Should I invest in DSP BlackRock Short Term Fund?

We don't give personal investment advice. DSP BlackRock Short Term Fund-Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 5.69%.

DSP BlackRock

DSP BlackRock Short Term Fund-Growth

Latest NAV

₹49.1609

As of

17 Jul 2026

4,909 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.01%	+0.02	22 / 39	Q3
1W	-0.05%	+14.90%	-14.95	32 / 40	Q4
2W	-0.12%	+14.87%	-14.99	32 / 40	Q4
1M	+0.66%	+16.97%	-16.31	14 / 40	Q2
3M	+1.80%	+17.77%	-15.98	14 / 40	Q2
6M	+2.96%	+18.69%	-15.73	21 / 40	Q3
YTD	+2.72%	+18.27%	-15.54	16 / 40	Q2
1Y	+4.70%	+19.84%	-15.13	19 / 40	Q2
2Y	+6.80%	+8.35%	-1.54	19 / 40	Q2
3Y	+6.73%	+5.83%	+0.91	19 / 40	Q2
4Y	+6.60%	+4.95%	+1.65	18 / 39	Q2
5Y	+5.69%	+4.18%	+1.51	17 / 38	Q2
7Y	+6.15%	+2.89%	+3.26	16 / 37	Q2
10Y	+6.38%	+4.96%	+1.42	11 / 27	Q2
Inception	+7.11%	+1.95%	+5.16	12 / 40	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.72%	+1.52%	+1.20	9 / 21
2025	+7.21%	+34.44%	-27.23	14 / 25
2024	+7.63%	+3.79%	+3.84	7 / 25
2023	+6.65%	+4.24%	+2.41	11 / 25
2022	+3.00%	+2.62%	+0.38	12 / 26
2021	+2.77%	+3.74%	-0.98	12 / 26
2020	+9.38%	+3.74%	+5.65	10 / 30
2019	+9.09%	+2.23%	+6.86	8 / 30
2018	+5.72%	+2.73%	+2.99	10 / 30
2017	+5.83%	+2.37%	+3.46	3 / 37
2016	+8.83%	+5.27%	+3.56	18 / 37

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.17%

236 windows

min 1.8% · max 11.1%

100% positive

3-Year rolling

+7.17%

211 windows

min 4.0% · max 9.7%

100% positive

5-Year rolling

+7.27%

187 windows

min 5.4% · max 9.2%

100% positive

7-Year rolling

+7.43%

163 windows

min 5.9% · max 8.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.37%

3-year · annualised

Sharpe ratio

0.05

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.71%

Mar 2026 → Apr 2026

% positive months

97.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Short Duration Fund

Scheme	Fund house	NAV	As of
HDFC Short Term Debt Fund - Fortnightly IDCW Option	HDFC	₹10.1971	17 Jul 2026
NIPPON INDIA SHORT DURATION FUND - IDCW Option	Nippon India	₹22.7873	17 Jul 2026
SBI SHORT HORIZON DEBT FUND-SHORT TERM FUND INSTTUTIONAL GROWTH	SBI	₹34.0048	17 Jul 2026
ICICI Prudential Short Term Plan - Div. Option	ICICI Prudential	₹12.0655	17 Jul 2026
Kotak Bond Short Term Plan-(Growth)	Kotak Mahindra	₹54.9923	17 Jul 2026
DSP BlackRock Short Term Fund-Dividend	DSP BlackRock	₹12.2975	17 Jul 2026
HSBC Short Duration Fund - Bonus	HSBC	₹28.0219	17 Jul 2026
UTI - Short Term Income Fund - Dividend Option	UTI	₹24.9629	17 Jul 2026
IDFC - SSIF - Short Term - Plan A - Fortnightly Dividend	IDFC	₹10.4169	17 Jul 2026
Reliance Short Term Fund-Dividend Re-investment Plan	Reliance	₹11.5433	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹49.1609
16 Jul 2026	₹49.1576
15 Jul 2026	₹49.1147
14 Jul 2026	₹49.0796
13 Jul 2026	₹49.1809
10 Jul 2026	₹49.1862
9 Jul 2026	₹49.1337
8 Jul 2026	₹49.1270
7 Jul 2026	₹49.2377
6 Jul 2026	₹49.2521

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of DSP BlackRock Short Term Fund-Growth is ₹49.1609. It's a Short Duration Fund from DSP BlackRock, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

DSP BlackRock Short Term Fund-Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

DSP BlackRock Short Term Fund-Growth is managed by DSP BlackRock. It's classified by AMFI under the 'Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, DSP BlackRock Short Term Fund-Growth has delivered a absolute return of 4.70% — -15.13 pp behind the Short Duration Fund category average of 19.84%. The fund ranks #19 of 40 in its category — the second (Q2) quartile.

Over the trailing 3-year window, DSP BlackRock Short Term Fund-Growth has delivered a CAGR of 6.73% — +0.91 pp ahead of the Short Duration Fund category average of 5.83%. The fund ranks #19 of 40 in its category — the second (Q2) quartile.

Over the trailing 5-year window, DSP BlackRock Short Term Fund-Growth has delivered a CAGR of 5.69% — +1.51 pp ahead of the Short Duration Fund category average of 4.18%. The fund ranks #17 of 38 in its category — the second (Q2) quartile.

₹1 lakh invested in DSP BlackRock Short Term Fund-Growth exactly 10 years ago would be worth approximately ₹185,595 today — a multiplier of 1.86×, based on the 10-year CAGR of 6.38%. The category average over the same window would have grown ₹1 lakh to ₹162,199.

A ₹10,000 monthly SIP in DSP BlackRock Short Term Fund-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹705,257 today. That's an XIRR (money-weighted annualised return) of 6.40%.

A ₹10,000 monthly SIP for 10 years in DSP BlackRock Short Term Fund-Growth = ₹1,200,000 invested. It would currently be worth ₹1,652,195 (multiplier 1.38×). XIRR: 6.23%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, DSP BlackRock Short Term Fund-Growth ranks #17 out of 38 funds in the Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.18%; this fund delivered 5.69%.

The worst peak-to-trough decline DSP BlackRock Short Term Fund-Growth has experienced over the last 5-year window is 0.98% — its NAV fell from a high on 07 Apr 2022 to a low on 09 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, DSP BlackRock Short Term Fund-Growth averaged 7.27% (best 9.23%, worst 5.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.70 — negative risk-adjusted performance.

In calendar year 2025, DSP BlackRock Short Term Fund-Growth returned 7.21% — lagging the Short Duration Fund category average of 34.44% by 27.23 pp. It ranked #14 of 25 in its category that year.

DSP BlackRock Short Term Fund-Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. DSP BlackRock Short Term Fund-Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.0%. 5-year CAGR: 5.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

DSP BlackRock Short Term Fund-Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Short Duration Fund

Recent NAVs

Frequently asked questions

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