Should I invest in Baroda BNP Paribas Multi Asset Fund?

We don't give personal investment advice. Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding.

Baroda BNP Paribas

Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option

Latest NAV

₹14.8599

As of

3 Jun 2026

844 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.40%	+0.20%	+0.20	9 / 35	Q2
1W	-1.34%	-0.98%	-0.37	28 / 35	Q4
2W	-0.61%	-0.26%	-0.36	28 / 35	Q4
1M	-0.52%	+0.13%	-0.66	24 / 35	Q3
3M	-9.72%	-2.09%	-7.62	33 / 33	Q4
6M	-7.15%	+1.40%	-8.55	33 / 33	Q4
YTD	-7.84%	-0.43%	-7.41	33 / 33	Q4
1Y	+0.13%	+11.20%	-11.07	28 / 28	Q4
2Y	+3.47%	+9.60%	-6.13	22 / 24	Q4
3Y	+12.69%	+14.61%	-1.93	11 / 14	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.41%	+11.47%	+0.94	17 / 35	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.84%	-0.43%	-7.41	33 / 33
2025	+11.27%	+16.31%	-5.04	20 / 26
2024	+15.79%	+15.15%	+0.64	9 / 16
2023	+24.46%	+20.71%	+3.75	5 / 12
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.39%

30 windows

min 0.1% · max 35.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+14.98%

6 windows

min 11.7% · max 17.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.68%

3-year · annualised

Sharpe ratio

0.50

vs risk-free 6.5%

Sortino ratio

0.66

Downside-only deviation

Max drawdown

-17.12%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - IDCW Option - Direct Plan	HDFC	₹20.9860	3 Jun 2026
NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option	Nippon India	₹25.6345	2 Jun 2026
SBI Multi Asset Allocation Fund - Direct Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹42.0337	3 Jun 2026
ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW	ICICI Prudential	₹58.7577	2 Jun 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - IDCW	Invesco	₹12.4400	3 Jun 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - IDCW	Bandhan	₹13.6390	2 Jun 2026
quant Multi Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹165.9244	3 Jun 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct IDCW	Aditya Birla Sun Life	₹15.5761	3 Jun 2026
Franklin India Multi Asset Allocation Fund- Direct- IDCW	Franklin India	₹10.9111	3 Jun 2026
Mirae Asset Multi Asset Allocation Fund - Direct Plan - IDCW	Mirae Asset	₹13.7070	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.8599
2 Jun 2026	₹14.9101
1 Jun 2026	₹14.8508
29 May 2026	₹15.0119
27 May 2026	₹15.1309
26 May 2026	₹15.1127
25 May 2026	₹15.1480
22 May 2026	₹15.0435
21 May 2026	₹15.0404
20 May 2026	₹15.0410

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option is ₹14.8599. It's a Multi Asset Allocation Fund from Baroda BNP Paribas, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option has NAV history starting from 26 Dec 2022, a track record of about 3 years 5 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option has delivered a absolute return of 0.13% — -11.07 pp behind the Multi Asset Allocation Fund category average of 11.20%. The fund ranks #28 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option has delivered a CAGR of 12.69% — -1.93 pp behind the Multi Asset Allocation Fund category average of 14.61%. The fund ranks #11 of 14 in its category — the bottom (Q4) quartile.

Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option exactly 3 years ago would be worth approximately ₹143,087 today — a multiplier of 1.43×, based on the 3-year CAGR of 12.69%. The category average over the same window would have grown ₹1 lakh to ₹150,553.

A ₹10,000 monthly SIP in Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹392,658 today. That's an XIRR (money-weighted annualised return) of 5.72%.

Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹392,658 — XIRR 5.72%.

On a 3-year basis, Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option ranks #11 out of 14 funds in the Multi Asset Allocation Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 14.61%; this fund delivered 12.69%.

The worst peak-to-trough decline Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option has experienced over the last 3-year window is 17.12% — its NAV fell from a high on 29 Jan 2026 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option averaged 14.98% (best 17.79%, worst 11.69%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.50 — reasonable risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option returned 11.27% — lagging the Multi Asset Allocation Fund category average of 16.31% by 5.04 pp. It ranked #20 of 26 in its category that year.

Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Baroda BNP Paribas Multi Asset Fund - Direct Plan - IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.