Should I invest in Baroda BNP Paribas Balanced Advantage Fund?

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 2.97%.

Baroda BNP Paribas

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option

Latest NAV

₹15.8131

As of

3 Jun 2026

1,856 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.06%	+0.20	9 / 30	Q2
1W	-2.35%	-1.17%	-1.18	29 / 30	Q4
2W	-1.06%	-0.27%	-0.80	27 / 30	Q4
1M	-1.01%	-1.07%	+0.06	10 / 30	Q2
3M	-1.97%	-2.52%	+0.55	14 / 30	Q2
6M	-5.73%	-6.27%	+0.55	15 / 29	Q3
YTD	-6.03%	-6.12%	+0.09	15 / 29	Q3
1Y	-0.71%	-3.77%	+3.07	9 / 29	Q2
2Y	-1.41%	-1.59%	+0.19	15 / 28	Q3
3Y	+4.23%	+4.95%	-0.72	12 / 23	Q3
4Y	+4.44%	+5.01%	-0.57	10 / 20	Q2
5Y	+2.97%	+3.40%	-0.43	7 / 16	Q2
7Y	+5.73%	+5.01%	+0.71	7 / 14	Q2
10Y	—	—	—	—	—
Inception	+6.28%	+4.43%	+1.85	10 / 30	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.03%	-6.12%	+0.09	15 / 29
2025	-2.07%	+0.96%	-3.03	21 / 29
2024	+4.74%	+7.99%	-3.25	21 / 26
2023	+11.14%	+14.79%	-3.65	17 / 22
2022	-3.66%	-0.33%	-3.33	13 / 20
2021	+7.58%	+9.21%	-1.63	9 / 15
2020	+26.09%	+10.06%	+16.03	1 / 15
2019	+10.37%	+4.40%	+5.96	2 / 11
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.35%

80 windows

min -10.2% · max 38.3%

68% positive

3-Year rolling

+6.78%

56 windows

min 0.8% · max 14.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+7.19%

32 windows

min 1.9% · max 10.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+6.54%

7 windows

min 5.1% · max 7.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.77%

3-year · annualised

Sharpe ratio

-0.14

vs risk-free 6.5%

Sortino ratio

-0.19

Downside-only deviation

Max drawdown

-18.08%

Dec 2024 → Apr 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Balanced Advantage Fund

Scheme	Fund house	NAV	As of
SBI Balanced Advantage Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹15.5942	3 Jun 2026
BANDHAN Balanced Advantage Fund Regular Plan IDCW	Bandhan	₹13.5770	3 Jun 2026
quant Dynamic Asset Allocation Fund - IDCW Option - Regular Plan	Quant	₹16.4751	3 Jun 2026
Aditya Birla Sun Life Balanced Advantage Fund -REGULAR - IDCW	Aditya Birla Sun Life	₹25.6600	3 Jun 2026
Motilal Oswal Balanced Advantage Fund (MOFDYNAMIC) - Regular Plan - Annual Dividend Payout Option	Motilal Oswal	₹12.1397	3 Jun 2026
Mirae Asset Balanced Advantage Fund Regular Plan IDCW	Mirae Asset	₹13.0780	3 Jun 2026
Kotak Balanced Advantage Fund - Regular Plan - Payout of Income Distribution cum capital withdrawal option Option	Kotak	₹20.3530	3 Jun 2026
Parag Parikh Dynamic Asset Allocation Fund - Regular Plan - Monthly IDCW Reinvestment	Parag Parikh	₹10.0013	3 Jun 2026
Edelweiss Balanced Advantage Fund - Regular Plan - Monthly - IDCW Option	Edelweiss	₹20.2100	3 Jun 2026
DSP Dynamic Asset Allocation Fund - Regular Plan - IDCW - Monthly	DSP	₹13.7540	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹15.8131
2 Jun 2026	₹15.8589
1 Jun 2026	₹15.8190
29 May 2026	₹15.9985
27 May 2026	₹16.3158
26 May 2026	₹16.2406
25 May 2026	₹16.2429
22 May 2026	₹16.0779
21 May 2026	₹16.0837
20 May 2026	₹16.0897

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option is ₹15.8131. It's a Balanced Advantage Fund from Baroda BNP Paribas, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option has NAV history starting from 20 Nov 2018, a track record of about 7 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option is managed by Baroda BNP Paribas. It's classified by AMFI under the 'Balanced Advantage Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option has delivered a absolute return of -0.71% — +3.07 pp ahead of the Balanced Advantage Fund category average of -3.77%. The fund ranks #9 of 29 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option has delivered a CAGR of 4.23% — -0.72 pp behind the Balanced Advantage Fund category average of 4.95%. The fund ranks #12 of 23 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option has delivered a CAGR of 2.97% — -0.43 pp behind the Balanced Advantage Fund category average of 3.40%. The fund ranks #7 of 16 in its category — the second (Q2) quartile.

₹1 lakh invested in Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option exactly 5 years ago would be worth approximately ₹115,758 today — a multiplier of 1.16×, based on the 5-year CAGR of 2.97%. The category average over the same window would have grown ₹1 lakh to ₹118,222.

A ₹10,000 monthly SIP in Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹624,188 today. That's an XIRR (money-weighted annualised return) of 1.56%.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹949,671 — XIRR 3.46%.

On a 5-year basis, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option ranks #7 out of 16 funds in the Balanced Advantage Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.40%; this fund delivered 2.97%.

The worst peak-to-trough decline Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option has experienced over the last 5-year window is 18.08% — its NAV fell from a high on 10 Dec 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option averaged 7.19% (best 10.45%, worst 1.88%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.25 — negative risk-adjusted performance.

In calendar year 2025, Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option returned -2.07% — lagging the Balanced Advantage Fund category average of 0.96% by 3.03 pp. It ranked #21 of 29 in its category that year.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.1%. 5-year CAGR: 2.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Baroda BNP Paribas Balanced Advantage Fund-Regular Plan-IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Balanced Advantage Fund

Recent NAVs

Frequently asked questions

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