Birla Sun Life

Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan

Latest NAV

₹16.1960

As of

3 Jun 2026

4,146 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	+0.07%	0.00	7 / 7	Q4
1W	+0.26%	+0.26%	+0.00	4 / 7	Q3
2W	+0.53%	+0.45%	+0.08	3 / 7	Q2
1M	+0.30%	+0.21%	+0.09	2 / 7	Q2
3M	+0.71%	-0.83%	+1.54	1 / 7	Q1
6M	-2.59%	-0.09%	-2.50	6 / 7	Q4
YTD	-2.83%	-0.03%	-2.81	6 / 7	Q4
1Y	+0.68%	+1.56%	-0.88	5 / 7	Q3
2Y	+3.86%	+4.32%	-0.46	5 / 7	Q3
3Y	+2.25%	+3.37%	-1.12	5 / 7	Q3
4Y	+5.71%	+5.63%	+0.09	5 / 7	Q3
5Y	+4.90%	+4.77%	+0.13	5 / 7	Q3
7Y	+2.82%	+4.08%	-1.26	5 / 7	Q3
10Y	+1.44%	+3.04%	-1.60	5 / 7	Q3
Inception	+2.84%	+3.19%	-0.35	3 / 7	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.83%	-0.03%	-2.81	6 / 7
2025	+3.72%	+4.57%	-0.84	5 / 7
2024	+2.76%	+4.06%	-1.30	5 / 7
2023	+0.41%	+2.59%	-2.18	4 / 7
2022	+18.56%	+11.86%	+6.71	4 / 7
2021	+1.67%	+1.90%	-0.23	5 / 7
2020	+1.57%	+6.47%	-4.89	6 / 7
2019	-12.06%	-4.75%	-7.31	7 / 7
2018	-2.65%	+0.18%	-2.83	6 / 7
2017	-1.41%	+0.56%	-1.96	5 / 7
2016	+10.73%	+6.00%	+4.73	2 / 7

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.26%

198 windows

min -14.4% · max 18.8%

75% positive

3-Year rolling

+3.29%

173 windows

min -7.4% · max 11.3%

76% positive

5-Year rolling

+3.14%

149 windows

min -2.8% · max 8.0%

80% positive

7-Year rolling

+2.68%

125 windows

min -0.3% · max 5.9%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.11%

3-year · annualised

Sharpe ratio

-0.67

vs risk-free 6.5%

Sortino ratio

-0.76

Downside-only deviation

Max drawdown

-7.01%

Jan 2024 → Jan 2024

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)	Invesco	₹1,326.0991	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.5750	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹14.7184	3 Jun 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹26.7908	3 Jun 2026
DSP BlackRock Bond Fund - Retail Plan-Dividend	DSP BlackRock	₹11.4069	3 Jun 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.5232	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.1960
2 Jun 2026	₹16.2024
1 Jun 2026	₹16.1923
29 May 2026	₹16.1827
27 May 2026	₹16.1750
26 May 2026	₹16.1603
25 May 2026	₹16.1523
22 May 2026	₹16.1215
21 May 2026	₹16.1043
20 May 2026	₹16.1173

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan is ₹16.1960. It's a Medium Duration Fund from Birla Sun Life, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan has NAV history starting from 26 Mar 2009, a track record of about 17 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan is managed by Birla Sun Life. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan has delivered a absolute return of 0.68% — -0.88 pp behind the Medium Duration Fund category average of 1.56%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan has delivered a CAGR of 2.25% — -1.12 pp behind the Medium Duration Fund category average of 3.37%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan has delivered a CAGR of 4.90% — +0.13 pp ahead of the Medium Duration Fund category average of 4.77%. The fund ranks #5 of 7 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan exactly 10 years ago would be worth approximately ₹115,329 today — a multiplier of 1.15×, based on the 10-year CAGR of 1.44%. The category average over the same window would have grown ₹1 lakh to ₹134,861.

A ₹10,000 monthly SIP in Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹653,302 today. That's an XIRR (money-weighted annualised return) of 3.36%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan = ₹1,200,000 invested. It would currently be worth ₹1,371,610 (multiplier 1.14×). XIRR: 2.63%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan ranks #5 out of 7 funds in the Medium Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.77%; this fund delivered 4.90%.

The worst peak-to-trough decline Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan has experienced over the last 5-year window is 7.01% — its NAV fell from a high on 16 Jan 2024 to a low on 24 Jan 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan averaged 3.14% (best 7.97%, worst -2.79%). 80% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan returned 3.72% — lagging the Medium Duration Fund category average of 4.57% by 0.84 pp. It ranked #5 of 7 in its category that year.

Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Medium Term Plan - Retail - Monthly Dividend Plan is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.0%. 5-year CAGR: 4.90%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.