Should I invest in CANARA ROBECO SAVINGS FUND?

We don't give personal investment advice. CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 6.13%.

Canara Robeco

CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment)

Latest NAV

₹40.7878

As of

3 Jun 2026

3,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.02%	+0.01	48 / 87	Q3
1W	+0.24%	-4.24%	+4.48	9 / 91	Q1
2W	+0.22%	-2.10%	+2.33	13 / 89	Q1
1M	+0.22%	-2.19%	+2.41	16 / 87	Q1
3M	+1.15%	-2.06%	+3.21	10 / 87	Q1
6M	+2.46%	-1.60%	+4.05	11 / 86	Q1
YTD	+2.04%	-1.70%	+3.74	10 / 86	Q1
1Y	+5.76%	-0.19%	+5.95	20 / 86	Q1
2Y	+6.97%	+2.47%	+4.50	21 / 81	Q2
3Y	+7.07%	+2.22%	+4.85	17 / 76	Q1
4Y	+6.90%	+2.25%	+4.65	17 / 73	Q1
5Y	+6.13%	+2.13%	+4.00	17 / 69	Q1
7Y	+6.14%	+2.14%	+4.01	10 / 69	Q1
10Y	+6.60%	+1.65%	+4.95	3 / 57	Q1
Inception	+7.19%	+1.88%	+5.31	4 / 86	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.04%	+0.49%	+1.55	8 / 75
2025	+7.46%	+2.26%	+5.20	19 / 73
2024	+7.58%	+2.19%	+5.39	19 / 76
2023	+7.22%	-0.53%	+7.75	13 / 78
2022	+4.31%	+1.51%	+2.80	20 / 73
2021	+3.32%	+1.54%	+1.78	19 / 69
2020	+6.58%	+3.37%	+3.21	20 / 69
2019	+8.27%	-1.02%	+9.29	4 / 69
2018	+7.05%	+1.75%	+5.30	10 / 65
2017	+6.97%	+2.28%	+4.69	10 / 62
2016	+8.63%	+2.32%	+6.32	9 / 61

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.21%

152 windows

min 3.1% · max 9.9%

100% positive

3-Year rolling

+6.99%

127 windows

min 4.5% · max 9.3%

100% positive

5-Year rolling

+6.81%

103 windows

min 5.7% · max 8.5%

100% positive

7-Year rolling

+6.86%

79 windows

min 6.1% · max 8.3%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.51%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.23%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
HDFC Low Duration Fund - Direct Plan - Daily IDCW	HDFC	₹10.0655	3 Jun 2026
NIPPON INDIA LOW DURATION FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹1,012.2892	3 Jun 2026
SBI Low Duration Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,473.8948	3 Jun 2026
ICICI Prudential Savings Fund - Direct Plan - Daily IDCW	ICICI Prudential	₹105.7358	3 Jun 2026
Invesco India Low Duration Fund - Direct Plan - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,153.7681	3 Jun 2026
BANDHAN Low Duration Fund-Direct Plan-Daily IDCW	Bandhan	₹10.1108	3 Jun 2026
Aditya Birla Sun Life Low Duration Fund -Direct - daily IDCW	Aditya Birla Sun Life	₹100.0001	3 Jun 2026
Franklin India Low Duration Fund-Direct-IDCW	Franklin India	₹10.5878	3 Jun 2026
Mirae Asset Low Duration Fund - Direct Plan - Daily IDCW	Mirae Asset	₹1,208.9337	3 Jun 2026
Kotak Low Duration Fund - Direct Plan - Monthly - Reinvestment & Payout of Income Distribution cum Capital Withdrawal Option	Kotak	₹1,000.2840	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹40.7878
2 Jun 2026	₹40.7863
1 Jun 2026	₹40.7747
29 May 2026	₹40.7447
27 May 2026	₹40.7052
26 May 2026	₹40.6886
25 May 2026	₹40.6852
22 May 2026	₹40.6556
21 May 2026	₹40.6474
20 May 2026	₹40.6808

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is ₹40.7878. It's a Low Duration Fund from Canara Robeco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is managed by Canara Robeco. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a absolute return of 5.76% — +5.95 pp ahead of the Low Duration Fund category average of -0.19%. The fund ranks #20 of 86 in its category — the top (Q1) quartile.

Over the trailing 3-year window, CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a CAGR of 7.07% — +4.85 pp ahead of the Low Duration Fund category average of 2.22%. The fund ranks #17 of 76 in its category — the top (Q1) quartile.

Over the trailing 5-year window, CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a CAGR of 6.13% — +4 pp ahead of the Low Duration Fund category average of 2.13%. The fund ranks #17 of 69 in its category — the top (Q1) quartile.

₹1 lakh invested in CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) exactly 10 years ago would be worth approximately ₹189,562 today — a multiplier of 1.90×, based on the 10-year CAGR of 6.60%. The category average over the same window would have grown ₹1 lakh to ₹117,784.

A ₹10,000 monthly SIP in CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹710,968 today. That's an XIRR (money-weighted annualised return) of 6.72%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,665,609 (multiplier 1.39×). XIRR: 6.38%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) ranks #17 out of 69 funds in the Low Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.13%; this fund delivered 6.13%.

The worst peak-to-trough decline CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 0.38% — its NAV fell from a high on 02 May 2022 to a low on 13 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) averaged 6.81% (best 8.48%, worst 5.74%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.80 — negative risk-adjusted performance.

In calendar year 2025, CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) returned 7.46% — beating the Low Duration Fund category average of 2.26% by 5.20 pp. It ranked #19 of 73 in its category that year.

CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.4%. 5-year CAGR: 6.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

CANARA ROBECO SAVINGS FUND - DIRECT PLAN - IDCW (Payout/Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Low Duration Fund

Recent NAVs

Frequently asked questions

More from Canara Robeco