Should I invest in Aditya Birla Sun Life Dividend Yield Fund -DIRECT?

We don't give personal investment advice. Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 7.25%.

Aditya Birla Sun Life

Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW

Latest NAV

₹46.1500

As of

17 Jul 2026

3,329 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.36%	-0.29	11 / 12	Q4
1W	+0.20%	+0.01%	+0.19	4 / 12	Q2
2W	-0.26%	-0.02%	-0.24	11 / 12	Q4
1M	-2.47%	+0.56%	-3.04	12 / 12	Q4
3M	-3.41%	+1.44%	-4.85	12 / 12	Q4
6M	-5.89%	-2.19%	-3.70	8 / 12	Q3
YTD	-4.88%	-2.99%	-1.89	7 / 11	Q3
1Y	-5.53%	-1.02%	-4.51	8 / 11	Q3
2Y	-7.06%	-2.64%	-4.42	7 / 10	Q3
3Y	+7.08%	+11.16%	-4.08	8 / 10	Q4
4Y	+10.89%	+12.50%	-1.61	6 / 8	Q3
5Y	+7.25%	+10.64%	-3.39	6 / 7	Q4
7Y	+11.10%	+11.28%	-0.18	3 / 4	Q3
10Y	+8.37%	+7.84%	+0.54	2 / 4	Q2
Inception	+9.32%	+9.33%	-0.01	6 / 12	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.88%	-2.99%	-1.89	7 / 11
2025	-3.46%	+2.90%	-6.36	10 / 11
2024	+10.51%	+15.42%	-4.91	9 / 10
2023	+31.80%	+32.76%	-0.96	5 / 8
2022	-0.15%	-0.45%	+0.30	5 / 8
2021	+28.05%	+35.42%	-7.37	5 / 5
2020	+14.58%	+14.39%	+0.18	3 / 4
2019	+2.14%	-3.81%	+5.95	1 / 4
2018	-15.25%	-14.22%	-1.03	2 / 4
2017	+33.11%	+24.83%	+8.28	1 / 4
2016	+2.90%	+1.65%	+1.25	2 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.43%

153 windows

min -25.8% · max 69.0%

65% positive

3-Year rolling

+11.06%

129 windows

min -9.2% · max 25.8%

90% positive

5-Year rolling

+10.06%

105 windows

min -3.2% · max 23.0%

97% positive

7-Year rolling

+9.20%

80 windows

min 5.2% · max 12.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.37%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.15

Downside-only deviation

Max drawdown

-24.08%

Sep 2024 → Mar 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dividend Yield Fund

Scheme	Fund house	NAV	As of
HDFC Dividend Yield Fund - IDCW Option Direct Plan	HDFC	₹21.7460	17 Jul 2026
SBI Dividend Yield Fund - Direct Plan - Income Distribution cum Capital Withdrawal (IDCW) Option	SBI	₹16.0366	17 Jul 2026
ICICI Prudential Dividend Yield Equity Fund Direct Plan IDCW Option	ICICI Prudential	₹25.5100	17 Jul 2026
Franklin India Dividend Yield Fund - Direct - IDCW	Franklin India	₹26.8008	17 Jul 2026
Kotak Dividend Yield Fund - Direct - IDCW	Kotak	₹9.8040	17 Jul 2026
Baroda BNP Paribas Dividend Yield Fund - Direct Plan - IDCW Option	Baroda BNP Paribas	₹9.9064	17 Jul 2026
UTI Dividend Yield Fund - Direct Plan - IDCW	UTI	₹40.2790	17 Jul 2026
LIC MF Dividend Yield Fund-Direct Plan-IDCW	LIC	₹35.5517	17 Jul 2026
Sundaram Dividend Yield Fund (Formerly Known as Principal Dividend Yield Fund)- Direct Plan - Income Distribution CUM Capital Withdrawal Option	Sundaram	₹60.7606	17 Jul 2026
Tata Dividend Yield Fund-Direct Plan-IDCW Payout	Tata	₹21.3537	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹46.1500
16 Jul 2026	₹46.1200
15 Jul 2026	₹46.1600
14 Jul 2026	₹45.7900
13 Jul 2026	₹46.1400
10 Jul 2026	₹46.0600
9 Jul 2026	₹45.6500
8 Jul 2026	₹45.2600
7 Jul 2026	₹45.9500
6 Jul 2026	₹46.1100

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW is ₹46.1500. It's a Dividend Yield Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Dividend Yield Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW has delivered a absolute return of -5.53% — -4.51 pp behind the Dividend Yield Fund category average of -1.02%. The fund ranks #8 of 11 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW has delivered a CAGR of 7.08% — -4.08 pp behind the Dividend Yield Fund category average of 11.16%. The fund ranks #8 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW has delivered a CAGR of 7.25% — -3.39 pp behind the Dividend Yield Fund category average of 10.64%. The fund ranks #6 of 7 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW exactly 10 years ago would be worth approximately ₹223,486 today — a multiplier of 2.23×, based on the 10-year CAGR of 8.37%. The category average over the same window would have grown ₹1 lakh to ₹212,678.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹685,063 today. That's an XIRR (money-weighted annualised return) of 5.24%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,851,574 (multiplier 1.54×). XIRR: 8.40%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW ranks #6 out of 7 funds in the Dividend Yield Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.64%; this fund delivered 7.25%.

The worst peak-to-trough decline Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW has experienced over the last 5-year window is 24.08% — its NAV fell from a high on 23 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW averaged 10.06% (best 22.96%, worst -3.17%). 97% of rolling windows ended positive. The 5-year Sharpe ratio is 0.11 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW returned -3.46% — lagging the Dividend Yield Fund category average of 2.90% by 6.36 pp. It ranked #10 of 11 in its category that year.

Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Dividend Yield Fund -DIRECT - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 7.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.