

1.27

vs risk-free 6.5%

Sortino ratio

3.24

Downside-only deviation

Max drawdown

-24.16%

Jan 2026 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Gold ETF Fund of Fund - Growth Option	HDFC	₹41.6114	17 Jul 2026
Nippon India Gold Savings Fund-Growth plan- Growth Option	Nippon India	₹53.2605	17 Jul 2026
ICICI Prudential Gold ETF FOF - Growth	ICICI Prudential	₹43.1042	17 Jul 2026
Aditya Birla Sun Life Gold Fund-Growth	Aditya Birla Sun Life	₹40.5275	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹53.5283
16 Jul 2026	₹53.7984
15 Jul 2026	₹53.7990
14 Jul 2026	₹53.5940
13 Jul 2026	₹54.0466
10 Jul 2026	₹54.5880
9 Jul 2026	₹54.7211
8 Jul 2026	₹54.0414
7 Jul 2026	₹54.8002
6 Jul 2026	₹55.2393

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Kotak Gold Fund Growth is ₹53.5283. It's a Fund of Funds - Domestic from Kotak, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Gold Fund Growth has NAV history starting from 31 Mar 2011, a track record of about 15 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Gold Fund Growth is managed by Kotak. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Gold Fund Growth has delivered a absolute return of 42.17% — +20.2 pp ahead of the Fund of Funds - Domestic category average of 21.97%. The fund ranks #6 of 22 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Gold Fund Growth has delivered a CAGR of 31.27% — +11.2 pp ahead of the Fund of Funds - Domestic category average of 20.07%. The fund ranks #6 of 21 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Gold Fund Growth has delivered a CAGR of 22.07% — +6.72 pp ahead of the Fund of Funds - Domestic category average of 15.36%. The fund ranks #6 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Gold Fund Growth exactly 10 years ago would be worth approximately ₹405,559 today — a multiplier of 4.06×, based on the 10-year CAGR of 15.03%. The category average over the same window would have grown ₹1 lakh to ₹316,294.

A ₹10,000 monthly SIP in Kotak Gold Fund Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,199,070 today. That's an XIRR (money-weighted annualised return) of 28.10%.

A ₹10,000 monthly SIP for 10 years in Kotak Gold Fund Growth = ₹1,200,000 invested. It would currently be worth ₹3,407,722 (multiplier 2.84×). XIRR: 19.80%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Gold Fund Growth ranks #6 out of 16 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 15.36%; this fund delivered 22.07%.

The worst peak-to-trough decline Kotak Gold Fund Growth has experienced over the last 5-year window is 24.16% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Gold Fund Growth averaged 8.45% (best 24.71%, worst -3.43%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is 0.95 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Gold Fund Growth returned 69.33% — beating the Fund of Funds - Domestic category average of 37.66% by 31.68 pp. It ranked #7 of 21 in its category that year.

Kotak Gold Fund Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Kotak Gold Fund Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.2%. 5-year CAGR: 22.07%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.