Should I invest in DSP Focused Fund?

We don't give personal investment advice. DSP Focused Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.7%. 5-year CAGR: 12.41%.

DSP

DSP Focused Fund - Direct Plan - Growth

Latest NAV

₹62.8850

As of

17 Jul 2026

3,333 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.35%	-0.06	18 / 28	Q3
1W	+0.15%	-0.02%	+0.18	9 / 28	Q2
2W	+0.92%	+0.36%	+0.56	6 / 28	Q1
1M	+2.88%	+2.21%	+0.68	9 / 28	Q2
3M	+4.89%	+4.56%	+0.33	10 / 28	Q2
6M	+0.49%	+2.44%	-1.95	17 / 28	Q3
YTD	-0.42%	+0.86%	-1.29	16 / 28	Q3
1Y	+1.83%	+3.20%	-1.36	16 / 28	Q3
2Y	+3.52%	+3.30%	+0.22	14 / 28	Q2
3Y	+15.84%	+14.17%	+1.67	9 / 27	Q2
4Y	+16.96%	+15.94%	+1.02	10 / 25	Q2
5Y	+12.41%	+13.51%	-1.10	16 / 22	Q3
7Y	+14.86%	+16.09%	-1.22	11 / 16	Q3
10Y	+12.86%	+14.39%	-1.52	12 / 13	Q4
Inception	+13.45%	+15.24%	-1.79	21 / 28	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.42%	+0.86%	-1.29	16 / 28
2025	+8.12%	+5.55%	+2.57	10 / 28
2024	+19.45%	+20.88%	-1.42	14 / 27
2023	+35.36%	+27.60%	+7.76	2 / 25
2022	-3.43%	+2.34%	-5.78	18 / 23
2021	+23.53%	+33.53%	-10.00	18 / 20
2020	+10.33%	+17.14%	-6.80	15 / 17
2019	+18.82%	+12.27%	+6.54	2 / 13
2018	-4.09%	-5.39%	+1.30	7 / 13
2017	+29.21%	+37.82%	-8.61	12 / 13
2016	+5.52%	+5.87%	-0.36	6 / 13

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.91%

153 windows

min -21.4% · max 70.4%

81% positive

3-Year rolling

+14.65%

129 windows

min -3.7% · max 28.9%

98% positive

5-Year rolling

+13.71%

105 windows

min 1.6% · max 26.0%

100% positive

7-Year rolling

+13.17%

80 windows

min 9.0% · max 17.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.34%

3-year · annualised

Sharpe ratio

0.65

vs risk-free 6.5%

Sortino ratio

1.09

Downside-only deviation

Max drawdown

-15.81%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Focused Fund

Scheme	Fund house	NAV	As of
HDFC Focused Fund - Growth Option - Direct Plan	HDFC	₹268.1380	17 Jul 2026
Nippon India Focused Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹136.4284	17 Jul 2026
SBI FOCUSED FUND - DIRECT PLAN -GROWTH	SBI	₹445.5621	17 Jul 2026
ICICI Prudential Focused Equity Fund - Direct Plan - Growth	ICICI Prudential	₹111.2700	17 Jul 2026
Invesco India Focused Fund - Direct Plan - Growth	Invesco	₹31.4500	17 Jul 2026
Bandhan Focused Fund - Direct Plan - Growth	Bandhan	₹105.5040	17 Jul 2026
quant Focused Fund - Growth Option-Direct Plan	Quant	₹105.7537	17 Jul 2026
Aditya Birla Sun Life Focused Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹167.1112	17 Jul 2026
Motilal Oswal Focused Fund - Direct Plan Growth Option	Motilal Oswal	₹58.5328	17 Jul 2026
Franklin India Focused Equity Fund - Direct - Growth	Franklin India	₹116.4027	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹62.8850
16 Jul 2026	₹62.7060
15 Jul 2026	₹62.7830
14 Jul 2026	₹62.6020
13 Jul 2026	₹62.9580
10 Jul 2026	₹62.7880
9 Jul 2026	₹62.0550
8 Jul 2026	₹61.5330
7 Jul 2026	₹62.8120
6 Jul 2026	₹62.7710

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP Focused Fund - Direct Plan - Growth is ₹62.8850. It's a Focused Fund from DSP, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

DSP Focused Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

DSP Focused Fund - Direct Plan - Growth is managed by DSP. It's classified by AMFI under the 'Focused Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP Focused Fund - Direct Plan - Growth has delivered a absolute return of 1.83% — -1.36 pp behind the Focused Fund category average of 3.20%. The fund ranks #16 of 28 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP Focused Fund - Direct Plan - Growth has delivered a CAGR of 15.84% — +1.67 pp ahead of the Focused Fund category average of 14.17%. The fund ranks #9 of 27 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP Focused Fund - Direct Plan - Growth has delivered a CAGR of 12.41% — -1.1 pp behind the Focused Fund category average of 13.51%. The fund ranks #16 of 22 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP Focused Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹335,405 today — a multiplier of 3.35×, based on the 10-year CAGR of 12.86%. The category average over the same window would have grown ₹1 lakh to ₹383,451.

A ₹10,000 monthly SIP in DSP Focused Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹837,004 today. That's an XIRR (money-weighted annualised return) of 13.27%.

A ₹10,000 monthly SIP for 10 years in DSP Focused Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,454,640 (multiplier 2.05×). XIRR: 13.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP Focused Fund - Direct Plan - Growth ranks #16 out of 22 funds in the Focused Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 13.51%; this fund delivered 12.41%.

The worst peak-to-trough decline DSP Focused Fund - Direct Plan - Growth has experienced over the last 5-year window is 20.67% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP Focused Fund - Direct Plan - Growth averaged 13.71% (best 26.02%, worst 1.64%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, DSP Focused Fund - Direct Plan - Growth returned 8.12% — beating the Focused Fund category average of 5.55% by 2.57 pp. It ranked #10 of 28 in its category that year.

DSP Focused Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. DSP Focused Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.7%. 5-year CAGR: 12.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.