Should I invest in Franklin India Dividend Yield Fund - Direct?

We don't give personal investment advice. Franklin India Dividend Yield Fund - Direct - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 6.46%.

Franklin India

Franklin India Dividend Yield Fund - Direct - IDCW

Latest NAV

₹27.0314

As of

2 Jun 2026

3,298 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+0.27%	-0.12	10 / 12	Q4
1W	-0.77%	-1.54%	+0.78	1 / 12	Q1
2W	+1.24%	-0.19%	+1.43	1 / 12	Q1
1M	-0.07%	-1.09%	+1.02	2 / 12	Q1
3M	-6.21%	-2.14%	-4.06	11 / 12	Q4
6M	-5.87%	-4.96%	-0.91	8 / 11	Q3
YTD	-6.60%	-5.41%	-1.18	8 / 11	Q3
1Y	-7.30%	-0.70%	-6.61	10 / 11	Q4
2Y	-6.91%	-0.71%	-6.20	10 / 10	Q4
3Y	+6.63%	+12.37%	-5.74	9 / 10	Q4
4Y	+5.26%	+11.70%	-6.44	8 / 8	Q4
5Y	+6.46%	+11.50%	-5.04	7 / 7	Q4
7Y	+7.96%	+9.80%	-1.84	4 / 4	Q4
10Y	+6.46%	+8.15%	-1.69	4 / 4	Q4
Inception	+4.99%	+8.55%	-3.55	9 / 12	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.60%	-5.41%	-1.18	8 / 11
2025	-5.12%	+2.90%	-8.02	11 / 11
2024	+10.91%	+15.42%	-4.50	8 / 10
2023	+24.59%	+32.76%	-8.17	8 / 8
2022	-2.49%	-0.45%	-2.04	6 / 8
2021	+32.10%	+35.42%	-3.32	4 / 5
2020	+12.06%	+14.39%	-2.33	4 / 4
2019	-3.69%	-3.81%	+0.11	2 / 4
2018	-15.37%	-14.22%	-1.15	3 / 4
2017	+23.50%	+24.83%	-1.33	3 / 4
2016	-0.76%	+1.65%	-2.41	4 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.31%

152 windows

min -33.3% · max 70.0%

56% positive

3-Year rolling

+6.87%

128 windows

min -13.2% · max 26.0%

84% positive

5-Year rolling

+6.76%

103 windows

min -7.8% · max 19.6%

84% positive

7-Year rolling

+5.85%

79 windows

min -2.0% · max 9.8%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.78%

3-year · annualised

Sharpe ratio

0.07

vs risk-free 6.5%

Sortino ratio

0.11

Downside-only deviation

Max drawdown

-27.71%

Sep 2024 → Mar 2026

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - IDCW Option Direct Plan	HDFC	₹20.9890	3 Jun 2026
SBI Dividend Yield Fund - Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) Option	SBI	₹15.2810	3 Jun 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan IDCW Option	ICICI Prudential	₹24.5000	3 Jun 2026
Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹46.8800	2 Jun 2026
Kotak Dividend Yield Fund - Direct - IDCW	Kotak	₹9.3770	3 Jun 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - IDCW Option	Baroda BNP Paribas	₹9.5561	3 Jun 2026
UTI Dividend Yield Fund - Direct Plan - IDCW	UTI	₹38.9408	3 Jun 2026
LIC MF Dividend Yield Fund-Direct Plan-IDCW	LIC	₹33.8008	3 Jun 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)- Direct Plan - Income Distribution CUM Capital Withdrawal Option	Sundaram	₹59.4978	3 Jun 2026
Tata Dividend Yield Fund-Direct Plan-IDCW Payout	Tata	₹20.6807	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹27.0314
1 Jun 2026	₹26.9895
29 May 2026	₹27.0074
27 May 2026	₹27.4186
26 May 2026	₹27.2402
25 May 2026	₹27.2759
22 May 2026	₹26.9049
21 May 2026	₹26.8561
20 May 2026	₹26.7068
19 May 2026	₹26.7004

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Franklin India Dividend Yield Fund - Direct - IDCW is ₹27.0314. It's a Dividend Yield Fund from Franklin India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Dividend Yield Fund - Direct - IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Dividend Yield Fund - Direct - IDCW is managed by Franklin India. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Dividend Yield Fund - Direct - IDCW has delivered a absolute return of -7.30% — -6.61 pp behind the Dividend Yield Fund category average of -0.70%. The fund ranks #10 of 11 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Dividend Yield Fund - Direct - IDCW has delivered a CAGR of 6.63% — -5.74 pp behind the Dividend Yield Fund category average of 12.37%. The fund ranks #9 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Dividend Yield Fund - Direct - IDCW has delivered a CAGR of 6.46% — -5.04 pp behind the Dividend Yield Fund category average of 11.50%. The fund ranks #7 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Dividend Yield Fund - Direct - IDCW exactly 10 years ago would be worth approximately ₹187,015 today — a multiplier of 1.87×, based on the 10-year CAGR of 6.46%. The category average over the same window would have grown ₹1 lakh to ₹219,003.

A ₹10,000 monthly SIP in Franklin India Dividend Yield Fund - Direct - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹642,875 today. That's an XIRR (money-weighted annualised return) of 2.72%.

A ₹10,000 monthly SIP for 10 years in Franklin India Dividend Yield Fund - Direct - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,675,062 (multiplier 1.40×). XIRR: 6.49%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Dividend Yield Fund - Direct - IDCW ranks #7 out of 7 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.50%; this fund delivered 6.46%.

The worst peak-to-trough decline Franklin India Dividend Yield Fund - Direct - IDCW has experienced over the last 5-year window is 27.71% — its NAV fell from a high on 02 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Dividend Yield Fund - Direct - IDCW averaged 6.76% (best 19.60%, worst -7.83%). 84% of rolling windows ended positive. The 5-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Dividend Yield Fund - Direct - IDCW returned -5.12% — lagging the Dividend Yield Fund category average of 2.90% by 8.02 pp. It ranked #11 of 11 in its category that year.

Franklin India Dividend Yield Fund - Direct - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Dividend Yield Fund - Direct - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 27.7%. 5-year CAGR: 6.46%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.