Should I invest in BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus?

We don't give personal investment advice. BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.2%. 5-year CAGR: 13.30%.

Bank of India

BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus

Latest NAV

₹55.6900

As of

17 Jul 2026

3,095 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.14%	+0.15%	-0.01	21 / 36	Q3
1W	-0.23%	-0.20%	-0.03	21 / 36	Q3
2W	-0.18%	+0.24%	-0.42	32 / 36	Q4
1M	+1.27%	+1.73%	-0.46	27 / 36	Q3
3M	+3.13%	+3.75%	-0.62	24 / 36	Q3
6M	+3.61%	+0.56%	+3.05	9 / 36	Q1
YTD	+1.09%	-1.67%	+2.76	12 / 36	Q2
1Y	+6.12%	-0.06%	+6.18	3 / 36	Q1
2Y	+2.11%	-0.46%	+2.57	12 / 34	Q2
3Y	+15.74%	+11.48%	+4.26	7 / 31	Q1
4Y	+17.26%	+13.30%	+3.95	8 / 31	Q2
5Y	+13.30%	+10.82%	+2.48	11 / 31	Q2
7Y	+17.47%	+13.81%	+3.66	3 / 27	Q1
10Y	+13.98%	+10.52%	+3.45	5 / 22	Q1
Inception	+14.60%	+10.89%	+3.71	8 / 36	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.09%	-1.67%	+2.76	12 / 36
2025	+7.56%	+1.18%	+6.39	5 / 35
2024	+17.65%	+19.71%	-2.06	18 / 31
2023	+29.88%	+26.16%	+3.72	11 / 31
2022	+3.00%	+0.59%	+2.41	10 / 31
2021	+34.35%	+33.41%	+0.95	12 / 31
2020	+18.79%	+14.39%	+4.40	8 / 30
2019	+9.68%	+6.20%	+3.48	10 / 26
2018	-14.02%	-13.14%	-0.88	15 / 23
2017	+42.99%	+29.57%	+13.43	3 / 23
2016	+1.80%	+3.36%	-1.56	14 / 22

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+15.47%

142 windows

min -20.4% · max 66.3%

82% positive

3-Year rolling

+14.43%

117 windows

min -2.8% · max 29.4%

97% positive

5-Year rolling

+13.76%

93 windows

min 0.9% · max 26.8%

100% positive

7-Year rolling

+13.83%

69 windows

min 9.7% · max 18.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.97%

3-year · annualised

Sharpe ratio

0.66

vs risk-free 6.5%

Sortino ratio

1.11

Downside-only deviation

Max drawdown

-21.21%

Aug 2024 → Mar 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - IDCW Option - Direct Plan	HDFC	₹47.7870	17 Jul 2026
NIPPON INDIA VISION LARGE & MID CAP FUND - DIRECT Plan - IDCW Option	Nippon India	₹70.7641	17 Jul 2026
SBI Large & Midcap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹373.6439	17 Jul 2026
ICICI Prudential Large & Mid Cap Fund - Direct Plan - IDCW	ICICI Prudential	₹54.4600	17 Jul 2026
Invesco India Large & Mid Cap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹55.8900	17 Jul 2026
Bandhan Large & Mid Cap Fund - Direct Plan - IDCW	Bandhan	₹36.7850	17 Jul 2026
quant Large & Mid Cap Fund - IDCW Option - Direct Plan	Quant	₹64.5206	17 Jul 2026
Aditya Birla Sun Life Large & Mid Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹210.4900	17 Jul 2026
Motilal Oswal Large and Midcap Fund Direct - IDCW Payout/Reinvestment	Motilal Oswal	₹27.8134	17 Jul 2026
Franklin India Large & Mid cap Fund - Direct - IDCW	Franklin India	₹22.8896	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹55.6900
16 Jul 2026	₹55.6100
15 Jul 2026	₹55.6000
14 Jul 2026	₹55.4200
13 Jul 2026	₹55.8200
10 Jul 2026	₹55.8200
9 Jul 2026	₹55.4100
8 Jul 2026	₹54.8500
7 Jul 2026	₹55.8100
6 Jul 2026	₹56.0700

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus is ₹55.6900. It's a Large & Mid Cap Fund from Bank of India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus has NAV history starting from 16 Dec 2013, a track record of about 12 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus is managed by Bank of India. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus has delivered a absolute return of 6.12% — +6.18 pp ahead of the Large & Mid Cap Fund category average of -0.06%. The fund ranks #3 of 36 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus has delivered a CAGR of 15.74% — +4.26 pp ahead of the Large & Mid Cap Fund category average of 11.48%. The fund ranks #7 of 31 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus has delivered a CAGR of 13.30% — +2.48 pp ahead of the Large & Mid Cap Fund category average of 10.82%. The fund ranks #11 of 31 in its category — the second (Q2) quartile.

₹1 lakh invested in BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus exactly 10 years ago would be worth approximately ₹370,033 today — a multiplier of 3.70×, based on the 10-year CAGR of 13.98%. The category average over the same window would have grown ₹1 lakh to ₹271,998.

A ₹10,000 monthly SIP in BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus over the last 5 years — total invested ₹600,000 — would be worth ₹840,986 today. That's an XIRR (money-weighted annualised return) of 13.47%.

A ₹10,000 monthly SIP for 10 years in BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus = ₹1,200,000 invested. It would currently be worth ₹2,616,424 (multiplier 2.18×). XIRR: 14.90%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus ranks #11 out of 31 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.82%; this fund delivered 13.30%.

The worst peak-to-trough decline BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus has experienced over the last 5-year window is 21.21% — its NAV fell from a high on 30 Aug 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus averaged 13.76% (best 26.85%, worst 0.93%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.48 — weak risk-adjusted performance.

In calendar year 2025, BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus returned 7.56% — beating the Large & Mid Cap Fund category average of 1.18% by 6.39 pp. It ranked #5 of 35 in its category that year.

BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANK OF INDIA Large & Mid Cap Fund Direct Plan- Bonus is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 21.2%. 5-year CAGR: 13.30%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.