Should I invest in NIPPON INDIA SHORT DURATION FUND?

We don't give personal investment advice. NIPPON INDIA SHORT DURATION FUND - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 5.87%.

Nippon India

NIPPON INDIA SHORT DURATION FUND - IDCW Option

Latest NAV

₹22.3820

As of

3 Jun 2026

3,011 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.01%	+0.06	8 / 39	Q1
1W	+0.26%	+15.04%	-14.77	8 / 40	Q1
2W	+0.31%	+15.09%	-14.78	20 / 40	Q2
1M	+0.12%	+16.91%	-16.79	26 / 40	Q3
3M	+0.22%	+17.18%	-16.95	25 / 40	Q3
6M	+1.27%	+18.01%	-16.74	20 / 40	Q2
YTD	+1.16%	+17.67%	-16.51	15 / 40	Q2
1Y	+3.97%	+19.37%	-15.41	17 / 40	Q2
2Y	+6.86%	+8.20%	-1.33	14 / 40	Q2
3Y	+6.81%	+5.69%	+1.12	12 / 40	Q2
4Y	+6.76%	+4.90%	+1.86	12 / 39	Q2
5Y	+5.87%	+4.10%	+1.78	13 / 38	Q2
7Y	+6.57%	+2.87%	+3.70	11 / 37	Q2
10Y	+6.73%	+4.95%	+1.78	7 / 27	Q2
Inception	+6.66%	+1.92%	+4.74	15 / 40	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.16%	+0.39%	+0.77	6 / 21
2025	+7.85%	+34.44%	-26.59	7 / 25
2024	+7.94%	+3.79%	+4.15	2 / 25
2023	+6.81%	+4.24%	+2.57	6 / 25
2022	+3.20%	+2.62%	+0.58	9 / 26
2021	+4.34%	+3.74%	+0.60	8 / 26
2020	+9.40%	+3.74%	+5.66	9 / 30
2019	+9.38%	+2.23%	+7.15	7 / 30
2018	+5.40%	+2.73%	+2.67	13 / 30
2017	+5.45%	+2.37%	+3.09	10 / 37
2016	+9.70%	+5.27%	+4.43	6 / 37

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.81%

141 windows

min 2.0% · max 10.7%

100% positive

3-Year rolling

+6.79%

116 windows

min 4.8% · max 8.8%

100% positive

5-Year rolling

+6.77%

92 windows

min 5.9% · max 8.0%

100% positive

7-Year rolling

+6.84%

68 windows

min 6.2% · max 7.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.28%

3-year · annualised

Sharpe ratio

0.09

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.60%

Mar 2026 → Apr 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW Option	HDFC	₹10.1985	3 Jun 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTTUTIONAL GROWTH	SBI	₹33.4345	3 Jun 2026
ICICI Prudential Short Term Plan - Div. Option	ICICI Prudential	₹12.0670	3 Jun 2026
Kotak Bond Short Term Plan-(Growth)	Kotak Mahindra	₹54.0814	3 Jun 2026
DSP BlackRock Short Term Fund-Dividend	DSP BlackRock	₹12.0819	3 Jun 2026
HSBC Short Duration Fund - Bonus	HSBC	₹27.5331	3 Jun 2026
UTI - Short Term Income Fund - Dividend Option	UTI	₹24.5675	3 Jun 2026
IDFC - SSIF - Short Term - Plan A - Fortnightly Dividend	IDFC	₹10.4111	3 Jun 2026
Reliance Short Term Fund-Dividend Re-investment Plan	Reliance	₹11.5088	3 Jun 2026
Sundaram Short Duration Fund (Formerly Known as Principal Short Term Debt Fund)- Income Distribution CUM Capital Withdrawal Option (IDCW)	Sundaram	₹12.9400	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.3820
2 Jun 2026	₹22.3882
1 Jun 2026	₹22.3724
29 May 2026	₹22.3631
27 May 2026	₹22.3385
26 May 2026	₹22.3294
25 May 2026	₹22.3286
22 May 2026	₹22.2941
21 May 2026	₹22.2769
20 May 2026	₹22.2983

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NIPPON INDIA SHORT DURATION FUND - IDCW Option is ₹22.3820. It's a Short Duration Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA SHORT DURATION FUND - IDCW Option has NAV history starting from 06 Dec 2013, a track record of about 12 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA SHORT DURATION FUND - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA SHORT DURATION FUND - IDCW Option has delivered a absolute return of 3.97% — -15.41 pp behind the Short Duration Fund category average of 19.37%. The fund ranks #17 of 40 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NIPPON INDIA SHORT DURATION FUND - IDCW Option has delivered a CAGR of 6.81% — +1.12 pp ahead of the Short Duration Fund category average of 5.69%. The fund ranks #12 of 40 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA SHORT DURATION FUND - IDCW Option has delivered a CAGR of 5.87% — +1.78 pp ahead of the Short Duration Fund category average of 4.10%. The fund ranks #13 of 38 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA SHORT DURATION FUND - IDCW Option exactly 10 years ago would be worth approximately ₹191,805 today — a multiplier of 1.92×, based on the 10-year CAGR of 6.73%. The category average over the same window would have grown ₹1 lakh to ₹162,129.

A ₹10,000 monthly SIP in NIPPON INDIA SHORT DURATION FUND - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹705,447 today. That's an XIRR (money-weighted annualised return) of 6.41%.

A ₹10,000 monthly SIP for 10 years in NIPPON INDIA SHORT DURATION FUND - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,673,392 (multiplier 1.39×). XIRR: 6.47%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, NIPPON INDIA SHORT DURATION FUND - IDCW Option ranks #13 out of 38 funds in the Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.10%; this fund delivered 5.87%.

The worst peak-to-trough decline NIPPON INDIA SHORT DURATION FUND - IDCW Option has experienced over the last 5-year window is 1.24% — its NAV fell from a high on 07 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA SHORT DURATION FUND - IDCW Option averaged 6.77% (best 8.02%, worst 5.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.55 — negative risk-adjusted performance.

In calendar year 2025, NIPPON INDIA SHORT DURATION FUND - IDCW Option returned 7.85% — lagging the Short Duration Fund category average of 34.44% by 26.59 pp. It ranked #7 of 25 in its category that year.

NIPPON INDIA SHORT DURATION FUND - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. NIPPON INDIA SHORT DURATION FUND - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.2%. 5-year CAGR: 5.87%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

NIPPON INDIA SHORT DURATION FUND - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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