Aditya Birla Sun Life

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW

Latest NAV

₹11.6482

As of

17 Jul 2026

3,268 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.21%	-0.15%	-0.06	26 / 48	Q3
1W	-0.63%	-0.27%	-0.36	39 / 48	Q4
2W	-0.68%	-0.20%	-0.48	41 / 48	Q4
1M	+1.81%	+0.99%	+0.82	13 / 48	Q2
3M	+1.51%	+2.06%	-0.55	31 / 48	Q3
6M	+0.51%	+2.31%	-1.79	39 / 48	Q4
YTD	-0.39%	+1.92%	-2.31	41 / 48	Q4
1Y	-3.72%	+1.58%	-5.30	43 / 48	Q4
2Y	-1.21%	+2.94%	-4.16	38 / 44	Q4
3Y	-0.28%	+3.59%	-3.87	36 / 41	Q4
4Y	+0.21%	+3.63%	-3.42	32 / 38	Q4
5Y	-0.36%	+2.73%	-3.09	30 / 34	Q4
7Y	+0.22%	+2.36%	-2.14	20 / 30	Q3
10Y	+1.03%	+3.01%	-1.99	16 / 27	Q3
Inception	+0.17%	+3.62%	-3.45	40 / 48	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.39%	+1.64%	-2.03	32 / 39
2025	-2.29%	+1.34%	-3.63	33 / 38
2024	+2.96%	+5.54%	-2.58	20 / 35
2023	+0.63%	+4.18%	-3.55	26 / 35
2022	-2.84%	+0.43%	-3.27	26 / 31
2021	-0.83%	-0.22%	-0.61	21 / 31
2020	+6.35%	+5.04%	+1.31	14 / 31
2019	+5.38%	+7.33%	-1.95	15 / 26
2018	+5.38%	+4.31%	+1.07	15 / 31
2017	-5.28%	-0.85%	-4.43	29 / 33
2016	+4.49%	+9.36%	-4.86	23 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.35%

153 windows

min -11.3% · max 10.6%

54% positive

3-Year rolling

+0.82%

129 windows

min -4.8% · max 5.9%

64% positive

5-Year rolling

+1.10%

105 windows

min -3.0% · max 3.6%

76% positive

7-Year rolling

+1.42%

80 windows

min -0.3% · max 3.0%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.38%

3-year · annualised

Sharpe ratio

-1.52

vs risk-free 6.5%

Sortino ratio

-1.99

Downside-only deviation

Max drawdown

-10.85%

May 2025 → Apr 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - IDCW Option - Direct Plan	HDFC	₹13.0890	17 Jul 2026
NIPPON INDIA GILT FUND - Direct Plan - MONTHLY IDCW Option	Nippon India	₹11.7233	17 Jul 2026
SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.2275	17 Jul 2026
ICICI Prudential Gilt Fund - Direct Plan - IDCW	ICICI Prudential	₹18.6860	17 Jul 2026
Invesco India Gilt Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,218.5847	17 Jul 2026
Bandhan Gilt Fund - Direct Plan - Annual IDCW	Bandhan	₹12.7227	17 Jul 2026
quant Gilt Fund - IDCW Option - Direct Plan	Quant	₹12.5478	17 Jul 2026
Franklin India Government Securities Fund - Direct - IDCW	Franklin India	₹11.8904	17 Jul 2026
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹24.5773	17 Jul 2026
Edelweiss Government Securities Fund - Direct Plan - Annual Dividend Option	Edelweiss	₹26.8795	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹11.6482
16 Jul 2026	₹11.6726
15 Jul 2026	₹11.6507
14 Jul 2026	₹11.6434
13 Jul 2026	₹11.7085
10 Jul 2026	₹11.7223
9 Jul 2026	₹11.6936
8 Jul 2026	₹11.6847
7 Jul 2026	₹11.7410
6 Jul 2026	₹11.7422

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is ₹11.6482. It's a Gilt Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has NAV history starting from 03 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has delivered a absolute return of -3.72% — -5.3 pp behind the Gilt Fund category average of 1.58%. The fund ranks #43 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has delivered a CAGR of -0.28% — -3.87 pp behind the Gilt Fund category average of 3.59%. The fund ranks #36 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has delivered a CAGR of -0.36% — -3.09 pp behind the Gilt Fund category average of 2.73%. The fund ranks #30 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW exactly 10 years ago would be worth approximately ₹110,751 today — a multiplier of 1.11×, based on the 10-year CAGR of 1.03%. The category average over the same window would have grown ₹1 lakh to ₹134,548.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹592,688 today. That's an XIRR (money-weighted annualised return) of -0.48%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,230,931 (multiplier 1.03×). XIRR: 0.50%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW ranks #30 out of 34 funds in the Gilt Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.73%; this fund delivered -0.36%.

The worst peak-to-trough decline Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has experienced over the last 5-year window is 10.85% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW averaged 1.10% (best 3.58%, worst -3.01%). 76% of rolling windows ended positive. The 5-year Sharpe ratio is -1.70 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW returned -2.29% — lagging the Gilt Fund category average of 1.34% by 3.63 pp. It ranked #33 of 38 in its category that year.

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.8%. 5-year CAGR: -0.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.