Should I invest in Franklin India Dynamic Accrual Fund - Direct?

We don't give personal investment advice. Franklin India Dynamic Accrual Fund - Direct - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: 6.60%.

Franklin India

Franklin India Dynamic Accrual Fund - Direct - Growth

Latest NAV

₹84.0329

As of

7 Aug 2022

2,315 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.90%	+11.82%	-10.93	2 / 25	Q1
1W	+1.10%	+3.69%	-2.58	2 / 27	Q1
2W	+1.20%	+7.92%	-6.72	2 / 26	Q1
1M	+1.42%	+7.80%	-6.38	2 / 26	Q1
3M	+2.36%	+8.21%	-5.86	3 / 26	Q1
6M	+1.52%	+9.49%	-7.96	11 / 26	Q2
YTD	+0.77%	+8.54%	-7.77	15 / 26	Q3
1Y	+9.39%	+11.20%	-1.81	2 / 26	Q1
2Y	+9.54%	+9.56%	-0.02	2 / 25	Q1
3Y	+5.40%	+6.58%	-1.18	22 / 24	Q4
4Y	+6.49%	+7.03%	-0.54	20 / 23	Q4
5Y	+6.60%	+6.23%	+0.37	7 / 22	Q2
7Y	+7.88%	+6.90%	+0.98	3 / 21	Q1
10Y	—	—	—	—	—
Inception	+8.33%	+10.91%	-2.58	5 / 25	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2022 YTD	+0.77%	+16.46%	-15.69	22 / 23
2021	+14.67%	+3.87%	+10.80	1 / 22
2020	-0.98%	+9.74%	-10.73	21 / 21
2019	+7.31%	+8.95%	-1.64	17 / 21
2018	+9.30%	+6.33%	+2.97	1 / 19
2017	+9.43%	+4.33%	+5.10	1 / 18
2016	+10.95%	+13.83%	-2.87	16 / 18
2015	+11.33%	+9.89%	+1.44	1 / 2
2014	+13.17%	+14.24%	-1.07	2 / 2
2013	+4.55%	+7.27%	-2.72	2 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.80%

105 windows

min -4.6% · max 17.9%

90% positive

3-Year rolling

+8.55%

81 windows

min 3.8% · max 12.1%

100% positive

5-Year rolling

+8.68%

57 windows

min 6.5% · max 10.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+8.48%

32 windows

min 7.8% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.03%

3-year · annualised

Sharpe ratio

-0.21

vs risk-free 6.5%

Sortino ratio

-0.40

Downside-only deviation

Max drawdown

-7.10%

Jan 2020 → Aug 2020

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option - Direct Plan	HDFC	₹100.6129	3 Jun 2026
Nippon India Dynamic Bond Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹41.4175	3 Jun 2026
SBI Dynamic Bond Fund - DIRECT PLAN - Growth	SBI	₹40.5289	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Growth	ICICI Prudential	₹41.4902	3 Jun 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Growth	Bandhan	₹38.9185	3 Jun 2026
Quantum Dynamic Bond Fund - Direct Plan Growth Option	Quantum	₹22.2663	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹51.6266	3 Jun 2026
Franklin India Dynamic Accrual Fund - Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct Growth Plan	Franklin India	₹0.0000	3 Jun 2026
Mirae Asset Dynamic Bond Fund -Direct Plan -Growth	Mirae Asset	₹18.6144	3 Jun 2026
Kotak Dynamic Bond Fund - Growth - Direct	Kotak	₹42.2341	3 Jun 2026

Recent NAVs

Date	NAV
7 Aug 2022	₹84.0329
5 Aug 2022	₹83.2869
4 Aug 2022	₹83.1526
3 Aug 2022	₹83.1358
2 Aug 2022	₹83.1257
1 Aug 2022	₹83.1156
29 Jul 2022	₹83.0828
28 Jul 2022	₹83.0717
27 Jul 2022	₹83.0602
26 Jul 2022	₹83.0488

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Aug 2022, the NAV of Franklin India Dynamic Accrual Fund - Direct - Growth is ₹84.0329. It's a Dynamic Bond Fund from Franklin India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Dynamic Accrual Fund - Direct - Growth has NAV history starting from 01 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Dynamic Accrual Fund - Direct - Growth is managed by Franklin India. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Dynamic Accrual Fund - Direct - Growth has delivered a absolute return of 9.39% — -1.81 pp behind the Dynamic Bond Fund category average of 11.20%. The fund ranks #2 of 26 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Franklin India Dynamic Accrual Fund - Direct - Growth has delivered a CAGR of 5.40% — -1.18 pp behind the Dynamic Bond Fund category average of 6.58%. The fund ranks #22 of 24 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Franklin India Dynamic Accrual Fund - Direct - Growth has delivered a CAGR of 6.60% — +0.37 pp ahead of the Dynamic Bond Fund category average of 6.23%. The fund ranks #7 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Dynamic Accrual Fund - Direct - Growth exactly 5 years ago would be worth approximately ₹137,638 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.60%. The category average over the same window would have grown ₹1 lakh to ₹135,253.

A ₹10,000 monthly SIP in Franklin India Dynamic Accrual Fund - Direct - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹710,331 today. That's an XIRR (money-weighted annualised return) of 6.68%.

Franklin India Dynamic Accrual Fund - Direct - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,081,465 — XIRR 7.10%.

On a 5-year basis, Franklin India Dynamic Accrual Fund - Direct - Growth ranks #7 out of 22 funds in the Dynamic Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.23%; this fund delivered 6.60%.

The worst peak-to-trough decline Franklin India Dynamic Accrual Fund - Direct - Growth has experienced over the last 5-year window is 7.10% — its NAV fell from a high on 15 Jan 2020 to a low on 31 Aug 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Dynamic Accrual Fund - Direct - Growth averaged 8.68% (best 10.92%, worst 6.52%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.00 — negative risk-adjusted performance.

In calendar year 2021, Franklin India Dynamic Accrual Fund - Direct - Growth returned 14.67% — beating the Dynamic Bond Fund category average of 3.87% by 10.80 pp. It ranked #1 of 22 in its category that year.

Franklin India Dynamic Accrual Fund - Direct - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Franklin India Dynamic Accrual Fund - Direct - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: 6.60%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Dynamic Accrual Fund - Direct - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dynamic Bond Fund

Recent NAVs

Frequently asked questions

More from Franklin India