Should I invest in Franklin India Equity Savings Fund - Monthly?

We don't give personal investment advice. Franklin India Equity Savings Fund - Monthly - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.4%. 5-year CAGR: 2.28%.

Franklin India

Franklin India Equity Savings Fund - Monthly - IDCW

Latest NAV

₹13.2415

As of

17 Jul 2026

1,937 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.19%	+0.12%	+0.07	9 / 18	Q2
1W	+0.10%	+0.15%	-0.04	9 / 18	Q2
2W	+0.13%	+0.21%	-0.08	11 / 18	Q3
1M	+0.28%	+0.45%	-0.17	14 / 18	Q4
3M	-0.31%	+0.51%	-0.82	16 / 18	Q4
6M	-1.23%	-0.11%	-1.12	13 / 18	Q3
YTD	-1.42%	-0.92%	-0.49	13 / 18	Q3
1Y	-1.14%	+0.74%	-1.87	11 / 18	Q3
2Y	+0.28%	+2.46%	-2.18	12 / 18	Q3
3Y	+3.38%	+4.11%	-0.73	11 / 18	Q3
4Y	+3.72%	+4.19%	-0.47	8 / 17	Q2
5Y	+2.28%	+3.59%	-1.31	9 / 16	Q3
7Y	+3.85%	+4.23%	-0.38	9 / 15	Q3
10Y	—	—	—	—	—
Inception	+3.62%	+3.18%	+0.44	6 / 18	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.42%	-1.66%	+0.24	9 / 14
2025	+0.35%	+2.55%	-2.20	9 / 15
2024	+7.72%	+6.43%	+1.29	8 / 15
2023	+6.35%	+7.60%	-1.25	9 / 15
2022	-2.71%	+0.34%	-3.05	14 / 17
2021	+6.56%	+8.25%	-1.69	10 / 16
2020	+8.53%	+2.97%	+5.56	3 / 16
2019	+3.49%	+1.76%	+1.73	10 / 16
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.54%

85 windows

min -10.3% · max 23.4%

71% positive

3-Year rolling

+4.92%

60 windows

min 3.0% · max 9.4%

100% positive

5-Year rolling

+4.84%

36 windows

min 2.3% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+4.21%

12 windows

min 3.7% · max 4.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.62%

3-year · annualised

Sharpe ratio

-1.19

vs risk-free 6.5%

Sortino ratio

-2.03

Downside-only deviation

Max drawdown

-3.44%

Dec 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
HDFC MULTIPLE YIELD-HDFC MULTIPLE YIELD - DIVIDEND	HDFC	₹12.3890	17 Jul 2026
NIPPON INDIA EQUITY SAVINGS FUND - SEGREGATED PORTFOLIO 2 - IDCW Option	Nippon India	₹0.0000	17 Jul 2026
ICICI Prudential Equity Savings Fund - Quarterly IDCW	ICICI Prudential	₹13.1700	17 Jul 2026
Franklin India Equity Savings Fund - IDCW	Franklin India	₹13.9104	17 Jul 2026
PGIM India Equity Savings Fund - Annual Dividend option	PGIM India	₹14.7084	17 Jul 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund)- Income Distribution CUM Capital Withdrawal (IDCW)	Sundaram	₹14.2563	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.2415
16 Jul 2026	₹13.2166
15 Jul 2026	₹13.2268
14 Jul 2026	₹13.2195
13 Jul 2026	₹13.2346
10 Jul 2026	₹13.2280
9 Jul 2026	₹13.2020
8 Jul 2026	₹13.1978
7 Jul 2026	₹13.2557
6 Jul 2026	₹13.2463

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Equity Savings Fund - Monthly - IDCW is ₹13.2415. It's a Equity Savings Fund from Franklin India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund - Monthly - IDCW has NAV history starting from 27 Aug 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund - Monthly - IDCW is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund - Monthly - IDCW has delivered a absolute return of -1.14% — -1.87 pp behind the Equity Savings Fund category average of 0.74%. The fund ranks #11 of 18 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund - Monthly - IDCW has delivered a CAGR of 3.38% — -0.73 pp behind the Equity Savings Fund category average of 4.11%. The fund ranks #11 of 18 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund - Monthly - IDCW has delivered a CAGR of 2.28% — -1.31 pp behind the Equity Savings Fund category average of 3.59%. The fund ranks #9 of 16 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund - Monthly - IDCW exactly 5 years ago would be worth approximately ₹111,907 today — a multiplier of 1.12×, based on the 5-year CAGR of 2.28%. The category average over the same window would have grown ₹1 lakh to ₹119,265.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund - Monthly - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹636,505 today. That's an XIRR (money-weighted annualised return) of 2.33%.

Franklin India Equity Savings Fund - Monthly - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹942,678 — XIRR 3.25%.

On a 5-year basis, Franklin India Equity Savings Fund - Monthly - IDCW ranks #9 out of 16 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.59%; this fund delivered 2.28%.

The worst peak-to-trough decline Franklin India Equity Savings Fund - Monthly - IDCW has experienced over the last 5-year window is 10.36% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund - Monthly - IDCW averaged 4.84% (best 8.42%, worst 2.28%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.97 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund - Monthly - IDCW returned 0.35% — lagging the Equity Savings Fund category average of 2.55% by 2.20 pp. It ranked #9 of 15 in its category that year.

Franklin India Equity Savings Fund - Monthly - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund - Monthly - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.4%. 5-year CAGR: 2.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund - Monthly - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

More from Franklin India