Should I invest in DSP BlackRock Treasury Bill Fund - Monthly Dividend?

We don't give personal investment advice. DSP BlackRock Treasury Bill Fund - Monthly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.44%.

DSP BlackRock

DSP BlackRock Treasury Bill Fund - Monthly Dividend

Latest NAV

₹11.0053

As of

3 Jun 2026

4,877 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.00%	+0.02	21 / 51	Q2
1W	+0.17%	+0.17%	+0.00	32 / 51	Q3
2W	+0.07%	+0.09%	-0.02	36 / 51	Q3
1M	+0.13%	+0.14%	-0.02	28 / 51	Q3
3M	+0.26%	+0.42%	-0.16	21 / 51	Q2
6M	+0.33%	+0.91%	-0.58	22 / 51	Q2
YTD	+0.22%	+0.83%	-0.61	24 / 51	Q2
1Y	+0.44%	+2.16%	-1.73	22 / 51	Q2
2Y	+0.50%	+2.79%	-2.29	23 / 51	Q2
3Y	+0.52%	+3.08%	-2.56	21 / 43	Q2
4Y	+0.60%	+3.09%	-2.49	22 / 43	Q3
5Y	+0.44%	+2.77%	-2.33	22 / 43	Q3
7Y	+0.38%	+2.65%	-2.27	23 / 43	Q3
10Y	+0.45%	+2.72%	-2.28	23 / 42	Q3
Inception	+0.47%	+3.46%	-2.99	23 / 50	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.22%	+0.74%	-0.51	21 / 42
2025	+0.46%	+3.15%	-2.69	22 / 42
2024	+0.60%	+3.39%	-2.79	21 / 41
2023	+0.47%	+3.51%	-3.04	21 / 39
2022	+0.31%	+2.03%	-1.72	22 / 41
2021	+0.23%	+1.44%	-1.21	21 / 41
2020	+0.19%	+2.26%	-2.07	28 / 47
2019	+0.64%	+2.96%	-2.32	20 / 47
2018	+0.70%	+2.57%	-1.87	18 / 43
2017	+0.38%	+2.37%	-1.99	17 / 43
2016	+0.34%	+2.97%	-2.63	20 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.47%

234 windows

min -0.9% · max 1.3%

93% positive

3-Year rolling

+0.46%

210 windows

min -0.1% · max 0.9%

98% positive

5-Year rolling

+0.48%

185 windows

min 0.2% · max 0.7%

100% positive

7-Year rolling

+0.50%

161 windows

min 0.3% · max 0.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.23%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.75%

Apr 2026 → Apr 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund - Savings Plan-Daily Dividend Option	HDFC	₹1,063.6400	3 Jun 2026
NIPPON INDIA MONEY MARKET FUND - QUARTERLY IDCW Option	Nippon India	₹1,022.7499	3 Jun 2026
SBI Magnum Income Fund - F R P - Short Term - (G)	SBI	₹43.5732	3 Jun 2026
ICICI Prudential Money Market Fund Option - IDCW Others	ICICI Prudential	₹183.8376	3 Jun 2026
Invesco India Money Market Fund - Daily IDCW (Reinvestment)	Invesco	₹1,000.2900	3 Jun 2026
Franklin India Money Market Fund - DP - Wkly IDCW R	Franklin India	₹10.0960	3 Jun 2026
Templeton Floating Rate Income Fund-Long Term Plan-Dividend Option	Franklin Templeton	₹11.1750	3 Jun 2026
Kotak Floater Short Term-(Growth)	Kotak Mahindra	₹4,738.1215	3 Jun 2026
DSP BlackRock Treasury Bill Fund - Dividend	DSP BlackRock	₹12.3436	3 Jun 2026
UTI MMF - Instn Growth Plan	UTI	₹3,254.9369	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.0053
2 Jun 2026	₹11.0034
1 Jun 2026	₹11.0002
29 May 2026	₹10.9905
27 May 2026	₹10.9893
26 May 2026	₹10.9850
25 May 2026	₹10.9864
22 May 2026	₹10.9817
21 May 2026	₹10.9828
20 May 2026	₹10.9914

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Treasury Bill Fund - Monthly Dividend is ₹11.0053. It's a Money Market Fund from DSP BlackRock, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Treasury Bill Fund - Monthly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Treasury Bill Fund - Monthly Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Treasury Bill Fund - Monthly Dividend has delivered a absolute return of 0.44% — -1.73 pp behind the Money Market Fund category average of 2.16%. The fund ranks #22 of 51 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP BlackRock Treasury Bill Fund - Monthly Dividend has delivered a CAGR of 0.52% — -2.56 pp behind the Money Market Fund category average of 3.08%. The fund ranks #21 of 43 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP BlackRock Treasury Bill Fund - Monthly Dividend has delivered a CAGR of 0.44% — -2.33 pp behind the Money Market Fund category average of 2.77%. The fund ranks #22 of 43 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP BlackRock Treasury Bill Fund - Monthly Dividend exactly 10 years ago would be worth approximately ₹104,564 today — a multiplier of 1.05×, based on the 10-year CAGR of 0.45%. The category average over the same window would have grown ₹1 lakh to ₹130,832.

A ₹10,000 monthly SIP in DSP BlackRock Treasury Bill Fund - Monthly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹607,760 today. That's an XIRR (money-weighted annualised return) of 0.51%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Treasury Bill Fund - Monthly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,227,793 (multiplier 1.02×). XIRR: 0.45%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Treasury Bill Fund - Monthly Dividend ranks #22 out of 43 funds in the Money Market Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.77%; this fund delivered 0.44%.

The worst peak-to-trough decline DSP BlackRock Treasury Bill Fund - Monthly Dividend has experienced over the last 5-year window is 0.84% — its NAV fell from a high on 28 Mar 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Treasury Bill Fund - Monthly Dividend averaged 0.48% (best 0.74%, worst 0.15%). 100% of rolling windows ended positive.

In calendar year 2025, DSP BlackRock Treasury Bill Fund - Monthly Dividend returned 0.46% — lagging the Money Market Fund category average of 3.15% by 2.69 pp. It ranked #22 of 42 in its category that year.

DSP BlackRock Treasury Bill Fund - Monthly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Treasury Bill Fund - Monthly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.