Aditya Birla Sun Life

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW

Latest NAV

₹11.4114

As of

3 Jun 2026

3,237 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+0.06%	+0.03	16 / 48	Q2
1W	+0.10%	+0.18%	-0.08	34 / 48	Q3
2W	+0.74%	+0.60%	+0.14	13 / 48	Q2
1M	-0.13%	+0.25%	-0.37	39 / 48	Q4
3M	-2.51%	-0.44%	-2.06	43 / 48	Q4
6M	-2.56%	+0.24%	-2.81	42 / 48	Q4
YTD	-2.32%	+0.12%	-2.44	43 / 48	Q4
1Y	-8.12%	-1.18%	-6.94	45 / 48	Q4
2Y	-2.51%	+2.32%	-4.83	40 / 43	Q4
3Y	-1.30%	+2.92%	-4.22	38 / 41	Q4
4Y	-0.29%	+3.17%	-3.46	31 / 36	Q4
5Y	-0.94%	+2.31%	-3.25	30 / 33	Q4
7Y	+0.46%	+2.57%	-2.11	20 / 30	Q3
10Y	+0.77%	+2.99%	-2.22	17 / 27	Q3
Inception	+0.02%	+3.38%	-3.36	41 / 48	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.32%	-0.58%	-1.74	34 / 39
2025	-2.29%	+1.34%	-3.63	33 / 38
2024	+2.96%	+5.54%	-2.58	20 / 35
2023	+0.63%	+4.18%	-3.55	26 / 35
2022	-2.84%	+0.43%	-3.27	26 / 31
2021	-0.83%	-0.22%	-0.61	21 / 31
2020	+6.35%	+5.04%	+1.31	14 / 31
2019	+5.38%	+7.33%	-1.95	15 / 26
2018	+5.38%	+4.31%	+1.07	15 / 31
2017	-5.28%	-0.85%	-4.43	29 / 33
2016	+4.49%	+9.36%	-4.86	23 / 31

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.38%

152 windows

min -12.9% · max 10.7%

53% positive

3-Year rolling

+0.83%

127 windows

min -5.4% · max 5.9%

65% positive

5-Year rolling

+1.10%

103 windows

min -3.6% · max 3.6%

79% positive

7-Year rolling

+1.46%

79 windows

min -0.3% · max 2.9%

95% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.24%

3-year · annualised

Sharpe ratio

-1.46

vs risk-free 6.5%

Sortino ratio

-1.79

Downside-only deviation

Max drawdown

-10.85%

May 2025 → Apr 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - IDCW Option - Direct Plan	HDFC	₹12.9019	3 Jun 2026
NIPPON INDIA GILT FUND - Direct Plan - MONTHLY IDCW Option	Nippon India	₹11.5637	3 Jun 2026
SBI Gilt Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹22.7535	3 Jun 2026
ICICI Prudential Gilt Fund - Direct Plan - IDCW	ICICI Prudential	₹18.1300	3 Jun 2026
Invesco India Gilt Fund - Direct Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,174.6952	3 Jun 2026
Bandhan Gilt Fund - Direct Plan - Annual IDCW	Bandhan	₹12.2891	3 Jun 2026
quant Gilt Fund - IDCW Option - Direct Plan	Quant	₹12.2696	3 Jun 2026
Franklin India Government Securities Fund - Direct - IDCW	Franklin India	₹11.8135	3 Jun 2026
Kotak Gilt-Investment Regular-Payout of Income Distribution cum capital withdrawal option - Direct	Kotak	₹23.8598	3 Jun 2026
Edelweiss Government Securities Fund - Direct Plan - Annual Dividend Option	Edelweiss	₹26.0763	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.4114
2 Jun 2026	₹11.4222
1 Jun 2026	₹11.4115
29 May 2026	₹11.4364
27 May 2026	₹11.4142
26 May 2026	₹11.4108
25 May 2026	₹11.4155
22 May 2026	₹11.3719
21 May 2026	₹11.3462
20 May 2026	₹11.3576

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is ₹11.4114. It's a Gilt Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has NAV history starting from 03 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has delivered a absolute return of -8.12% — -6.94 pp behind the Gilt Fund category average of -1.18%. The fund ranks #45 of 48 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has delivered a CAGR of -1.30% — -4.22 pp behind the Gilt Fund category average of 2.92%. The fund ranks #38 of 41 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has delivered a CAGR of -0.94% — -3.25 pp behind the Gilt Fund category average of 2.31%. The fund ranks #30 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW exactly 10 years ago would be worth approximately ₹107,987 today — a multiplier of 1.08×, based on the 10-year CAGR of 0.77%. The category average over the same window would have grown ₹1 lakh to ₹134,259.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹579,648 today. That's an XIRR (money-weighted annualised return) of -1.36%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,205,619 (multiplier 1.00×). XIRR: 0.09%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW ranks #30 out of 33 funds in the Gilt Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.31%; this fund delivered -0.94%.

The worst peak-to-trough decline Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW has experienced over the last 5-year window is 10.85% — its NAV fell from a high on 28 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW averaged 1.10% (best 3.63%, worst -3.58%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is -1.59 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW returned -2.29% — lagging the Gilt Fund category average of 1.34% by 3.63 pp. It ranked #33 of 38 in its category that year.

Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Govenment Securities Fund -DIRECT - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.8%. 5-year CAGR: -0.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.