Should I invest in DSP Strategic Bond Fund?

We don't give personal investment advice. DSP Strategic Bond Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.1%. 5-year CAGR: 6.25%.

DSP

DSP Strategic Bond Fund - Direct Plan - IDCW

Latest NAV

₹2,529.6116

As of

17 Jul 2026

3,276 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.16%	-0.06%	-0.10	52 / 64	Q4
1W	-0.38%	-0.13%	-0.25	56 / 64	Q4
2W	-0.30%	-0.22%	-0.08	42 / 64	Q3
1M	+1.58%	+0.40%	+1.18	3 / 64	Q1
3M	+2.69%	+1.30%	+1.38	8 / 64	Q1
6M	+3.24%	+1.83%	+1.42	18 / 64	Q2
YTD	+2.51%	+1.34%	+1.17	18 / 64	Q2
1Y	+2.93%	+2.13%	+0.80	23 / 64	Q2
2Y	+5.65%	+3.27%	+2.39	24 / 64	Q2
3Y	+6.83%	+3.24%	+3.60	18 / 63	Q2
4Y	+7.15%	+3.54%	+3.61	16 / 61	Q2
5Y	+6.25%	+3.28%	+2.97	15 / 56	Q2
7Y	+7.00%	+2.70%	+4.30	3 / 52	Q1
10Y	+7.10%	+2.55%	+4.55	4 / 40	Q1
Inception	+6.77%	+2.74%	+4.03	10 / 64	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.51%	+1.48%	+1.03	16 / 55
2025	+5.02%	+2.58%	+2.44	16 / 57
2024	+10.89%	+4.34%	+6.55	3 / 57
2023	+8.62%	+2.94%	+5.68	1 / 59
2022	+2.25%	+1.52%	+0.73	19 / 55
2021	+2.98%	+1.52%	+1.46	18 / 51
2020	+12.66%	+3.18%	+9.48	1 / 52
2019	+11.23%	+2.95%	+8.28	5 / 53
2018	+6.87%	+3.55%	+3.32	11 / 47
2017	+2.26%	-1.08%	+3.35	11 / 44
2016	+13.25%	+6.39%	+6.86	7 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.12%

153 windows

min -1.9% · max 19.9%

97% positive

3-Year rolling

+7.44%

129 windows

min 4.3% · max 10.5%

100% positive

5-Year rolling

+7.33%

105 windows

min 5.4% · max 9.6%

100% positive

7-Year rolling

+7.63%

80 windows

min 6.1% · max 8.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.41%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.14

Downside-only deviation

Max drawdown

-3.13%

May 2025 → Apr 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Half Yearly IDCW - Direct Plan	HDFC	₹14.0403	17 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹30.6037	17 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.0673	17 Jul 2026
ICICI Prudential All Seasons Bond Fund - Direct Plan - Annual IDCW	ICICI Prudential	₹11.5275	17 Jul 2026
BANDHAN Dynamic Bond Fund-Direct Plan-Annual IDCW	Bandhan	₹12.1184	17 Jul 2026
Quantum Dynamic Bond Fund - Direct Plan Monthly IDCW	Quantum	₹10.4272	17 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2466	17 Jul 2026
Franklin India Dynamic Accrual Fund-Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - Direct IDCW	Franklin India	₹0.0000	17 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7797	17 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2355	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹2,529.6116
16 Jul 2026	₹2,533.7032
15 Jul 2026	₹2,530.3452
14 Jul 2026	₹2,527.5176
13 Jul 2026	₹2,539.5788
10 Jul 2026	₹2,539.2228
9 Jul 2026	₹2,533.7355
8 Jul 2026	₹2,530.7319
7 Jul 2026	₹2,538.7985
6 Jul 2026	₹2,540.2170

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Strategic Bond Fund - Direct Plan - IDCW is ₹2,529.6116. It's a Dynamic Bond Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Strategic Bond Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Strategic Bond Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Strategic Bond Fund - Direct Plan - IDCW has delivered a absolute return of 2.93% — +0.8 pp ahead of the Dynamic Bond Fund category average of 2.13%. The fund ranks #23 of 64 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP Strategic Bond Fund - Direct Plan - IDCW has delivered a CAGR of 6.83% — +3.6 pp ahead of the Dynamic Bond Fund category average of 3.24%. The fund ranks #18 of 63 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP Strategic Bond Fund - Direct Plan - IDCW has delivered a CAGR of 6.25% — +2.97 pp ahead of the Dynamic Bond Fund category average of 3.28%. The fund ranks #15 of 56 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP Strategic Bond Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹198,504 today — a multiplier of 1.99×, based on the 10-year CAGR of 7.10%. The category average over the same window would have grown ₹1 lakh to ₹128,632.

A ₹10,000 monthly SIP in DSP Strategic Bond Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹707,328 today. That's an XIRR (money-weighted annualised return) of 6.52%.

A ₹10,000 monthly SIP for 10 years in DSP Strategic Bond Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,708,559 (multiplier 1.42×). XIRR: 6.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Strategic Bond Fund - Direct Plan - IDCW ranks #15 out of 56 funds in the Dynamic Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.28%; this fund delivered 6.25%.

The worst peak-to-trough decline DSP Strategic Bond Fund - Direct Plan - IDCW has experienced over the last 5-year window is 3.13% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Strategic Bond Fund - Direct Plan - IDCW averaged 7.33% (best 9.60%, worst 5.44%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.12 — negative risk-adjusted performance.

In calendar year 2025, DSP Strategic Bond Fund - Direct Plan - IDCW returned 5.02% — beating the Dynamic Bond Fund category average of 2.58% by 2.44 pp. It ranked #16 of 57 in its category that year.

DSP Strategic Bond Fund - Direct Plan - IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP Strategic Bond Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.1%. 5-year CAGR: 6.25%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP Strategic Bond Fund - Direct Plan - IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Dynamic Bond Fund

Recent NAVs

Frequently asked questions

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