Should I invest in Canara Robeco Banking and PSU Debt Fund?

We don't give personal investment advice. Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

Canara Robeco

Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout

Latest NAV

₹10.7796

As of

17 Jul 2026

943 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.01%	+0.00	39 / 60	Q3
1W	-0.05%	-0.06%	+0.01	27 / 60	Q2
2W	-0.09%	-0.13%	+0.04	23 / 60	Q2
1M	-1.76%	+0.04%	-1.79	60 / 60	Q4
3M	-0.66%	+0.62%	-1.28	58 / 60	Q4
6M	+0.58%	+1.01%	-0.43	25 / 60	Q2
YTD	+0.25%	+0.57%	-0.33	23 / 60	Q2
1Y	-0.02%	+1.29%	-1.31	30 / 60	Q2
2Y	+1.48%	+2.22%	-0.74	23 / 60	Q2
3Y	+1.56%	+1.98%	-0.42	19 / 57	Q2
4Y	+1.86%	+1.93%	-0.07	17 / 52	Q2
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+1.91%	+2.02%	-0.11	23 / 57	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.25%	+0.54%	-0.30	19 / 51
2025	+1.74%	+2.37%	-0.63	21 / 52
2024	+2.62%	+2.35%	+0.27	18 / 53
2023	+1.35%	+2.08%	-0.73	18 / 51
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.10%

36 windows

min -1.6% · max 4.0%

89% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+2.06%

12 windows

min 1.1% · max 3.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.59%

3-year · annualised

Sharpe ratio

-1.35

vs risk-free 6.5%

Sortino ratio

-1.68

Downside-only deviation

Max drawdown

-2.95%

Jun 2025 → Jan 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
HDFC Banking and PSU Debt Fund - IDCW Option - Direct Plan	HDFC	₹10.0100	17 Jul 2026
NIPPON INDIA BANKING and PSU FUND - Direct Plan - IDCW Option	Nippon India	₹22.8275	17 Jul 2026
SBI Banking & PSU Fund - Direct Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,547.1581	17 Jul 2026
ICICI Prudential Banking and PSU Debt Fund - Direct Plan - Quarterly IDCW	ICICI Prudential	₹13.1750	17 Jul 2026
Invesco India Banking and PSU Fund - Direct Plan - Daily IDCW (Reinvestment)	Invesco	₹1,063.0787	17 Jul 2026
Bandhan Banking and PSU Fund - Direct Annual IDCW	Bandhan	₹12.3368	17 Jul 2026
Aditya Birla Sun Life Banking & PSU Debt Fund - DIRECT - IDCW	Aditya Birla Sun Life	₹106.6001	17 Jul 2026
Franklin India Banking and PSU Debt Fund - Direct - IDCW	Franklin India	₹11.5230	17 Jul 2026
Mirae Asset Banking and PSU Fund - Direct Plan - IDCW	Mirae Asset	₹13.9587	17 Jul 2026
Kotak Banking and PSU Debt Direct - Monthly Payout of Income Distribution cum capital withdrawal option	Kotak	₹10.2435	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.7796
16 Jul 2026	₹10.7779
15 Jul 2026	₹10.7717
14 Jul 2026	₹10.7674
13 Jul 2026	₹10.7871
10 Jul 2026	₹10.7845
9 Jul 2026	₹10.7692
8 Jul 2026	₹10.7719
7 Jul 2026	₹10.7916
6 Jul 2026	₹10.7952

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout is ₹10.7796. It's a Banking & PSU Fund from Canara Robeco, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout has NAV history starting from 24 Aug 2022, a track record of about 3 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout is managed by Canara Robeco. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout has delivered a absolute return of -0.02% — -1.31 pp behind the Banking & PSU Fund category average of 1.29%. The fund ranks #30 of 60 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout has delivered a CAGR of 1.56% — -0.42 pp behind the Banking & PSU Fund category average of 1.98%. The fund ranks #19 of 57 in its category — the second (Q2) quartile.

Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout exactly 3 years ago would be worth approximately ₹104,754 today — a multiplier of 1.05×, based on the 3-year CAGR of 1.56%. The category average over the same window would have grown ₹1 lakh to ₹106,066.

A ₹10,000 monthly SIP in Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout over the last 3 years — total invested ₹360,000 — would be worth ₹363,604 today. That's an XIRR (money-weighted annualised return) of 0.65%.

Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹363,604 — XIRR 0.65%.

On a 3-year basis, Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout ranks #19 out of 57 funds in the Banking & PSU Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.98%; this fund delivered 1.56%.

The worst peak-to-trough decline Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout has experienced over the last 3-year window is 2.95% — its NAV fell from a high on 06 Jun 2025 to a low on 21 Jan 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout averaged 2.06% (best 3.06%, worst 1.10%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -1.35 — negative risk-adjusted performance.

In calendar year 2025, Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout returned 1.74% — lagging the Banking & PSU Fund category average of 2.37% by 0.63 pp. It ranked #21 of 52 in its category that year.

Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Canara Robeco Banking and PSU Debt Fund- Direct Plan- IDCW Payout is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.