Should I invest in Edelweiss Government Securities Fund Monthly?

We don't give personal investment advice. Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: -0.84%.

Edelweiss

Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option

Latest NAV

₹10.1384

As of

3 Jun 2026

2,303 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.06%	+0.04	3 / 26	Q1
1W	+0.09%	+0.06%	+0.03	13 / 26	Q2
2W	+0.71%	+0.55%	+0.16	10 / 26	Q2
1M	-0.01%	+0.05%	-0.06	11 / 26	Q2
3M	-1.34%	-1.14%	-0.19	18 / 26	Q3
6M	-0.81%	-0.33%	-0.48	23 / 25	Q4
YTD	-1.28%	-0.73%	-0.55	21 / 25	Q4
1Y	-3.39%	-2.55%	-0.84	21 / 25	Q4
2Y	-1.43%	+2.01%	-3.45	20 / 23	Q4
3Y	-0.84%	+2.92%	-3.77	22 / 23	Q4
4Y	-0.56%	+3.75%	-4.31	20 / 20	Q4
5Y	-0.84%	+2.75%	-3.59	19 / 19	Q4
7Y	-0.88%	+2.73%	-3.61	18 / 19	Q4
10Y	—	—	—	—	—
Inception	-0.71%	+2.75%	-3.45	24 / 26	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.28%	-0.73%	-0.55	21 / 25
2025	-2.00%	+2.10%	-4.10	22 / 24
2024	+2.02%	+6.37%	-4.35	17 / 23
2023	-1.03%	+4.50%	-5.53	23 / 24
2022	-1.63%	+0.99%	-2.62	17 / 19
2021	-1.12%	-0.38%	-0.74	13 / 19
2020	-0.12%	+3.90%	-4.02	14 / 19
2019	+0.60%	+5.60%	-5.00	14 / 19
2018	-0.49%	+4.05%	-4.53	17 / 19
2017	-0.95%	-1.74%	+0.79	10 / 19
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.50%

104 windows

min -4.4% · max 2.6%

37% positive

3-Year rolling

-0.48%

80 windows

min -1.8% · max 0.5%

16% positive

5-Year rolling

-0.54%

56 windows

min -1.1% · max 0.1%

2% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

-0.41%

31 windows

min -0.9% · max -0.1%

0% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.80%

3-year · annualised

Sharpe ratio

-2.61

vs risk-free 6.5%

Sortino ratio

-3.61

Downside-only deviation

Max drawdown

-6.10%

Apr 2025 → May 2026

% positive months

38.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
SBI MGLT- GROWTH - PF (Regular) Option	SBI	₹43.0318	3 Jun 2026
Bandhan Gilt Fund - Regular - Plan B - Half Yearly IDCW	Bandhan	₹11.3204	3 Jun 2026
quant Gilt Fund - IDCW Option - Regular Plan	Quant	₹11.8918	3 Jun 2026
Kotak Gilt-Investment Regular-Dividend	Kotak Mahindra	₹18.4955	3 Jun 2026
Edelweiss Government Securities Fund - Regular Plan - Annual - IDCW Option	Edelweiss	₹24.3641	3 Jun 2026
HSBC Gilt Fund - Regular Quarterly IDCW	HSBC	₹10.1535	3 Jun 2026
Axis Gilt Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.7534	3 Jun 2026
Bajaj Finserv Gilt Fund - Regular - IDCW	Bajaj Finserv	₹1,032.1024	3 Jun 2026
Groww Gilt Fund - Regular - IDCW	Groww	₹9.7459	3 Jun 2026
LIC MF Govt Securities Fund-Regular Plan (D)	LIC	₹16.8824	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.1384
2 Jun 2026	₹10.1456
1 Jun 2026	₹10.1356
29 May 2026	₹10.1421
27 May 2026	₹10.1383
26 May 2026	₹10.1363
25 May 2026	₹10.1336
22 May 2026	₹10.0917
21 May 2026	₹10.0855
20 May 2026	₹10.0935

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option is ₹10.1384. It's a Gilt Fund from Edelweiss, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option has NAV history starting from 28 Nov 2016, a track record of about 9 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option is managed by Edelweiss. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option has delivered a absolute return of -3.39% — -0.84 pp behind the Gilt Fund category average of -2.55%. The fund ranks #21 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option has delivered a CAGR of -0.84% — -3.77 pp behind the Gilt Fund category average of 2.92%. The fund ranks #22 of 23 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option has delivered a CAGR of -0.84% — -3.59 pp behind the Gilt Fund category average of 2.75%. The fund ranks #19 of 19 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option exactly 5 years ago would be worth approximately ₹95,846 today — a multiplier of 0.96×, based on the 5-year CAGR of -0.84%. The category average over the same window would have grown ₹1 lakh to ₹114,519.

A ₹10,000 monthly SIP in Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹584,465 today. That's an XIRR (money-weighted annualised return) of -1.03%.

Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹812,451 — XIRR -0.94%.

On a 5-year basis, Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option ranks #19 out of 19 funds in the Gilt Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.75%; this fund delivered -0.84%.

The worst peak-to-trough decline Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option has experienced over the last 5-year window is 7.16% — its NAV fell from a high on 20 Sep 2021 to a low on 18 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option averaged -0.54% (best 0.14%, worst -1.15%). 2% of rolling windows ended positive. The 5-year Sharpe ratio is -2.94 — negative risk-adjusted performance.

In calendar year 2025, Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option returned -2.00% — lagging the Gilt Fund category average of 2.10% by 4.10 pp. It ranked #22 of 24 in its category that year.

Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Edelweiss Government Securities Fund - Regular Plan Monthly - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.2%. 5-year CAGR: -0.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.