Should I invest in HDFC Dividend Yield Fund?

We don't give personal investment advice. HDFC Dividend Yield Fund - IDCW Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.9%. 5-year CAGR: 10.15%.

HDFC

HDFC Dividend Yield Fund - IDCW Plan

Latest NAV

₹19.1510

As of

3 Jun 2026

1,342 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.26%	+0.22%	+0.04	1 / 3	Q2
1W	-1.38%	-1.64%	+0.26	1 / 3	Q2
2W	+0.39%	-0.32%	+0.72	1 / 3	Q2
1M	-1.26%	-1.93%	+0.67	1 / 3	Q2
3M	-0.87%	-6.41%	+5.54	1 / 3	Q2
6M	-11.71%	-13.52%	+1.80	1 / 3	Q2
YTD	-11.67%	-13.62%	+1.94	1 / 3	Q2
1Y	-8.25%	-9.01%	+0.75	1 / 3	Q2
2Y	-6.73%	-7.27%	+0.53	1 / 3	Q2
3Y	+8.51%	+6.52%	+1.98	1 / 3	Q2
4Y	+10.86%	+7.24%	+3.63	1 / 3	Q2
5Y	+10.15%	+8.45%	+1.70	1 / 2	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.68%	+6.31%	+6.37	1 / 3	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.67%	-13.62%	+1.94	1 / 3
2025	-4.99%	-2.03%	-2.96	3 / 3
2024	+15.41%	+10.46%	+4.94	1 / 3
2023	+37.90%	+28.93%	+8.98	1 / 3
2022	-0.84%	-2.82%	+1.98	2 / 3
2021	+41.56%	+37.38%	+4.18	1 / 2
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.29%

55 windows

min -13.7% · max 49.2%

65% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.22%

31 windows

min 8.2% · max 24.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+12.59%

6 windows

min 10.1% · max 16.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.84%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-29.91%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - IDCW Option Direct Plan	HDFC	₹20.9890	3 Jun 2026
SBI Dividend Yield Fund - Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) Option	SBI	₹15.2810	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan IDCW Option	ICICI Prudential	₹24.5000	3 Jun 2026
Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹46.8800	2 Jun 2026
Franklin India Dividend Yield Fund - Direct - IDCW	Franklin India	₹27.0314	2 Jun 2026
Kotak Dividend Yield Fund - Direct - IDCW	Kotak	₹9.3770	3 Jun 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - IDCW Option	Baroda BNP Paribas	₹9.5561	3 Jun 2026
UTI Dividend Yield Fund - Direct Plan - IDCW	UTI	₹38.9408	3 Jun 2026
LIC MF Dividend Yield Fund-Direct Plan-IDCW	LIC	₹33.8008	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)- Direct Plan - Income Distribution CUM Capital Withdrawal Option	Sundaram	₹59.4978	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.1510
2 Jun 2026	₹19.1940
1 Jun 2026	₹19.1450
29 May 2026	₹19.2810
27 May 2026	₹19.5320
26 May 2026	₹19.4630
25 May 2026	₹19.4630
22 May 2026	₹19.2280
21 May 2026	₹19.1810
20 May 2026	₹19.1320

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Dividend Yield Fund - IDCW Plan is ₹19.1510. It's a Dividend Yield Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Dividend Yield Fund - IDCW Plan has NAV history starting from 18 Dec 2020, a track record of about 5 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Dividend Yield Fund - IDCW Plan is managed by HDFC. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Dividend Yield Fund - IDCW Plan has delivered a absolute return of -8.25% — +0.75 pp ahead of the Dividend Yield Fund category average of -9.01%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Dividend Yield Fund - IDCW Plan has delivered a CAGR of 8.51% — +1.98 pp ahead of the Dividend Yield Fund category average of 6.52%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Dividend Yield Fund - IDCW Plan has delivered a CAGR of 10.15% — +1.7 pp ahead of the Dividend Yield Fund category average of 8.45%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Dividend Yield Fund - IDCW Plan exactly 5 years ago would be worth approximately ₹162,139 today — a multiplier of 1.62×, based on the 5-year CAGR of 10.15%. The category average over the same window would have grown ₹1 lakh to ₹149,986.

A ₹10,000 monthly SIP in HDFC Dividend Yield Fund - IDCW Plan over the last 5 years — total invested ₹600,000 — would be worth ₹682,529 today. That's an XIRR (money-weighted annualised return) of 5.09%.

HDFC Dividend Yield Fund - IDCW Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹682,529 — XIRR 5.09%.

On a 5-year basis, HDFC Dividend Yield Fund - IDCW Plan ranks #1 out of 2 funds in the Dividend Yield Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.45%; this fund delivered 10.15%.

The worst peak-to-trough decline HDFC Dividend Yield Fund - IDCW Plan has experienced over the last 5-year window is 29.91% — its NAV fell from a high on 27 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Dividend Yield Fund - IDCW Plan averaged 12.59% (best 16.55%, worst 10.15%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.30 — weak risk-adjusted performance.

In calendar year 2025, HDFC Dividend Yield Fund - IDCW Plan returned -4.99% — lagging the Dividend Yield Fund category average of -2.03% by 2.96 pp. It ranked #3 of 3 in its category that year.

HDFC Dividend Yield Fund - IDCW Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HDFC Dividend Yield Fund - IDCW Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.9%. 5-year CAGR: 10.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.