Should I invest in DSP Strategic Bond Fund?

We don't give personal investment advice. DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.9%. 5-year CAGR: 0.20%.

DSP BlackRock

DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly

Latest NAV

₹1,070.5276

As of

24 Jul 2026

4,645 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.05%	+0.01	4 / 6	Q3
1W	-0.23%	-0.22%	-0.02	4 / 6	Q3
2W	-0.62%	-0.56%	-0.06	6 / 6	Q4
1M	-0.16%	-0.01%	-0.15	4 / 6	Q3
3M	+1.90%	+1.99%	-0.09	4 / 6	Q3
6M	+1.87%	+2.08%	-0.21	4 / 6	Q3
YTD	+1.33%	+1.59%	-0.26	4 / 6	Q3
1Y	+1.23%	+1.65%	-0.42	4 / 6	Q3
2Y	+0.38%	+1.88%	-1.50	4 / 6	Q3
3Y	+0.15%	+2.11%	-1.97	3 / 6	Q2
4Y	+0.33%	+2.43%	-2.10	4 / 6	Q3
5Y	+0.20%	+2.01%	-1.80	4 / 6	Q3
7Y	-0.12%	+2.23%	-2.35	6 / 6	Q4
10Y	+0.08%	+2.46%	-2.38	6 / 6	Q4
Inception	+0.35%	+2.78%	-2.43	4 / 6	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.33%	+1.59%	-0.26	4 / 6
2025	-0.25%	+0.80%	-1.05	3 / 6
2024	+0.24%	+3.23%	-2.99	3 / 6
2023	+0.07%	+3.32%	-3.25	5 / 6
2022	+0.10%	+0.39%	-0.29	5 / 6
2021	-0.24%	+0.24%	-0.48	5 / 6
2020	-0.40%	+4.20%	-4.60	5 / 6
2019	+1.12%	+4.57%	-3.45	4 / 6
2018	+2.19%	+3.78%	-1.59	4 / 6
2017	+0.53%	+0.44%	+0.09	5 / 6
2016	-1.41%	+5.97%	-7.39	6 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.24%

222 windows

min -4.6% · max 3.7%

63% positive

3-Year rolling

+0.29%

198 windows

min -1.0% · max 2.6%

71% positive

5-Year rolling

+0.29%

174 windows

min -0.4% · max 0.9%

81% positive

7-Year rolling

+0.28%

149 windows

min -0.4% · max 0.8%

93% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.81%

3-year · annualised

Sharpe ratio

-1.65

vs risk-free 6.5%

Sortino ratio

-2.31

Downside-only deviation

Max drawdown

-4.94%

Feb 2024 → Apr 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option	HDFC	₹92.8852	24 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹30.6010	24 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.1277	24 Jul 2026
ICICI Prudential All Seasons Bond Fund - Annual IDCW	ICICI Prudential	₹11.4892	24 Jul 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.5376	24 Jul 2026
Quantum Dynamic Term Fund - Direct Plan Monthly IDCW	Quantum	₹10.4068	24 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2272	24 Jul 2026
Franklin India Dynamic Accrual Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	24 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7515	24 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2163	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹1,070.5276
23 Jul 2026	₹1,069.8448
22 Jul 2026	₹1,071.4295
21 Jul 2026	₹1,072.7372
20 Jul 2026	₹1,072.6353
17 Jul 2026	₹1,073.0056
16 Jul 2026	₹1,074.7601
15 Jul 2026	₹1,073.3545
14 Jul 2026	₹1,072.1740
13 Jul 2026	₹1,077.3093

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly is ₹1,070.5276. It's a Dynamic Bond Fund from DSP BlackRock, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly has NAV history starting from 10 May 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly is managed by DSP BlackRock. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly has delivered a absolute return of 1.23% — -0.42 pp behind the Dynamic Bond Fund category average of 1.65%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly has delivered a CAGR of 0.15% — -1.97 pp behind the Dynamic Bond Fund category average of 2.11%. The fund ranks #3 of 6 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly has delivered a CAGR of 0.20% — -1.8 pp behind the Dynamic Bond Fund category average of 2.01%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly exactly 10 years ago would be worth approximately ₹100,807 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.08%. The category average over the same window would have grown ₹1 lakh to ₹127,470.

A ₹10,000 monthly SIP in DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly over the last 5 years — total invested ₹600,000 — would be worth ₹605,585 today. That's an XIRR (money-weighted annualised return) of 0.36%.

A ₹10,000 monthly SIP for 10 years in DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly = ₹1,200,000 invested. It would currently be worth ₹1,217,035 (multiplier 1.01×). XIRR: 0.28%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly ranks #4 out of 6 funds in the Dynamic Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.01%; this fund delivered 0.20%.

The worst peak-to-trough decline DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly has experienced over the last 5-year window is 4.94% — its NAV fell from a high on 28 Feb 2024 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly averaged 0.29% (best 0.94%, worst -0.36%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is -1.99 — negative risk-adjusted performance.

In calendar year 2025, DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly returned -0.25% — lagging the Dynamic Bond Fund category average of 0.80% by 1.05 pp. It ranked #3 of 6 in its category that year.

DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP Strategic Bond Fund - Regular Plan - IDCW - Monthly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.9%. 5-year CAGR: 0.20%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.