Should I invest in CANARA ROBECO GILT FUND?

We don't give personal investment advice. CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.5%. 5-year CAGR: 0.34%.

Canara Robeco

CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment)

Latest NAV

₹16.3325

As of

3 Jun 2026

3,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.06%	+0.00	35 / 48	Q3
1W	+0.14%	+0.18%	-0.03	16 / 48	Q2
2W	+0.54%	+0.60%	-0.06	32 / 48	Q3
1M	+0.45%	+0.25%	+0.20	10 / 48	Q1
3M	-0.06%	-0.44%	+0.38	15 / 48	Q2
6M	-1.65%	+0.24%	-1.89	41 / 48	Q4
YTD	+0.37%	+0.12%	+0.25	16 / 48	Q2
1Y	-5.61%	-1.18%	-4.42	43 / 48	Q4
2Y	-0.46%	+2.32%	-2.78	33 / 43	Q4
3Y	+0.50%	+2.92%	-2.42	29 / 41	Q3
4Y	+1.42%	+3.17%	-1.75	25 / 36	Q3
5Y	+0.34%	+2.31%	-1.97	22 / 33	Q3
7Y	+0.87%	+2.57%	-1.71	18 / 30	Q3
10Y	+1.49%	+2.99%	-1.50	14 / 27	Q3
Inception	+2.09%	+3.38%	-1.29	25 / 48	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.37%	-0.58%	+0.95	8 / 39
2025	-0.58%	+1.34%	-1.92	29 / 38
2024	+4.27%	+5.54%	-1.27	19 / 35
2023	+1.83%	+4.18%	-2.35	22 / 35
2022	-1.60%	+0.43%	-2.03	24 / 31
2021	-0.02%	-0.22%	+0.20	13 / 31
2020	+4.42%	+5.04%	-0.62	18 / 31
2019	+4.63%	+7.33%	-2.70	16 / 26
2018	-0.52%	+4.31%	-4.83	30 / 31
2017	-3.48%	-0.85%	-2.63	24 / 33
2016	+11.94%	+9.36%	+2.59	13 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.21%

152 windows

min -6.7% · max 13.5%

63% positive

3-Year rolling

+2.24%

127 windows

min -1.0% · max 8.8%

85% positive

5-Year rolling

+1.91%

103 windows

min -0.3% · max 4.7%

98% positive

7-Year rolling

+2.08%

79 windows

min 0.5% · max 4.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.28%

3-year · annualised

Sharpe ratio

-1.11

vs risk-free 6.5%

Sortino ratio

-1.50

Downside-only deviation

Max drawdown

-7.46%

May 2025 → Apr 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - IDCW Option - Direct Plan	HDFC	₹12.9019	3 Jun 2026
NIPPON INDIA GILT FUND - Direct Plan - MONTHLY IDCW Option	Nippon India	₹11.5637	3 Jun 2026
SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.7535	3 Jun 2026
ICICI Prudential Gilt Fund - Direct Plan - IDCW	ICICI Prudential	₹18.1300	3 Jun 2026
Invesco India Gilt Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,174.6952	3 Jun 2026
Bandhan Gilt Fund - Direct Plan - Annual IDCW	Bandhan	₹12.2891	3 Jun 2026
quant Gilt Fund - IDCW Option - Direct Plan	Quant	₹12.2696	3 Jun 2026
Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW	Aditya Birla Sun Life	₹11.4114	3 Jun 2026
Franklin India Government Securities Fund - Direct - IDCW	Franklin India	₹11.8135	3 Jun 2026
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹23.8598	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.3325
2 Jun 2026	₹16.3431
1 Jun 2026	₹16.3318
29 May 2026	₹16.3283
27 May 2026	₹16.3285
26 May 2026	₹16.3198
25 May 2026	₹16.3080
22 May 2026	₹16.2590
21 May 2026	₹16.2423
20 May 2026	₹16.2675

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is ₹16.3325. It's a Gilt Fund from Canara Robeco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is managed by Canara Robeco. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a absolute return of -5.61% — -4.42 pp behind the Gilt Fund category average of -1.18%. The fund ranks #43 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a CAGR of 0.50% — -2.42 pp behind the Gilt Fund category average of 2.92%. The fund ranks #29 of 41 in its category — the third (Q3) quartile.

Over the trailing 5-year window, CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has delivered a CAGR of 0.34% — -1.97 pp behind the Gilt Fund category average of 2.31%. The fund ranks #22 of 33 in its category — the third (Q3) quartile.

₹1 lakh invested in CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) exactly 10 years ago would be worth approximately ₹115,971 today — a multiplier of 1.16×, based on the 10-year CAGR of 1.49%. The category average over the same window would have grown ₹1 lakh to ₹134,259.

A ₹10,000 monthly SIP in CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹610,601 today. That's an XIRR (money-weighted annualised return) of 0.69%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,253,858 (multiplier 1.04×). XIRR: 0.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) ranks #22 out of 33 funds in the Gilt Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 2.31%; this fund delivered 0.34%.

The worst peak-to-trough decline CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 7.46% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) averaged 1.91% (best 4.71%, worst -0.34%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is -1.27 — negative risk-adjusted performance.

In calendar year 2025, CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) returned -0.58% — lagging the Gilt Fund category average of 1.34% by 1.92 pp. It ranked #29 of 38 in its category that year.

CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. CANARA ROBECO GILT FUND - DIRECT PLAN - IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.5%. 5-year CAGR: 0.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.