Should I invest in NIPPON INDIA MULTI ASSET ALLOCATION FUND?

We don't give personal investment advice. NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 16.23%.

Nippon India

NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option

Latest NAV

₹25.6345

As of

2 Jun 2026

1,415 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.20%	+0.22	7 / 35	Q1
1W	-0.71%	-0.98%	+0.26	9 / 35	Q2
2W	+0.09%	-0.26%	+0.35	11 / 35	Q2
1M	-0.18%	+0.13%	-0.31	22 / 35	Q3
3M	-2.41%	-2.09%	-0.32	19 / 33	Q3
6M	+1.39%	+1.40%	-0.01	17 / 33	Q3
YTD	-0.40%	-0.43%	+0.04	15 / 33	Q2
1Y	+13.48%	+11.20%	+2.28	10 / 28	Q2
2Y	+12.86%	+9.60%	+3.27	3 / 24	Q1
3Y	+19.87%	+14.61%	+5.26	2 / 14	Q1
4Y	+18.08%	+14.57%	+3.51	2 / 11	Q1
5Y	+16.23%	+12.77%	+3.46	2 / 11	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+17.93%	+11.47%	+6.46	6 / 35	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.40%	-0.43%	+0.04	15 / 33
2025	+20.72%	+16.31%	+4.41	3 / 26
2024	+19.88%	+15.15%	+4.73	2 / 16
2023	+25.65%	+20.71%	+4.95	1 / 12
2022	+4.63%	+5.20%	-0.56	8 / 11
2021	+20.64%	+21.30%	-0.65	5 / 11
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.39%

59 windows

min -0.5% · max 37.1%

98% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+18.60%

34 windows

min 14.3% · max 22.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.08%

10 windows

min 16.2% · max 20.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.77%

3-year · annualised

Sharpe ratio

1.39

vs risk-free 6.5%

Sortino ratio

2.41

Downside-only deviation

Max drawdown

-11.80%

Jan 2026 → Mar 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - IDCW Option - Direct Plan	HDFC	₹20.9860	3 Jun 2026
SBI Multi Asset Allocation Fund - Direct Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹42.0337	3 Jun 2026
ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW	ICICI Prudential	₹58.7577	2 Jun 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - IDCW	Invesco	₹12.4400	3 Jun 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - IDCW	Bandhan	₹13.6390	2 Jun 2026
quant Multi Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹165.9244	3 Jun 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct IDCW	Aditya Birla Sun Life	₹15.5761	3 Jun 2026
Franklin India Multi Asset Allocation Fund- Direct- IDCW	Franklin India	₹10.9111	3 Jun 2026
Mirae Asset Multi Asset Allocation Fund - Direct Plan - IDCW	Mirae Asset	₹13.7070	3 Jun 2026
Kotak Multi Asset Active FOF - Direct - IDCW	Kotak	₹10.0700	2 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹25.6345
1 Jun 2026	₹25.5258
29 May 2026	₹25.6877
27 May 2026	₹25.8577
26 May 2026	₹25.8184
25 May 2026	₹25.8660
22 May 2026	₹25.7255
21 May 2026	₹25.6812
20 May 2026	₹25.6541
19 May 2026	₹25.6120

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option is ₹25.6345. It's a Multi Asset Allocation Fund from Nippon India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option has NAV history starting from 31 Aug 2020, a track record of about 5 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option has delivered a absolute return of 13.48% — +2.28 pp ahead of the Multi Asset Allocation Fund category average of 11.20%. The fund ranks #10 of 28 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 19.87% — +5.26 pp ahead of the Multi Asset Allocation Fund category average of 14.61%. The fund ranks #2 of 14 in its category — the top (Q1) quartile.

Over the trailing 5-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option has delivered a CAGR of 16.23% — +3.46 pp ahead of the Multi Asset Allocation Fund category average of 12.77%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

₹1 lakh invested in NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option exactly 5 years ago would be worth approximately ₹212,103 today — a multiplier of 2.12×, based on the 5-year CAGR of 16.23%. The category average over the same window would have grown ₹1 lakh to ₹182,349.

A ₹10,000 monthly SIP in NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹911,816 today. That's an XIRR (money-weighted annualised return) of 16.75%.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹911,816 — XIRR 16.75%.

On a 5-year basis, NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option ranks #2 out of 11 funds in the Multi Asset Allocation Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 12.77%; this fund delivered 16.23%.

The worst peak-to-trough decline NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option has experienced over the last 5-year window is 11.80% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option averaged 18.08% (best 20.07%, worst 16.23%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 1.02 — strong risk-adjusted performance.

In calendar year 2025, NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option returned 20.72% — beating the Multi Asset Allocation Fund category average of 16.31% by 4.41 pp. It ranked #3 of 26 in its category that year.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.8%. 5-year CAGR: 16.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.