Should I invest in DSP Strategic Bond Fund?

We don't give personal investment advice. DSP Strategic Bond Fund - Regular Plan - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.7%. 5-year CAGR: 5.49%.

DSP BlackRock

DSP Strategic Bond Fund - Regular Plan - Growth

Latest NAV

₹3,451.7568

As of

24 Jul 2026

4,578 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.05%	+0.01	3 / 6	Q2
1W	-0.23%	-0.22%	-0.02	3 / 6	Q2
2W	-0.62%	-0.56%	-0.06	5 / 6	Q4
1M	+0.41%	-0.01%	+0.42	3 / 6	Q2
3M	+2.48%	+1.99%	+0.49	3 / 6	Q2
6M	+2.45%	+2.08%	+0.37	2 / 6	Q2
YTD	+1.91%	+1.59%	+0.32	2 / 6	Q2
1Y	+1.80%	+1.65%	+0.16	2 / 6	Q2
2Y	+4.73%	+1.88%	+2.84	2 / 6	Q2
3Y	+6.03%	+2.11%	+3.92	2 / 6	Q2
4Y	+6.35%	+2.43%	+3.92	2 / 6	Q2
5Y	+5.49%	+2.01%	+3.48	2 / 6	Q2
7Y	+6.37%	+2.23%	+4.14	2 / 6	Q2
10Y	+6.40%	+2.46%	+3.94	2 / 6	Q2
Inception	+6.65%	+2.78%	+3.87	2 / 6	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.91%	+1.59%	+0.32	2 / 6
2025	+4.32%	+0.80%	+3.52	2 / 6
2024	+10.16%	+3.23%	+6.93	1 / 6
2023	+7.92%	+3.32%	+4.61	1 / 6
2022	+1.60%	+0.39%	+1.21	2 / 6
2021	+2.32%	+0.24%	+2.08	2 / 6
2020	+11.94%	+4.20%	+7.74	1 / 6
2019	+10.55%	+4.57%	+5.98	2 / 6
2018	+6.44%	+3.78%	+2.66	2 / 6
2017	+1.91%	+0.44%	+1.47	2 / 6
2016	+12.85%	+5.97%	+6.88	2 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.95%

216 windows

min -4.3% · max 17.1%

94% positive

3-Year rolling

+7.23%

196 windows

min 1.7% · max 11.9%

100% positive

5-Year rolling

+7.46%

172 windows

min 4.5% · max 10.3%

100% positive

7-Year rolling

+7.66%

146 windows

min 5.7% · max 9.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.71%

3-year · annualised

Sharpe ratio

-0.15

vs risk-free 6.5%

Sortino ratio

-0.31

Downside-only deviation

Max drawdown

-3.69%

May 2025 → Apr 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option	HDFC	₹92.8852	24 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹30.6010	24 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.1277	24 Jul 2026
ICICI Prudential All Seasons Bond Fund - Annual IDCW	ICICI Prudential	₹11.4892	24 Jul 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.5376	24 Jul 2026
Quantum Dynamic Term Fund - Direct Plan Monthly IDCW	Quantum	₹10.4068	24 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2272	24 Jul 2026
Franklin India Dynamic Accrual Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	24 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7515	24 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2163	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹3,451.7568
23 Jul 2026	₹3,449.5554
22 Jul 2026	₹3,454.6649
21 Jul 2026	₹3,458.8815
20 Jul 2026	₹3,458.5529
17 Jul 2026	₹3,459.7470
16 Jul 2026	₹3,465.4043
15 Jul 2026	₹3,460.8721
14 Jul 2026	₹3,457.0657
13 Jul 2026	₹3,473.6238

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of DSP Strategic Bond Fund - Regular Plan - Growth is ₹3,451.7568. It's a Dynamic Bond Fund from DSP BlackRock, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Strategic Bond Fund - Regular Plan - Growth has NAV history starting from 10 May 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP Strategic Bond Fund - Regular Plan - Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Strategic Bond Fund - Regular Plan - Growth has delivered a absolute return of 1.80% — +0.16 pp ahead of the Dynamic Bond Fund category average of 1.65%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP Strategic Bond Fund - Regular Plan - Growth has delivered a CAGR of 6.03% — +3.92 pp ahead of the Dynamic Bond Fund category average of 2.11%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP Strategic Bond Fund - Regular Plan - Growth has delivered a CAGR of 5.49% — +3.48 pp ahead of the Dynamic Bond Fund category average of 2.01%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP Strategic Bond Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹185,885 today — a multiplier of 1.86×, based on the 10-year CAGR of 6.40%. The category average over the same window would have grown ₹1 lakh to ₹127,470.

A ₹10,000 monthly SIP in DSP Strategic Bond Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹692,500 today. That's an XIRR (money-weighted annualised return) of 5.67%.

A ₹10,000 monthly SIP for 10 years in DSP Strategic Bond Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,642,480 (multiplier 1.37×). XIRR: 6.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Strategic Bond Fund - Regular Plan - Growth ranks #2 out of 6 funds in the Dynamic Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.01%; this fund delivered 5.49%.

The worst peak-to-trough decline DSP Strategic Bond Fund - Regular Plan - Growth has experienced over the last 5-year window is 3.69% — its NAV fell from a high on 21 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Strategic Bond Fund - Regular Plan - Growth averaged 7.46% (best 10.29%, worst 4.54%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.35 — negative risk-adjusted performance.

In calendar year 2025, DSP Strategic Bond Fund - Regular Plan - Growth returned 4.32% — beating the Dynamic Bond Fund category average of 0.80% by 3.52 pp. It ranked #2 of 6 in its category that year.

DSP Strategic Bond Fund - Regular Plan - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP Strategic Bond Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.7%. 5-year CAGR: 5.49%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Strategic Bond Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dynamic Bond Fund

Recent NAVs

Frequently asked questions

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