Should I invest in Franklin India Equity Savings Fund?

We don't give personal investment advice. Franklin India Equity Savings Fund - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: 2.49%.

Franklin India

Franklin India Equity Savings Fund - IDCW

Latest NAV

₹13.6543

As of

3 Jun 2026

1,906 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+17.98%	-18.00	13 / 21	Q3
1W	-0.46%	+17.74%	-18.20	13 / 21	Q3
2W	-0.27%	+17.85%	-18.12	16 / 21	Q4
1M	-0.49%	+17.61%	-18.09	11 / 21	Q3
3M	-0.46%	+16.90%	-17.36	10 / 21	Q2
6M	-0.40%	+16.70%	-17.10	10 / 21	Q2
YTD	-0.83%	+16.28%	-17.11	10 / 21	Q2
1Y	-2.64%	+17.95%	-20.58	15 / 21	Q3
2Y	+1.88%	+9.32%	-7.45	14 / 21	Q3
3Y	+3.95%	+8.04%	-4.09	12 / 21	Q3
4Y	+3.19%	+6.67%	-3.48	12 / 20	Q3
5Y	+2.49%	+5.79%	-3.30	11 / 19	Q3
7Y	+4.05%	+3.85%	+0.20	5 / 15	Q2
10Y	—	—	—	—	—
Inception	+4.09%	+4.92%	-0.83	8 / 21	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.83%	-3.05%	+2.22	3 / 14
2025	+0.21%	+23.13%	-22.92	13 / 18
2024	+8.89%	+5.36%	+3.53	4 / 18
2023	+5.88%	+6.34%	-0.45	10 / 18
2022	-3.00%	+0.29%	-3.29	18 / 20
2021	+8.36%	+6.95%	+1.41	7 / 19
2020	+8.53%	+2.50%	+6.03	4 / 19
2019	+4.12%	+1.76%	+2.36	7 / 16
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.85%

83 windows

min -13.2% · max 27.8%

73% positive

3-Year rolling

+5.10%

59 windows

min 2.7% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+5.31%

34 windows

min 2.5% · max 8.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+4.59%

10 windows

min 4.1% · max 5.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.40%

3-year · annualised

Sharpe ratio

-0.55

vs risk-free 6.5%

Sortino ratio

-0.71

Downside-only deviation

Max drawdown

-5.72%

Aug 2025 → Aug 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.2950	3 Jun 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1000	3 Jun 2026
Franklin India Equity Savings Fund - Monthly - IDCW	Franklin India	₹13.0618	3 Jun 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.3350	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹13.9429	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.6543
2 Jun 2026	₹13.6572
1 Jun 2026	₹13.6663
29 May 2026	₹13.6662
27 May 2026	₹13.7168
26 May 2026	₹13.7202
25 May 2026	₹13.7304
22 May 2026	₹13.6871
21 May 2026	₹13.6840
20 May 2026	₹13.6918

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Equity Savings Fund - IDCW is ₹13.6543. It's a Equity Savings Fund from Franklin India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund - IDCW has NAV history starting from 27 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund - IDCW is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund - IDCW has delivered a absolute return of -2.64% — -20.58 pp behind the Equity Savings Fund category average of 17.95%. The fund ranks #15 of 21 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund - IDCW has delivered a CAGR of 3.95% — -4.09 pp behind the Equity Savings Fund category average of 8.04%. The fund ranks #12 of 21 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund - IDCW has delivered a CAGR of 2.49% — -3.3 pp behind the Equity Savings Fund category average of 5.79%. The fund ranks #11 of 19 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund - IDCW exactly 5 years ago would be worth approximately ₹113,066 today — a multiplier of 1.13×, based on the 5-year CAGR of 2.49%. The category average over the same window would have grown ₹1 lakh to ₹132,485.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹642,691 today. That's an XIRR (money-weighted annualised return) of 2.71%.

Franklin India Equity Savings Fund - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹958,404 — XIRR 3.71%.

On a 5-year basis, Franklin India Equity Savings Fund - IDCW ranks #11 out of 19 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 5.79%; this fund delivered 2.49%.

The worst peak-to-trough decline Franklin India Equity Savings Fund - IDCW has experienced over the last 5-year window is 8.06% — its NAV fell from a high on 18 Oct 2021 to a low on 28 Sep 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund - IDCW averaged 5.31% (best 8.46%, worst 2.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.67 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund - IDCW returned 0.21% — lagging the Equity Savings Fund category average of 23.13% by 22.92 pp. It ranked #13 of 18 in its category that year.

Franklin India Equity Savings Fund - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.1%. 5-year CAGR: 2.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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