Should I invest in CANARA ROBECO ELSS TAX SAVER?

We don't give personal investment advice. CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 7.44%.

Canara Robeco

CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout)

Latest NAV

₹74.7000

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.23%	+0.12%	+0.11	30 / 76	Q2
1W	-1.80%	-1.31%	-0.49	47 / 76	Q3
2W	-0.23%	+0.08%	-0.30	37 / 76	Q2
1M	-1.71%	-0.99%	-0.72	56 / 76	Q3
3M	-1.70%	-0.23%	-1.46	49 / 76	Q3
6M	-6.77%	-4.25%	-2.51	53 / 76	Q3
YTD	-6.95%	-3.63%	-3.32	52 / 76	Q3
1Y	-5.30%	+1.70%	-7.00	46 / 76	Q3
2Y	-1.52%	+3.10%	-4.62	60 / 75	Q4
3Y	+7.79%	+10.95%	-3.16	65 / 75	Q4
4Y	+9.38%	+11.02%	-1.64	40 / 69	Q3
5Y	+7.44%	+10.65%	-3.21	55 / 65	Q4
7Y	+9.23%	+11.69%	-2.46	53 / 63	Q4
10Y	+9.41%	+10.10%	-0.69	32 / 46	Q3
Inception	+10.31%	+10.74%	-0.43	34 / 76	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.95%	-5.99%	-0.96	46 / 70
2025	+0.65%	+2.19%	-1.53	50 / 70
2024	+13.04%	+16.51%	-3.47	56 / 70
2023	+21.09%	+24.04%	-2.95	37 / 68
2022	+0.17%	+1.46%	-1.29	48 / 65
2021	+23.82%	+33.28%	-9.46	58 / 68
2020	+18.49%	+13.91%	+4.58	18 / 68
2019	+2.76%	+5.99%	-3.23	47 / 66
2018	-3.65%	-7.59%	+3.93	23 / 56
2017	+26.35%	+29.87%	-3.52	36 / 50
2016	-0.10%	+1.05%	-1.15	33 / 46

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.29%

152 windows

min -26.6% · max 67.3%

76% positive

3-Year rolling

+11.12%

127 windows

min -6.8% · max 23.4%

96% positive

5-Year rolling

+10.86%

103 windows

min -2.8% · max 18.5%

99% positive

7-Year rolling

+10.34%

79 windows

min 6.4% · max 13.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.58%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.21

Downside-only deviation

Max drawdown

-22.11%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC ELSS Tax saver - IDCW Option - Direct Plan	HDFC	₹88.8430	3 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - DIRECT Plan - ANNUAL IDCW Option	Nippon India	₹21.9652	3 Jun 2026
SBI ELSS Tax Saver Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹113.4965	3 Jun 2026
ICICI Prudential ELSS Tax Saver Fund - Direct Plan - IDCW	ICICI Prudential	₹43.2500	3 Jun 2026
Invesco India ELSS Tax Saver Fund - Direct Plan - IDCW Payout	Invesco	₹30.0200	3 Jun 2026
BANDHAN ELSS Tax Saver Fund - Direct Plan - IDCW	Bandhan	₹40.0710	3 Jun 2026
quant ELSS Tax Saver Fund - IDCW Option - Direct Plan	Quant	₹59.0826	3 Jun 2026
Aditya Birla Sun Life ELSS Tax Saver Fund-DIRECT - IDCW	Aditya Birla Sun Life	₹417.8400	3 Jun 2026
Motilal Oswal ELSS Tax Saver Fund Direct - IDCW Payout	Motilal Oswal	₹38.4424	3 Jun 2026
Franklin India ELSS Tax Saver Fund - Direct - IDCW	Franklin India	₹67.3238	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹74.7000
2 Jun 2026	₹74.8100
1 Jun 2026	₹74.6400
29 May 2026	₹75.4800
27 May 2026	₹76.4400
26 May 2026	₹76.1800
25 May 2026	₹76.3800
22 May 2026	₹75.6200
21 May 2026	₹75.4100
20 May 2026	₹75.1800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) is ₹74.7000. It's a ELSS from Canara Robeco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) is managed by Canara Robeco. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) has delivered a absolute return of -5.30% — -7 pp behind the ELSS category average of 1.70%. The fund ranks #46 of 76 in its category — the third (Q3) quartile.

Over the trailing 3-year window, CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) has delivered a CAGR of 7.79% — -3.16 pp behind the ELSS category average of 10.95%. The fund ranks #65 of 75 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) has delivered a CAGR of 7.44% — -3.21 pp behind the ELSS category average of 10.65%. The fund ranks #55 of 65 in its category — the bottom (Q4) quartile.

₹1 lakh invested in CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) exactly 10 years ago would be worth approximately ₹245,843 today — a multiplier of 2.46×, based on the 10-year CAGR of 9.41%. The category average over the same window would have grown ₹1 lakh to ₹261,744.

A ₹10,000 monthly SIP in CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) over the last 5 years — total invested ₹600,000 — would be worth ₹683,576 today. That's an XIRR (money-weighted annualised return) of 5.15%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) = ₹1,200,000 invested. It would currently be worth ₹1,881,477 (multiplier 1.57×). XIRR: 8.70%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) ranks #55 out of 65 funds in the ELSS category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 10.65%; this fund delivered 7.44%.

The worst peak-to-trough decline CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) has experienced over the last 5-year window is 22.11% — its NAV fell from a high on 26 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) averaged 10.86% (best 18.53%, worst -2.80%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.13 — weak risk-adjusted performance.

In calendar year 2025, CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) returned 0.65% — lagging the ELSS category average of 2.19% by 1.53 pp. It ranked #50 of 70 in its category that year.

CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. CANARA ROBECO ELSS TAX SAVER - DIRECT PLAN - IDCW (Payout) is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 22.1%. 5-year CAGR: 7.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.