Should I invest in DSP Small Cap Fund?

We don't give personal investment advice. DSP Small Cap Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 18.19%.

DSP

DSP Small Cap Fund - Direct Plan - Growth

Latest NAV

₹245.6460

As of

17 Jul 2026

3,333 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.65%	-0.55%	-0.10	27 / 36	Q3
1W	-0.45%	-0.78%	+0.33	8 / 36	Q1
2W	+1.20%	+0.21%	+0.98	1 / 36	Q1
1M	+4.39%	+2.84%	+1.55	4 / 36	Q1
3M	+10.42%	+10.77%	-0.35	17 / 36	Q2
6M	+16.40%	+14.16%	+2.24	11 / 34	Q2
YTD	+13.34%	+10.96%	+2.38	8 / 33	Q1
1Y	+8.95%	+6.25%	+2.70	11 / 32	Q2
2Y	+8.42%	+4.89%	+3.53	6 / 29	Q1
3Y	+19.06%	+18.29%	+0.77	9 / 25	Q2
4Y	+21.36%	+21.13%	+0.23	11 / 22	Q2
5Y	+18.19%	+17.21%	+0.99	8 / 22	Q2
7Y	+24.26%	+24.32%	-0.07	9 / 18	Q2
10Y	+17.43%	+18.28%	-0.86	9 / 13	Q3
Inception	+21.44%	+19.38%	+2.06	15 / 36	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+13.34%	+10.96%	+2.38	8 / 33
2025	-2.65%	-4.11%	+1.46	13 / 30
2024	+25.78%	+27.89%	-2.11	17 / 28
2023	+42.61%	+43.05%	-0.44	14 / 24
2022	+1.37%	+2.92%	-1.55	12 / 22
2021	+59.31%	+63.14%	-3.83	15 / 21
2020	+33.14%	+32.77%	+0.37	7 / 18
2019	+1.46%	+0.57%	+0.89	9 / 16
2018	-25.18%	-16.20%	-8.98	12 / 13
2017	+43.49%	+49.31%	-5.82	9 / 13
2016	+12.61%	+6.15%	+6.46	1 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+27.78%

153 windows

min -26.6% · max 125.4%

80% positive

3-Year rolling

+22.45%

129 windows

min -12.0% · max 54.6%

93% positive

5-Year rolling

+20.27%

105 windows

min 1.1% · max 37.3%

100% positive

7-Year rolling

+18.85%

80 windows

min 15.1% · max 24.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.65%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-24.14%

Dec 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - Growth Option - Direct Plan	HDFC	₹160.5300	17 Jul 2026
Nippon India Small Cap Fund - Direct Plan Growth Plan - Bonus Option	Nippon India	₹203.5938	17 Jul 2026
SBI Small Cap Fund - Direct Plan - Growth	SBI	₹208.9152	17 Jul 2026
ICICI Prudential Smallcap Fund - Direct Plan - Growth	ICICI Prudential	₹100.5000	17 Jul 2026
Invesco India Smallcap Fund - Direct Plan - Growth	Invesco	₹52.7200	17 Jul 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN GROWTH	Bandhan	₹55.5270	17 Jul 2026
quant Small Cap Fund - Growth Option - Direct Plan	Quant	₹313.4689	17 Jul 2026
QUANTUM SMALL CAP FUND - DIRECT PLAN GROWTH OPTION	Quantum	₹13.9100	17 Jul 2026
Aditya Birla Sun Life Small Cap Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹109.4685	17 Jul 2026
Motilal Oswal Small Cap Fund - Direct - Growth	Motilal Oswal	₹16.8394	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹245.6460
16 Jul 2026	₹247.2540
15 Jul 2026	₹247.3570
14 Jul 2026	₹246.1360
13 Jul 2026	₹247.2060
10 Jul 2026	₹246.7520
9 Jul 2026	₹244.2880
8 Jul 2026	₹240.6250
7 Jul 2026	₹243.1140
6 Jul 2026	₹243.6850

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Small Cap Fund - Direct Plan - Growth is ₹245.6460. It's a Small Cap Fund from DSP, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Small Cap Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Small Cap Fund - Direct Plan - Growth is managed by DSP. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Small Cap Fund - Direct Plan - Growth has delivered a absolute return of 8.95% — +2.7 pp ahead of the Small Cap Fund category average of 6.25%. The fund ranks #11 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP Small Cap Fund - Direct Plan - Growth has delivered a CAGR of 19.06% — +0.77 pp ahead of the Small Cap Fund category average of 18.29%. The fund ranks #9 of 25 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP Small Cap Fund - Direct Plan - Growth has delivered a CAGR of 18.19% — +0.99 pp ahead of the Small Cap Fund category average of 17.21%. The fund ranks #8 of 22 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP Small Cap Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹498,559 today — a multiplier of 4.99×, based on the 10-year CAGR of 17.43%. The category average over the same window would have grown ₹1 lakh to ₹536,108.

A ₹10,000 monthly SIP in DSP Small Cap Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹954,477 today. That's an XIRR (money-weighted annualised return) of 18.62%.

A ₹10,000 monthly SIP for 10 years in DSP Small Cap Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹3,442,028 (multiplier 2.87×). XIRR: 19.99%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Small Cap Fund - Direct Plan - Growth ranks #8 out of 22 funds in the Small Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 17.21%; this fund delivered 18.19%.

The worst peak-to-trough decline DSP Small Cap Fund - Direct Plan - Growth has experienced over the last 5-year window is 24.14% — its NAV fell from a high on 11 Dec 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Small Cap Fund - Direct Plan - Growth averaged 20.27% (best 37.29%, worst 1.06%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, DSP Small Cap Fund - Direct Plan - Growth returned -2.65% — beating the Small Cap Fund category average of -4.11% by 1.46 pp. It ranked #13 of 30 in its category that year.

DSP Small Cap Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Small Cap Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 24.1%. 5-year CAGR: 18.19%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.