Should I invest in Franklin India Short Term Income Plan - Direct - Weekly?

We don't give personal investment advice. Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.2%. 5-year CAGR: 31.06%.

Franklin India

Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW

Latest NAV

₹3,622.9808

As of

2 May 2025

2,973 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.03%	-0.03	54 / 70	Q4
1W	+173.98%	+0.45%	+173.53	3 / 75	Q1
2W	+174.00%	+3.30%	+170.71	3 / 73	Q1
1M	+192.10%	+3.91%	+188.19	3 / 73	Q1
3M	+192.10%	+3.67%	+188.43	3 / 73	Q1
6M	+192.10%	+4.08%	+188.02	3 / 73	Q1
YTD	+192.10%	+4.25%	+187.85	3 / 73	Q1
1Y	+192.10%	+5.25%	+186.85	3 / 73	Q1
2Y	+73.55%	+6.08%	+67.46	3 / 69	Q1
3Y	+47.29%	+5.06%	+42.23	3 / 67	Q1
4Y	+36.63%	+4.91%	+31.72	3 / 58	Q1
5Y	+31.06%	+4.32%	+26.74	3 / 53	Q1
7Y	+18.65%	+3.70%	+14.95	3 / 50	Q1
10Y	+12.48%	+3.17%	+9.31	3 / 42	Q1
Inception	+10.25%	+3.21%	+7.04	3 / 69	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+192.10%	+12.93%	+179.17	3 / 62
2024	+0.00%	+3.52%	-3.52	53 / 64
2023	+6.86%	-1.39%	+8.25	20 / 65
2022	+2.38%	+1.79%	+0.60	21 / 60
2021	+15.08%	+1.60%	+13.49	3 / 49
2020	-6.79%	+4.17%	-10.96	50 / 51
2019	-2.88%	+0.83%	-3.71	41 / 50
2018	-1.02%	+1.84%	-2.85	46 / 48
2017	-0.03%	+1.67%	-1.71	32 / 47
2016	-1.43%	+4.15%	-5.58	45 / 45
2015	+0.01%	+3.55%	-3.54	7 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.71%

139 windows

min -14.0% · max 192.1%

53% positive

3-Year rolling

+1.48%

114 windows

min -5.8% · max 47.3%

51% positive

5-Year rolling

+0.73%

90 windows

min -3.8% · max 31.1%

60% positive

7-Year rolling

+0.58%

66 windows

min -2.2% · max 18.7%

67% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

109.22%

3-year · annualised

Sharpe ratio

0.55

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.28%

Aug 2022 → Sep 2022

% positive months

41.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW - Direct Plan	HDFC	₹10.3067	3 Jun 2026
NIPPON INDIA SHORT DURATION FUND - Direct Plan - IDCW Option	Nippon India	₹24.4258	3 Jun 2026
SBI Short Term Debt Fund - Direct Plan - Monthly Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹19.8855	3 Jun 2026
ICICI Prudential Short Term Fund - Direct Plan - Monthly IDCW	ICICI Prudential	₹12.6802	3 Jun 2026
Invesco India Short Duration Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,023.1248	3 Jun 2026
Bandhan Short Duration Fund - Direct Plan - Annual IDCW	Bandhan	₹10.8737	3 Jun 2026
Aditya Birla Sun Life Short Term Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹10.8440	3 Jun 2026
Franklin India Short term Income Plan- Retail Plan-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Monthly - IDCW	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Short Duration Fund - Direct Plan - IDCW	Mirae Asset	₹17.3593	3 Jun 2026
Kotak Bond Short Term Plan - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.9032	3 Jun 2026

Recent NAVs

Date	NAV
2 May 2025	₹3,622.9808
30 Apr 2025	₹3,622.9544
29 Apr 2025	₹3,560.9029
28 Apr 2025	₹3,560.9029
25 Apr 2025	₹1,322.3421
24 Apr 2025	₹1,322.2509
23 Apr 2025	₹1,322.2509
22 Apr 2025	₹1,322.2509
21 Apr 2025	₹1,322.2509
17 Apr 2025	₹1,322.2509

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 May 2025, the NAV of Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW is ₹3,622.9808. It's a Short Duration Fund from Franklin India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW is managed by Franklin India. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW has delivered a absolute return of 192.10% — +186.85 pp ahead of the Short Duration Fund category average of 5.25%. The fund ranks #3 of 73 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW has delivered a CAGR of 47.29% — +42.23 pp ahead of the Short Duration Fund category average of 5.06%. The fund ranks #3 of 67 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW has delivered a CAGR of 31.06% — +26.74 pp ahead of the Short Duration Fund category average of 4.32%. The fund ranks #3 of 53 in its category — the top (Q1) quartile.

₹1 lakh invested in Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW exactly 10 years ago would be worth approximately ₹324,210 today — a multiplier of 3.24×, based on the 10-year CAGR of 12.48%. The category average over the same window would have grown ₹1 lakh to ₹136,625.

A ₹10,000 monthly SIP in Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹1,933,806 today. That's an XIRR (money-weighted annualised return) of 48.83%.

A ₹10,000 monthly SIP for 10 years in Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW = ₹1,200,000 invested. It would currently be worth ₹3,930,045 (multiplier 3.27×). XIRR: 22.44%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW ranks #3 out of 53 funds in the Short Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.32%; this fund delivered 31.06%.

The worst peak-to-trough decline Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW has experienced over the last 5-year window is 6.16% — its NAV fell from a high on 29 Jun 2020 to a low on 31 Aug 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW averaged 0.73% (best 31.06%, worst -3.78%). 60% of rolling windows ended positive. The 5-year Sharpe ratio is 0.44 — weak risk-adjusted performance.

In calendar year 2024, Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW returned 0.00% — lagging the Short Duration Fund category average of 3.52% by 3.52 pp. It ranked #53 of 64 in its category that year.

Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Franklin India Short Term Income Plan - Retail Plan - Direct - Weekly - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.2%. 5-year CAGR: 31.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.