Should I invest in Franklin India Equity Savings Fund - Quarterly?

We don't give personal investment advice. Franklin India Equity Savings Fund - Quarterly - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 0.78%.

Franklin India

Franklin India Equity Savings Fund - Quarterly - IDCW

Latest NAV

₹12.0828

As of

3 Jun 2026

1,906 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+17.98%	-18.00	14 / 21	Q3
1W	-0.46%	+17.74%	-18.20	14 / 21	Q3
2W	-1.49%	+17.85%	-19.34	21 / 21	Q4
1M	-1.70%	+17.61%	-19.31	21 / 21	Q4
3M	-1.67%	+16.90%	-18.57	14 / 21	Q3
6M	-2.72%	+16.70%	-19.41	16 / 21	Q4
YTD	-3.14%	+16.28%	-19.42	17 / 21	Q4
1Y	-3.48%	+17.95%	-21.43	17 / 21	Q4
2Y	-0.11%	+9.32%	-9.44	17 / 21	Q4
3Y	+2.46%	+8.04%	-5.59	16 / 21	Q4
4Y	+1.91%	+6.67%	-4.76	14 / 20	Q3
5Y	+0.78%	+5.79%	-5.01	16 / 19	Q4
7Y	+2.25%	+3.85%	-1.61	11 / 15	Q3
10Y	—	—	—	—	—
Inception	+2.46%	+4.92%	-2.46	15 / 21	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.14%	-3.05%	-0.08	10 / 14
2025	+0.10%	+23.13%	-23.03	14 / 18
2024	+6.39%	+5.36%	+1.03	9 / 18
2023	+2.62%	+6.34%	-3.71	13 / 18
2022	-3.89%	+0.29%	-4.18	20 / 20
2021	+4.74%	+6.95%	-2.21	15 / 19
2020	+8.53%	+2.50%	+6.03	5 / 19
2019	+4.12%	+1.76%	+2.36	8 / 16
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.19%

83 windows

min -13.2% · max 25.3%

66% positive

3-Year rolling

+3.22%

59 windows

min 0.2% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+3.43%

34 windows

min 0.8% · max 6.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.09%

10 windows

min 2.2% · max 3.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.35%

3-year · annualised

Sharpe ratio

-1.17

vs risk-free 6.5%

Sortino ratio

-1.78

Downside-only deviation

Max drawdown

-4.20%

Sep 2024 → Jun 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.2950	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1000	3 Jun 2026
Franklin India Equity Savings Fund - IDCW	Franklin India	₹13.6543	3 Jun 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.3350	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹13.9429	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.0828
2 Jun 2026	₹12.0854
1 Jun 2026	₹12.0934
29 May 2026	₹12.0933
27 May 2026	₹12.1381
26 May 2026	₹12.1411
25 May 2026	₹12.1501
22 May 2026	₹12.2614
21 May 2026	₹12.2585
20 May 2026	₹12.2655

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Equity Savings Fund - Quarterly - IDCW is ₹12.0828. It's a Equity Savings Fund from Franklin India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund - Quarterly - IDCW has NAV history starting from 27 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund - Quarterly - IDCW is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund - Quarterly - IDCW has delivered a absolute return of -3.48% — -21.43 pp behind the Equity Savings Fund category average of 17.95%. The fund ranks #17 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund - Quarterly - IDCW has delivered a CAGR of 2.46% — -5.59 pp behind the Equity Savings Fund category average of 8.04%. The fund ranks #16 of 21 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund - Quarterly - IDCW has delivered a CAGR of 0.78% — -5.01 pp behind the Equity Savings Fund category average of 5.79%. The fund ranks #16 of 19 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund - Quarterly - IDCW exactly 5 years ago would be worth approximately ₹103,952 today — a multiplier of 1.04×, based on the 5-year CAGR of 0.78%. The category average over the same window would have grown ₹1 lakh to ₹132,485.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund - Quarterly - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹610,320 today. That's an XIRR (money-weighted annualised return) of 0.67%.

Franklin India Equity Savings Fund - Quarterly - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹890,298 — XIRR 1.64%.

On a 5-year basis, Franklin India Equity Savings Fund - Quarterly - IDCW ranks #16 out of 19 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.79%; this fund delivered 0.78%.

The worst peak-to-trough decline Franklin India Equity Savings Fund - Quarterly - IDCW has experienced over the last 5-year window is 11.84% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund - Quarterly - IDCW averaged 3.43% (best 6.02%, worst 0.78%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.09 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund - Quarterly - IDCW returned 0.10% — lagging the Equity Savings Fund category average of 23.13% by 23.03 pp. It ranked #14 of 18 in its category that year.

Franklin India Equity Savings Fund - Quarterly - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund - Quarterly - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 0.78%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund - Quarterly - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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