Should I invest in ICICI Prudential Multi-Asset Fund?

We don't give personal investment advice. ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.8%. 5-year CAGR: 13.34%.

ICICI Prudential

ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW

Latest NAV

₹59.6735

As of

17 Jul 2026

3,329 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.33%	+0.16%	+0.17	4 / 35	Q1
1W	-0.05%	-0.33%	+0.27	6 / 35	Q1
2W	-0.31%	-0.45%	+0.14	13 / 35	Q2
1M	+0.45%	-0.11%	+0.56	9 / 35	Q2
3M	-0.70%	+0.65%	-1.35	30 / 35	Q4
6M	-1.94%	-0.25%	-1.69	26 / 33	Q4
YTD	-2.42%	+0.67%	-3.09	29 / 33	Q4
1Y	+4.05%	+10.13%	-6.08	26 / 30	Q4
2Y	+5.10%	+7.96%	-2.86	21 / 25	Q4
3Y	+12.37%	+13.47%	-1.10	10 / 14	Q3
4Y	+13.70%	+15.02%	-1.32	9 / 11	Q4
5Y	+13.34%	+12.54%	+0.80	8 / 11	Q3
7Y	+12.95%	+13.10%	-0.15	5 / 8	Q3
10Y	+9.63%	+9.88%	-0.25	5 / 8	Q3
Inception	+9.65%	+11.35%	-1.71	23 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.42%	+0.67%	-3.09	29 / 33
2025	+15.01%	+16.31%	-1.29	18 / 26
2024	+12.65%	+15.15%	-2.50	13 / 16
2023	+18.72%	+20.71%	-1.99	10 / 12
2022	+11.66%	+5.20%	+6.47	2 / 11
2021	+30.57%	+21.30%	+9.27	2 / 11
2020	+5.58%	+14.75%	-9.18	8 / 8
2019	-1.52%	+6.12%	-7.64	8 / 8
2018	-9.40%	-2.80%	-6.61	7 / 8
2017	+19.44%	+8.47%	+10.97	1 / 8
2016	+7.24%	+5.66%	+1.58	3 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.84%

153 windows

min -25.9% · max 58.3%

77% positive

3-Year rolling

+10.07%

129 windows

min -10.0% · max 28.3%

88% positive

5-Year rolling

+9.41%

105 windows

min -4.1% · max 24.7%

94% positive

7-Year rolling

+8.49%

80 windows

min 2.5% · max 14.2%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.86%

3-year · annualised

Sharpe ratio

0.80

vs risk-free 6.5%

Sortino ratio

1.49

Downside-only deviation

Max drawdown

-9.76%

Feb 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Fund - IDCW Option - Direct Plan	HDFC	₹21.4630	17 Jul 2026
NIPPON INDIA MULTI ASSET ALLOCATION FUND - DIRECT Plan - IDCW Option	Nippon India	₹25.5779	17 Jul 2026
SBI Multi Asset Allocation Fund - Direct Plan - Annual Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹42.4918	17 Jul 2026
Invesco India Multi Asset Allocation Fund - Direct Plan - IDCW	Invesco	₹12.5900	17 Jul 2026
Bandhan Multi Asset Allocation Fund - Direct Plan - IDCW	Bandhan	₹13.7238	17 Jul 2026
quant Multi Asset Allocation Fund - IDCW Option - Direct Plan	Quant	₹170.4055	17 Jul 2026
Aditya Birla Sun Life Multi Asset Allocation Fund-Direct IDCW	Aditya Birla Sun Life	₹15.9820	17 Jul 2026
Franklin India Multi Asset Allocation Fund- Direct- IDCW	Franklin India	₹11.0754	17 Jul 2026
Mirae Asset Multi Asset Allocation Fund - Direct Plan - IDCW	Mirae Asset	₹13.9480	17 Jul 2026
Kotak Multi Asset Active FOF - Direct - IDCW	Kotak	₹10.1270	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹59.6735
16 Jul 2026	₹59.4743
15 Jul 2026	₹59.4763
14 Jul 2026	₹59.3082
13 Jul 2026	₹59.6417
10 Jul 2026	₹59.7060
9 Jul 2026	₹59.3243
8 Jul 2026	₹59.0057
7 Jul 2026	₹59.8949
6 Jul 2026	₹60.0326

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW is ₹59.6735. It's a Multi Asset Allocation Fund from ICICI Prudential, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW is managed by ICICI Prudential. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW has delivered a absolute return of 4.05% — -6.08 pp behind the Multi Asset Allocation Fund category average of 10.13%. The fund ranks #26 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW has delivered a CAGR of 12.37% — -1.1 pp behind the Multi Asset Allocation Fund category average of 13.47%. The fund ranks #10 of 14 in its category — the third (Q3) quartile.

Over the trailing 5-year window, ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW has delivered a CAGR of 13.34% — +0.8 pp ahead of the Multi Asset Allocation Fund category average of 12.54%. The fund ranks #8 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW exactly 10 years ago would be worth approximately ₹250,710 today — a multiplier of 2.51×, based on the 10-year CAGR of 9.63%. The category average over the same window would have grown ₹1 lakh to ₹256,601.

A ₹10,000 monthly SIP in ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹793,271 today. That's an XIRR (money-weighted annualised return) of 11.11%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,195,620 (multiplier 1.83×). XIRR: 11.62%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW ranks #8 out of 11 funds in the Multi Asset Allocation Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 12.54%; this fund delivered 13.34%.

The worst peak-to-trough decline ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW has experienced over the last 5-year window is 9.76% — its NAV fell from a high on 11 Feb 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW averaged 9.41% (best 24.66%, worst -4.12%). 94% of rolling windows ended positive. The 5-year Sharpe ratio is 0.73 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW returned 15.01% — lagging the Multi Asset Allocation Fund category average of 16.31% by 1.29 pp. It ranked #18 of 26 in its category that year.

ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Multi-Asset Fund - Direct Plan - IDCW is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.8%. 5-year CAGR: 13.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.