Should I invest in BANDHAN Large Cap Fund?

We don't give personal investment advice. BANDHAN Large Cap Fund - Regular Plan - IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.2%. 5-year CAGR: 4.18%.

IDFC

BANDHAN Large Cap Fund - Regular Plan - IDCW

Latest NAV

₹21.1290

As of

24 Jul 2026

4,285 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.42%	-0.35%	-0.07	29 / 35	Q4
1W	-2.04%	-1.80%	-0.24	23 / 35	Q3
2W	-2.03%	-1.49%	-0.53	30 / 35	Q4
1M	-0.28%	-0.37%	+0.09	18 / 35	Q3
3M	+1.96%	+1.15%	+0.81	8 / 35	Q1
6M	-6.31%	-2.82%	-3.49	29 / 35	Q4
YTD	-10.78%	-6.84%	-3.94	30 / 35	Q4
1Y	-7.08%	-4.27%	-2.82	26 / 35	Q3
2Y	-5.42%	-2.12%	-3.31	29 / 35	Q4
3Y	+2.06%	+7.28%	-5.22	31 / 35	Q4
4Y	+4.23%	+9.46%	-5.22	31 / 34	Q4
5Y	+4.18%	+7.88%	-3.70	28 / 34	Q4
7Y	+6.15%	+10.08%	-3.93	27 / 34	Q4
10Y	+4.90%	+8.36%	-3.46	25 / 34	Q3
Inception	+3.20%	+8.33%	-5.13	28 / 35	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.78%	-7.22%	-3.56	29 / 34
2025	+0.40%	+5.20%	-4.80	30 / 34
2024	+10.12%	+12.60%	-2.48	25 / 34
2023	+19.23%	+21.38%	-2.16	23 / 34
2022	-6.99%	+0.25%	-7.24	31 / 34
2021	+20.04%	+23.62%	-3.58	28 / 34
2020	+5.87%	+11.04%	-5.16	29 / 34
2019	+4.03%	+7.65%	-3.62	29 / 35
2018	-9.55%	-3.82%	-5.73	29 / 35
2017	+25.60%	+24.19%	+1.40	21 / 35
2016	-3.34%	+0.01%	-3.35	25 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.86%

209 windows

min -27.9% · max 82.0%

65% positive

3-Year rolling

+4.75%

185 windows

min -8.0% · max 20.2%

82% positive

5-Year rolling

+4.75%

161 windows

min -6.4% · max 16.2%

87% positive

7-Year rolling

+4.08%

136 windows

min -1.9% · max 9.5%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.63%

3-year · annualised

Sharpe ratio

-0.26

vs risk-free 6.5%

Sortino ratio

-0.36

Downside-only deviation

Max drawdown

-25.20%

Sep 2024 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Regular Plan	HDFC	₹1,117.6250	24 Jul 2026
SBI Large Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹52.5157	24 Jul 2026
Franklin India Large Cap Fund - IDCW	Franklin Templeton	₹41.8537	24 Jul 2026
Mirae Asset Large Cap Fund - Growth Plan	Mirae Asset	₹110.1470	24 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹558.1270	24 Jul 2026
Edelweiss Large Cap Fund - Plan B - IDCW Option	Edelweiss	₹80.3900	24 Jul 2026
HSBC Large Cap Fund - Regular Growth	HSBC	₹464.7238	24 Jul 2026
UTI Large Cap Fund - Regular Plan - Growth Option	UTI	₹260.1960	24 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹327.1700	24 Jul 2026
Aditya Birla Sun Life Large Cap Fund-Growth	Birla Sun Life	₹511.5500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹21.1290
23 Jul 2026	₹21.2180
22 Jul 2026	₹21.3220
21 Jul 2026	₹21.5180
20 Jul 2026	₹21.5150
17 Jul 2026	₹21.5690
16 Jul 2026	₹21.4240
15 Jul 2026	₹21.4830
14 Jul 2026	₹21.4360
13 Jul 2026	₹21.6000

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of BANDHAN Large Cap Fund - Regular Plan - IDCW is ₹21.1290. It's a Large Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN Large Cap Fund - Regular Plan - IDCW has NAV history starting from 04 Jun 2008, a track record of about 18 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANDHAN Large Cap Fund - Regular Plan - IDCW is managed by IDFC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Large Cap Fund - Regular Plan - IDCW has delivered a absolute return of -7.08% — -2.82 pp behind the Large Cap Fund category average of -4.27%. The fund ranks #26 of 35 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN Large Cap Fund - Regular Plan - IDCW has delivered a CAGR of 2.06% — -5.22 pp behind the Large Cap Fund category average of 7.28%. The fund ranks #31 of 35 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, BANDHAN Large Cap Fund - Regular Plan - IDCW has delivered a CAGR of 4.18% — -3.7 pp behind the Large Cap Fund category average of 7.88%. The fund ranks #28 of 34 in its category — the bottom (Q4) quartile.

₹1 lakh invested in BANDHAN Large Cap Fund - Regular Plan - IDCW exactly 10 years ago would be worth approximately ₹161,332 today — a multiplier of 1.61×, based on the 10-year CAGR of 4.90%. The category average over the same window would have grown ₹1 lakh to ₹223,148.

A ₹10,000 monthly SIP in BANDHAN Large Cap Fund - Regular Plan - IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹630,122 today. That's an XIRR (money-weighted annualised return) of 1.93%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Large Cap Fund - Regular Plan - IDCW = ₹1,200,000 invested. It would currently be worth ₹1,526,671 (multiplier 1.27×). XIRR: 4.71%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Large Cap Fund - Regular Plan - IDCW ranks #28 out of 34 funds in the Large Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.88%; this fund delivered 4.18%.

The worst peak-to-trough decline BANDHAN Large Cap Fund - Regular Plan - IDCW has experienced over the last 5-year window is 25.20% — its NAV fell from a high on 26 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Large Cap Fund - Regular Plan - IDCW averaged 4.75% (best 16.20%, worst -6.41%). 87% of rolling windows ended positive. The 5-year Sharpe ratio is -0.11 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Large Cap Fund - Regular Plan - IDCW returned 0.40% — lagging the Large Cap Fund category average of 5.20% by 4.80 pp. It ranked #30 of 34 in its category that year.

BANDHAN Large Cap Fund - Regular Plan - IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Large Cap Fund - Regular Plan - IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 25.2%. 5-year CAGR: 4.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.