Should I invest in DSP BlackRock Short Term Fund-Monthly Dividend?

We don't give personal investment advice. DSP BlackRock Short Term Fund-Monthly Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.5%. 5-year CAGR: 0.39%.

DSP BlackRock

DSP BlackRock Short Term Fund-Monthly Dividend

Latest NAV

₹11.6197

As of

3 Jun 2026

4,878 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+0.01%	+0.08	1 / 39	Q1
1W	+0.23%	+15.04%	-14.81	21 / 40	Q3
2W	+0.42%	+15.09%	-14.67	9 / 40	Q1
1M	+0.19%	+16.91%	-16.71	18 / 40	Q2
3M	+0.13%	+17.18%	-17.05	29 / 40	Q3
6M	+0.13%	+18.01%	-17.87	27 / 40	Q3
YTD	+0.11%	+17.67%	-17.56	27 / 40	Q3
1Y	+0.23%	+19.37%	-19.15	26 / 40	Q3
2Y	+0.52%	+8.20%	-7.67	25 / 40	Q3
3Y	+0.46%	+5.69%	-5.23	26 / 40	Q3
4Y	+0.61%	+4.90%	-4.29	28 / 39	Q3
5Y	+0.39%	+4.10%	-3.71	27 / 38	Q3
7Y	+0.31%	+2.87%	-2.56	28 / 37	Q4
10Y	+0.34%	+4.95%	-4.61	20 / 27	Q3
Inception	+0.58%	+1.92%	-1.33	32 / 40	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.11%	+0.39%	-0.28	13 / 21
2025	+0.58%	+34.44%	-33.86	18 / 25
2024	+0.61%	+3.79%	-3.18	15 / 25
2023	+0.28%	+4.24%	-3.96	18 / 25
2022	+0.18%	+2.62%	-2.44	18 / 26
2021	+0.01%	+3.74%	-3.74	19 / 26
2020	+0.06%	+3.74%	-3.68	22 / 30
2019	+0.67%	+2.23%	-1.56	15 / 30
2018	+0.58%	+2.73%	-2.15	16 / 30
2017	+0.62%	+2.37%	-1.74	22 / 37
2016	-0.45%	+5.27%	-5.72	34 / 37

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.60%

234 windows

min -1.6% · max 2.2%

88% positive

3-Year rolling

+0.56%

210 windows

min -0.3% · max 1.8%

96% positive

5-Year rolling

+0.54%

185 windows

min 0.0% · max 1.0%

100% positive

7-Year rolling

+0.55%

161 windows

min 0.2% · max 0.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.69%

3-year · annualised

Sharpe ratio

-8.72

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.54%

May 2025 → Apr 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW Option	HDFC	₹10.1985	3 Jun 2026
NIPPON INDIA SHORT DURATION FUND - IDCW Option	Nippon India	₹22.3820	3 Jun 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTTUTIONAL GROWTH	SBI	₹33.4345	3 Jun 2026
ICICI Prudential Short Term Plan - Div. Option	ICICI Prudential	₹12.0670	3 Jun 2026
Kotak Bond Short Term Plan-(Growth)	Kotak Mahindra	₹54.0814	3 Jun 2026
DSP BlackRock Short Term Fund-Dividend	DSP BlackRock	₹12.0819	3 Jun 2026
HSBC Short Duration Fund - Bonus	HSBC	₹27.5331	3 Jun 2026
UTI - Short Term Income Fund - Dividend Option	UTI	₹24.5675	3 Jun 2026
IDFC - SSIF - Short Term - Plan A - Fortnightly Dividend	IDFC	₹10.4111	3 Jun 2026
Reliance Short Term Fund-Dividend Re-investment Plan	Reliance	₹11.5088	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.6197
2 Jun 2026	₹11.6240
1 Jun 2026	₹11.6131
29 May 2026	₹11.6115
27 May 2026	₹11.6023
26 May 2026	₹11.5972
25 May 2026	₹11.5937
22 May 2026	₹11.5703
21 May 2026	₹11.5608
20 May 2026	₹11.5700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of DSP BlackRock Short Term Fund-Monthly Dividend is ₹11.6197. It's a Short Duration Fund from DSP BlackRock, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Short Term Fund-Monthly Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Short Term Fund-Monthly Dividend is managed by DSP BlackRock. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Short Term Fund-Monthly Dividend has delivered a absolute return of 0.23% — -19.15 pp behind the Short Duration Fund category average of 19.37%. The fund ranks #26 of 40 in its category — the third (Q3) quartile.

Over the trailing 3-year window, DSP BlackRock Short Term Fund-Monthly Dividend has delivered a CAGR of 0.46% — -5.23 pp behind the Short Duration Fund category average of 5.69%. The fund ranks #26 of 40 in its category — the third (Q3) quartile.

Over the trailing 5-year window, DSP BlackRock Short Term Fund-Monthly Dividend has delivered a CAGR of 0.39% — -3.71 pp behind the Short Duration Fund category average of 4.10%. The fund ranks #27 of 38 in its category — the third (Q3) quartile.

₹1 lakh invested in DSP BlackRock Short Term Fund-Monthly Dividend exactly 10 years ago would be worth approximately ₹103,480 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.34%. The category average over the same window would have grown ₹1 lakh to ₹162,129.

A ₹10,000 monthly SIP in DSP BlackRock Short Term Fund-Monthly Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹607,155 today. That's an XIRR (money-weighted annualised return) of 0.47%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Short Term Fund-Monthly Dividend = ₹1,200,000 invested. It would currently be worth ₹1,223,125 (multiplier 1.02×). XIRR: 0.38%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Short Term Fund-Monthly Dividend ranks #27 out of 38 funds in the Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.10%; this fund delivered 0.39%.

The worst peak-to-trough decline DSP BlackRock Short Term Fund-Monthly Dividend has experienced over the last 5-year window is 1.54% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Short Term Fund-Monthly Dividend averaged 0.54% (best 1.01%, worst 0.03%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -8.56 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Short Term Fund-Monthly Dividend returned 0.58% — lagging the Short Duration Fund category average of 34.44% by 33.86 pp. It ranked #18 of 25 in its category that year.

DSP BlackRock Short Term Fund-Monthly Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Short Term Fund-Monthly Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.5%. 5-year CAGR: 0.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.