Should I invest in Franklin India Corporate Debt Fund - Plan A - Annual?

We don't give personal investment advice. Franklin India Corporate Debt Fund - Plan A - Annual - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.2%. 5-year CAGR: -0.75%.

Franklin Templeton

Franklin India Corporate Debt Fund - Plan A - Annual - IDCW

Latest NAV

₹16.9341

As of

24 Jul 2026

4,903 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	-0.02%	+0.06	8 / 33	Q1
1W	+0.16%	-2.90%	+3.06	6 / 34	Q1
2W	+0.27%	-2.83%	+3.09	7 / 34	Q1
1M	+0.74%	-2.69%	+3.43	10 / 34	Q2
3M	+1.75%	-1.98%	+3.73	11 / 34	Q2
6M	-3.54%	-2.42%	-1.11	29 / 32	Q4
YTD	-3.57%	-2.55%	-1.02	29 / 32	Q4
1Y	-1.42%	-2.04%	+0.62	27 / 32	Q4
2Y	+1.13%	-1.31%	+2.44	11 / 30	Q2
3Y	+0.82%	-1.55%	+2.37	11 / 30	Q2
4Y	+0.23%	-1.91%	+2.13	15 / 29	Q3
5Y	-0.75%	-2.67%	+1.91	19 / 26	Q3
7Y	-0.67%	-2.83%	+2.16	19 / 24	Q4
10Y	-0.22%	+1.48%	-1.70	17 / 22	Q4
Inception	+2.53%	-0.71%	+3.24	12 / 34	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.57%	+0.22%	-3.78	19 / 21
2025	+2.43%	+2.87%	-0.44	7 / 21
2024	+1.03%	+2.38%	-1.36	10 / 21
2023	-1.12%	+1.19%	-2.31	19 / 21
2022	-4.03%	-0.52%	-3.51	19 / 22
2021	-3.33%	-0.19%	-3.14	19 / 22
2020	+0.58%	+3.13%	-2.55	15 / 24
2019	+1.29%	+2.92%	-1.64	13 / 25
2018	-0.47%	+1.55%	-2.03	19 / 25
2017	+0.23%	+1.65%	-1.42	10 / 25
2016	+2.73%	+3.80%	-1.07	9 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.67%

236 windows

min -6.9% · max 15.1%

68% positive

3-Year rolling

+2.87%

211 windows

min -2.9% · max 11.1%

75% positive

5-Year rolling

+3.17%

187 windows

min -1.7% · max 9.7%

68% positive

7-Year rolling

+3.36%

163 windows

min -1.0% · max 8.2%

67% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.32%

3-year · annualised

Sharpe ratio

-0.87

vs risk-free 6.5%

Sortino ratio

-0.94

Downside-only deviation

Max drawdown

-7.09%

Mar 2026 → Apr 2026

% positive months

88.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - IDCW Option	HDFC	₹20.7810	24 Jul 2026
NIPPON INDIA CORPORATE BOND FUND - IDCW Option	Nippon India	₹20.3495	24 Jul 2026
ICICI Prudential Corporate Bond Fund - Growth	ICICI Prudential	₹31.8042	24 Jul 2026
Franklin India Corporate Debt Fund - Growth	Franklin Templeton	₹106.0988	24 Jul 2026
BARODA BNP PARIBAS Corporate Bond Fund - Defunct Plan - Annual-IDCW Option	Baroda BNP Paribas	₹12.1969	24 Jul 2026
PGIM India Corporate Bond Fund - Annual Dividend	PGIM India	₹10.2495	24 Jul 2026
Aditya Birla Sun Life Corporate Bond Fund - Growth - Regular Plan	Birla Sun Life	₹119.1913	24 Jul 2026
NIPPON INDIA CORPORATE BOND FUND - DAILY IDCW Option	Reliance	₹17.0690	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹16.9341
23 Jul 2026	₹16.9280
22 Jul 2026	₹16.9236
21 Jul 2026	₹16.9232
20 Jul 2026	₹16.9144
17 Jul 2026	₹16.9075
16 Jul 2026	₹16.9027
15 Jul 2026	₹16.8901
14 Jul 2026	₹16.8792
13 Jul 2026	₹16.8963

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Franklin India Corporate Debt Fund - Plan A - Annual - IDCW is ₹16.9341. It's a Corporate Bond Fund from Franklin Templeton, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Franklin India Corporate Debt Fund - Plan A - Annual - IDCW has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Franklin India Corporate Debt Fund - Plan A - Annual - IDCW is managed by Franklin Templeton. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Corporate Debt Fund - Plan A - Annual - IDCW has delivered a absolute return of -1.42% — +0.62 pp ahead of the Corporate Bond Fund category average of -2.04%. The fund ranks #27 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Franklin India Corporate Debt Fund - Plan A - Annual - IDCW has delivered a CAGR of 0.82% — +2.37 pp ahead of the Corporate Bond Fund category average of -1.55%. The fund ranks #11 of 30 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Franklin India Corporate Debt Fund - Plan A - Annual - IDCW has delivered a CAGR of -0.75% — +1.91 pp ahead of the Corporate Bond Fund category average of -2.67%. The fund ranks #19 of 26 in its category — the third (Q3) quartile.

₹1 lakh invested in Franklin India Corporate Debt Fund - Plan A - Annual - IDCW exactly 10 years ago would be worth approximately ₹97,817 today — a multiplier of 0.98×, based on the 10-year CAGR of -0.22%. The category average over the same window would have grown ₹1 lakh to ₹115,816.

A ₹10,000 monthly SIP in Franklin India Corporate Debt Fund - Plan A - Annual - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹597,641 today. That's an XIRR (money-weighted annualised return) of -0.15%.

A ₹10,000 monthly SIP for 10 years in Franklin India Corporate Debt Fund - Plan A - Annual - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,169,225 (multiplier 0.97×). XIRR: -0.52%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Franklin India Corporate Debt Fund - Plan A - Annual - IDCW ranks #19 out of 26 funds in the Corporate Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -2.67%; this fund delivered -0.75%.

The worst peak-to-trough decline Franklin India Corporate Debt Fund - Plan A - Annual - IDCW has experienced over the last 5-year window is 10.24% — its NAV fell from a high on 17 Mar 2022 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Corporate Debt Fund - Plan A - Annual - IDCW averaged 3.17% (best 9.72%, worst -1.74%). 68% of rolling windows ended positive. The 5-year Sharpe ratio is -1.08 — negative risk-adjusted performance.

In calendar year 2025, Franklin India Corporate Debt Fund - Plan A - Annual - IDCW returned 2.43% — lagging the Corporate Bond Fund category average of 2.87% by 0.44 pp. It ranked #7 of 21 in its category that year.

Franklin India Corporate Debt Fund - Plan A - Annual - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Franklin India Corporate Debt Fund - Plan A - Annual - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.2%. 5-year CAGR: -0.75%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.