Should I invest in Franklin India Equity Savings Fund - Quarterly?

We don't give personal investment advice. Franklin India Equity Savings Fund - Quarterly - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 0.83%.

Franklin India

Franklin India Equity Savings Fund - Quarterly - IDCW

Latest NAV

₹12.3094

As of

17 Jul 2026

1,937 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.19%	+0.12%	+0.07	11 / 18	Q3
1W	+0.10%	+0.15%	-0.04	10 / 18	Q3
2W	+0.13%	+0.21%	-0.08	10 / 18	Q3
1M	+0.78%	+0.45%	+0.33	7 / 18	Q2
3M	-0.10%	+0.51%	-0.61	15 / 18	Q4
6M	-1.13%	-0.11%	-1.02	12 / 18	Q3
YTD	-1.32%	-0.92%	-0.39	12 / 18	Q3
1Y	-1.18%	+0.74%	-1.91	12 / 18	Q3
2Y	+0.01%	+2.46%	-2.45	14 / 18	Q4
3Y	+2.33%	+4.11%	-1.78	13 / 18	Q3
4Y	+2.34%	+4.19%	-1.85	11 / 17	Q3
5Y	+0.83%	+3.59%	-2.76	13 / 16	Q4
7Y	+2.69%	+4.23%	-1.54	11 / 15	Q3
10Y	—	—	—	—	—
Inception	+2.67%	+3.18%	-0.51	11 / 18	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.32%	-1.66%	+0.34	8 / 14
2025	+0.10%	+2.55%	-2.45	11 / 15
2024	+6.39%	+6.43%	-0.04	9 / 15
2023	+2.62%	+7.60%	-4.98	13 / 15
2022	-3.89%	+0.34%	-4.23	17 / 17
2021	+4.74%	+8.25%	-3.51	15 / 16
2020	+8.53%	+2.97%	+5.56	5 / 16
2019	+4.12%	+1.76%	+2.36	8 / 16
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.43%

85 windows

min -10.3% · max 23.3%

65% positive

3-Year rolling

+3.44%

60 windows

min 0.7% · max 7.8%

100% positive

5-Year rolling

+3.35%

36 windows

min 0.8% · max 6.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.10%

12 windows

min 2.6% · max 3.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.14%

3-year · annualised

Sharpe ratio

-1.32

vs risk-free 6.5%

Sortino ratio

-1.96

Downside-only deviation

Max drawdown

-4.20%

Sep 2024 → Jun 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.3890	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1700	17 Jul 2026
Franklin India Equity Savings Fund - IDCW	Franklin India	₹13.9104	17 Jul 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.7084	17 Jul 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹14.2563	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.3094
16 Jul 2026	₹12.2863
15 Jul 2026	₹12.2958
14 Jul 2026	₹12.2890
13 Jul 2026	₹12.3031
10 Jul 2026	₹12.2969
9 Jul 2026	₹12.2728
8 Jul 2026	₹12.2688
7 Jul 2026	₹12.3226
6 Jul 2026	₹12.3139

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Equity Savings Fund - Quarterly - IDCW is ₹12.3094. It's a Equity Savings Fund from Franklin India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund - Quarterly - IDCW has NAV history starting from 27 Aug 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund - Quarterly - IDCW is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund - Quarterly - IDCW has delivered a absolute return of -1.18% — -1.91 pp behind the Equity Savings Fund category average of 0.74%. The fund ranks #12 of 18 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund - Quarterly - IDCW has delivered a CAGR of 2.33% — -1.78 pp behind the Equity Savings Fund category average of 4.11%. The fund ranks #13 of 18 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund - Quarterly - IDCW has delivered a CAGR of 0.83% — -2.76 pp behind the Equity Savings Fund category average of 3.59%. The fund ranks #13 of 16 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund - Quarterly - IDCW exactly 5 years ago would be worth approximately ₹104,210 today — a multiplier of 1.04×, based on the 5-year CAGR of 0.83%. The category average over the same window would have grown ₹1 lakh to ₹119,265.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund - Quarterly - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹619,747 today. That's an XIRR (money-weighted annualised return) of 1.28%.

Franklin India Equity Savings Fund - Quarterly - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹903,023 — XIRR 2.04%.

On a 5-year basis, Franklin India Equity Savings Fund - Quarterly - IDCW ranks #13 out of 16 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.59%; this fund delivered 0.83%.

The worst peak-to-trough decline Franklin India Equity Savings Fund - Quarterly - IDCW has experienced over the last 5-year window is 11.84% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund - Quarterly - IDCW averaged 3.35% (best 6.77%, worst 0.83%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.04 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund - Quarterly - IDCW returned 0.10% — lagging the Equity Savings Fund category average of 2.55% by 2.45 pp. It ranked #11 of 15 in its category that year.

Franklin India Equity Savings Fund - Quarterly - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund - Quarterly - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 0.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund - Quarterly - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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