Should I invest in DSP Midcap Fund?

We don't give personal investment advice. DSP Midcap Fund - Direct Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.9%. 5-year CAGR: 3.53%.

DSP

DSP Midcap Fund - Direct Plan - IDCW

Latest NAV

₹65.6850

As of

3 Jun 2026

3,302 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.14%	+0.01	21 / 31	Q3
1W	-2.37%	-1.87%	-0.50	25 / 31	Q4
2W	-1.13%	-0.11%	-1.02	30 / 31	Q4
1M	-0.67%	+0.51%	-1.18	29 / 31	Q4
3M	-0.01%	+3.44%	-3.46	25 / 31	Q4
6M	-9.24%	-2.01%	-7.23	29 / 30	Q4
YTD	-8.98%	-1.58%	-7.40	29 / 30	Q4
1Y	-4.01%	+2.35%	-6.36	27 / 29	Q4
2Y	-2.60%	+3.03%	-5.63	26 / 28	Q4
3Y	+9.33%	+16.24%	-6.91	26 / 28	Q4
4Y	+7.89%	+15.16%	-7.26	21 / 22	Q4
5Y	+3.53%	+13.25%	-9.72	21 / 21	Q4
7Y	+5.62%	+14.99%	-9.36	19 / 19	Q4
10Y	+8.12%	+11.74%	-3.63	15 / 16	Q4
Inception	+11.13%	+14.53%	-3.41	24 / 31	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-8.98%	-1.58%	-7.40	29 / 30
2025	-5.70%	-0.94%	-4.77	24 / 28
2024	+13.53%	+26.10%	-12.57	26 / 28
2023	+28.28%	+33.37%	-5.09	21 / 27
2022	-13.88%	-0.01%	-13.87	21 / 21
2021	+15.79%	+39.11%	-23.32	20 / 20
2020	+10.41%	+21.28%	-10.88	16 / 19
2019	+10.39%	-0.12%	+10.51	1 / 18
2018	-9.04%	-14.35%	+5.31	4 / 17
2017	+40.42%	+34.26%	+6.17	4 / 17
2016	+11.03%	-0.52%	+11.55	1 / 16

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.30%

152 windows

min -30.4% · max 102.0%

68% positive

3-Year rolling

+12.40%

127 windows

min -8.0% · max 42.3%

96% positive

5-Year rolling

+11.18%

103 windows

min 0.5% · max 29.5%

100% positive

7-Year rolling

+10.58%

79 windows

min 3.8% · max 20.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.81%

3-year · annualised

Sharpe ratio

0.23

vs risk-free 6.5%

Sortino ratio

0.32

Downside-only deviation

Max drawdown

-27.44%

Oct 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹77.7900	3 Jun 2026
SBI Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹148.2267	3 Jun 2026
ICICI Prudential MidCap Fund - Direct Plan - IDCW	ICICI Prudential	₹69.4100	3 Jun 2026
Invesco India Midcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹76.9100	3 Jun 2026
BANDHAN MIDCAP FUND - IDCW - DIRECT PLAN	Bandhan	₹18.8330	3 Jun 2026
quant Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹86.2856	3 Jun 2026
Aditya Birla Sun Life Midcap Fund -DIRECT - IDCW	Aditya Birla Sun Life	₹95.7500	3 Jun 2026
Motilal Oswal Midcap Fund-Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹42.4667	3 Jun 2026
Franklin India Mid Cap Fund - Direct - IDCW	Franklin India	₹108.9957	3 Jun 2026
Mirae Asset Midcap Fund Direct IDCW	Mirae Asset	₹26.9280	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹65.6850
2 Jun 2026	₹66.0000
1 Jun 2026	₹65.9020
29 May 2026	₹66.7530
27 May 2026	₹67.5560
26 May 2026	₹67.6010
25 May 2026	₹67.7450
22 May 2026	₹67.1010
21 May 2026	₹66.9530
20 May 2026	₹66.9030

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP Midcap Fund - Direct Plan - IDCW is ₹65.6850. It's a Mid Cap Fund from DSP, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP Midcap Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Midcap Fund - Direct Plan - IDCW is managed by DSP. It's classified by AMFI under the 'Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Midcap Fund - Direct Plan - IDCW has delivered a absolute return of -4.01% — -6.36 pp behind the Mid Cap Fund category average of 2.35%. The fund ranks #27 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, DSP Midcap Fund - Direct Plan - IDCW has delivered a CAGR of 9.33% — -6.91 pp behind the Mid Cap Fund category average of 16.24%. The fund ranks #26 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, DSP Midcap Fund - Direct Plan - IDCW has delivered a CAGR of 3.53% — -9.72 pp behind the Mid Cap Fund category average of 13.25%. The fund ranks #21 of 21 in its category — the bottom (Q4) quartile.

₹1 lakh invested in DSP Midcap Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹218,219 today — a multiplier of 2.18×, based on the 10-year CAGR of 8.12%. The category average over the same window would have grown ₹1 lakh to ₹303,545.

A ₹10,000 monthly SIP in DSP Midcap Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹653,109 today. That's an XIRR (money-weighted annualised return) of 3.35%.

A ₹10,000 monthly SIP for 10 years in DSP Midcap Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,595,622 (multiplier 1.33×). XIRR: 5.56%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Midcap Fund - Direct Plan - IDCW ranks #21 out of 21 funds in the Mid Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.25%; this fund delivered 3.53%.

The worst peak-to-trough decline DSP Midcap Fund - Direct Plan - IDCW has experienced over the last 5-year window is 30.92% — its NAV fell from a high on 18 Oct 2021 to a low on 28 Mar 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Midcap Fund - Direct Plan - IDCW averaged 11.18% (best 29.53%, worst 0.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.04 — negative risk-adjusted performance.

In calendar year 2025, DSP Midcap Fund - Direct Plan - IDCW returned -5.70% — lagging the Mid Cap Fund category average of -0.94% by 4.77 pp. It ranked #24 of 28 in its category that year.

DSP Midcap Fund - Direct Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Midcap Fund - Direct Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.9%. 5-year CAGR: 3.53%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.