Should I invest in BANDHAN Nifty 50 Index Fund?

We don't give personal investment advice. BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.69%.

Bandhan

BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW

Latest NAV

₹47.7308

As of

17 Jul 2026

4,004 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.10%	-0.01%	+1.11	33 / 246	Q1
1W	+0.54%	-0.36%	+0.90	26 / 246	Q1
2W	+0.30%	-0.04%	+0.34	58 / 246	Q1
1M	+1.31%	+0.57%	+0.74	63 / 246	Q2
3M	+0.35%	+1.95%	-1.59	202 / 246	Q4
6M	-4.99%	+0.95%	-5.94	211 / 239	Q4
YTD	-6.60%	+0.07%	-6.68	214 / 238	Q4
1Y	-2.60%	+1.45%	-4.05	185 / 227	Q4
2Y	-0.09%	+2.12%	-2.21	108 / 157	Q3
3Y	+7.75%	+9.02%	-1.27	42 / 116	Q2
4Y	+11.10%	+11.68%	-0.58	24 / 50	Q2
5Y	+9.69%	+10.01%	-0.31	12 / 20	Q3
7Y	+10.44%	+13.65%	-3.20	8 / 9	Q4
10Y	+10.64%	+8.51%	+2.14	1 / 2	Q2
Inception	+10.20%	+6.50%	+3.69	53 / 246	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.60%	+0.11%	-6.71	213 / 236
2025	+10.72%	+4.47%	+6.24	21 / 185
2024	+9.16%	+12.46%	-3.29	59 / 122
2023	+20.01%	+19.34%	+0.66	37 / 86
2022	+5.37%	+1.97%	+3.40	4 / 25
2021	+24.09%	+29.23%	-5.14	9 / 11
2020	+4.50%	+14.29%	-9.79	9 / 10
2019	+12.39%	+8.54%	+3.85	1 / 3
2018	+5.38%	-10.57%	+15.96	1 / 3
2017	+28.40%	+27.29%	+1.11	1 / 2
2016	+3.70%	+3.16%	+0.54	1 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.60%

186 windows

min -31.4% · max 61.6%

79% positive

3-Year rolling

+11.95%

161 windows

min -4.3% · max 29.6%

98% positive

5-Year rolling

+11.63%

137 windows

min -0.7% · max 23.8%

99% positive

7-Year rolling

+11.20%

113 windows

min 4.9% · max 14.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.26%

3-year · annualised

Sharpe ratio

0.15

vs risk-free 6.5%

Sortino ratio

0.24

Downside-only deviation

Max drawdown

-15.71%

Sep 2024 → Mar 2025

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹10.0500	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8037	17 Jul 2026
SBI BSE Sensex Index Fund - Regular Plan - IDCW	SBI	₹12.7899	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.8694	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Regular Plan	Motilal Oswal	₹25.9990	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹10.0306	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.9067	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9488	17 Jul 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹28.2499	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹47.7308
16 Jul 2026	₹47.2131
15 Jul 2026	₹47.2252
14 Jul 2026	₹47.1692
13 Jul 2026	₹47.4806
10 Jul 2026	₹47.4724
9 Jul 2026	₹46.9877
8 Jul 2026	₹46.8283
7 Jul 2026	₹47.8388
6 Jul 2026	₹47.8963

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW is ₹47.7308. It's a Index Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW has NAV history starting from 03 May 2010, a track record of about 16 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW is managed by Bandhan. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW has delivered a absolute return of -2.60% — -4.05 pp behind the Index Fund category average of 1.45%. The fund ranks #185 of 227 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW has delivered a CAGR of 7.75% — -1.27 pp behind the Index Fund category average of 9.02%. The fund ranks #42 of 116 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW has delivered a CAGR of 9.69% — -0.31 pp behind the Index Fund category average of 10.01%. The fund ranks #12 of 20 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹274,951 today — a multiplier of 2.75×, based on the 10-year CAGR of 10.64%. The category average over the same window would have grown ₹1 lakh to ₹226,207.

A ₹10,000 monthly SIP in BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹723,052 today. That's an XIRR (money-weighted annualised return) of 7.39%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹2,054,856 (multiplier 1.71×). XIRR: 10.37%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW ranks #12 out of 20 funds in the Index Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.01%; this fund delivered 9.69%.

The worst peak-to-trough decline BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW has experienced over the last 5-year window is 16.56% — its NAV fell from a high on 18 Oct 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW averaged 11.63% (best 23.76%, worst -0.68%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.26 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW returned 10.72% — beating the Index Fund category average of 4.47% by 6.24 pp. It ranked #21 of 185 in its category that year.

BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. BANDHAN Nifty 50 Index Fund - Regular Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.6%. 5-year CAGR: 9.69%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.