Birla Sun Life

Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend

Unit split applied to historical metrics

This scheme had a 10× unit consolidation on 7 Oct 2011. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹100.0200

As of

3 Jun 2026

5,623 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	-24.98%	+24.98	3 / 4	Q3
1W	+0.18%	-39.86%	+40.05	3 / 5	Q3
2W	+0.06%	-39.94%	+40.00	3 / 5	Q3
1M	+0.00%	-39.96%	+39.96	3 / 5	Q3
3M	+0.00%	-39.75%	+39.75	3 / 5	Q3
6M	-0.02%	-39.49%	+39.47	3 / 5	Q3
YTD	+0.00%	-39.59%	+39.59	2 / 5	Q2
1Y	-0.48%	-39.02%	+38.53	3 / 5	Q3
2Y	-0.02%	-38.62%	+38.60	3 / 5	Q3
3Y	-0.03%	-38.59%	+38.55	2 / 5	Q2
4Y	+0.00%	-38.59%	+38.59	3 / 5	Q3
5Y	+0.00%	-38.73%	+38.73	3 / 5	Q3
7Y	-0.04%	-38.75%	+38.71	3 / 5	Q3
10Y	+0.00%	-23.33%	+23.33	2 / 4	Q2
Inception	0.00%	-38.63%	+38.63	3 / 5	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+0.69%	-0.69	2 / 3
2025	+0.00%	+2.44%	-2.44	2 / 3
2024	+0.00%	+2.59%	-2.59	3 / 3
2023	+0.00%	+2.48%	-2.48	3 / 3
2022	+0.00%	+1.64%	-1.64	3 / 3
2021	-0.16%	+1.21%	-1.37	3 / 3
2020	+0.09%	-23.32%	+23.41	2 / 4
2019	-0.08%	+1.99%	-2.07	3 / 4
2018	+0.12%	+2.01%	-1.89	2 / 4
2017	+0.00%	+1.68%	-1.68	3 / 4
2016	+0.00%	+1.88%	-1.88	3 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.00%

234 windows

min -0.7% · max 0.6%

27% positive

3-Year rolling

+0.00%

210 windows

min -0.2% · max 0.3%

37% positive

5-Year rolling

+0.00%

185 windows

min -0.1% · max 0.1%

36% positive

7-Year rolling

+0.01%

161 windows

min 0.0% · max 0.1%

48% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.28%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.84%

Jun 2025 → May 2026

% positive months

22.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund - Savings Plan-Daily Dividend Option	HDFC	₹1,063.6400	3 Jun 2026
NIPPON INDIA MONEY MARKET FUND - DIRECT Plan - DAILY IDCW Option	Nippon India	₹1,006.2364	3 Jun 2026
SBI Magnum Income Fund - F R P - Short Term - (G)	SBI	₹43.5732	3 Jun 2026
ICICI Prudential Money Market Fund Option - Direct Plan - Daily IDCW	ICICI Prudential	₹100.1435	3 Jun 2026
Invesco India Money Market Fund - Daily IDCW (Reinvestment)	Invesco	₹1,000.2900	3 Jun 2026
Bandhan Money Market Fund - Regular Plan - Periodic IDCW	Bandhan	₹13.9471	3 Jun 2026
Aditya Birla Sun Life Money Manager Fund - Direct - daily IDCW	Aditya Birla Sun Life	₹100.0200	3 Jun 2026
Franklin India Money Market Fund - DP - Wkly IDCW R	Franklin India	₹10.0960	3 Jun 2026
Templeton Floating Rate Income Fund-Long Term Plan-Dividend Option	Franklin Templeton	₹11.1750	3 Jun 2026
Mirae Asset Money Market Fund Direct IDCW	Mirae Asset	₹1,346.7546	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹100.0200
2 Jun 2026	₹100.0200
1 Jun 2026	₹100.0200
29 May 2026	₹99.9627
27 May 2026	₹99.8811
26 May 2026	₹99.8364
25 May 2026	₹99.8558
22 May 2026	₹99.8251
21 May 2026	₹99.8337
20 May 2026	₹99.9172

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend is ₹100.0200. It's a Money Market Fund from Birla Sun Life, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend has NAV history starting from 02 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend is managed by Birla Sun Life. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend has delivered a absolute return of -0.48% — +38.53 pp ahead of the Money Market Fund category average of -39.02%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend has delivered a CAGR of -0.03% — +38.55 pp ahead of the Money Market Fund category average of -38.59%. The fund ranks #2 of 5 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend has delivered a CAGR of 0.00% — +38.73 pp ahead of the Money Market Fund category average of -38.73%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

₹1 lakh invested in Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend exactly 10 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹7,017.

A ₹10,000 monthly SIP in Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹599,670 today. That's an XIRR (money-weighted annualised return) of -0.02%.

A ₹10,000 monthly SIP for 10 years in Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend = ₹1,200,000 invested. It would currently be worth ₹1,198,994 (multiplier 1.00×). XIRR: -0.02%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend ranks #3 out of 5 funds in the Money Market Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is -38.73%; this fund delivered 0.00%.

The worst peak-to-trough decline Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend has experienced over the last 5-year window is 0.84% — its NAV fell from a high on 06 Jun 2025 to a low on 22 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend averaged 0.00% (best 0.15%, worst -0.09%). 36% of rolling windows ended positive.

In calendar year 2025, Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend returned 0.00% — lagging the Money Market Fund category average of 2.44% by 2.44 pp. It ranked #2 of 3 in its category that year.

Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.8%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Birla Sun Life Floating Rate Fund-Short Term Plan-Institutional Dividend

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Money Market Fund

Recent NAVs

Frequently asked questions

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