Should I invest in BANDHAN Large Cap Fund?

We don't give personal investment advice. BANDHAN Large Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 11.00%.

IDFC

BANDHAN Large Cap Fund - Regular Plan - Growth

Latest NAV

₹76.6540

As of

24 Jul 2026

4,285 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.42%	-0.35%	-0.07	28 / 35	Q4
1W	-2.04%	-1.80%	-0.24	22 / 35	Q3
2W	-2.02%	-1.49%	-0.53	29 / 35	Q4
1M	-0.28%	-0.37%	+0.09	17 / 35	Q2
3M	+1.96%	+1.15%	+0.81	7 / 35	Q1
6M	-0.05%	-2.82%	+2.78	6 / 35	Q1
YTD	-4.81%	-6.84%	+2.03	8 / 35	Q1
1Y	-0.87%	-4.27%	+3.40	8 / 35	Q1
2Y	+1.23%	-2.12%	+3.35	5 / 35	Q1
3Y	+11.59%	+7.28%	+4.30	4 / 35	Q1
4Y	+12.83%	+9.46%	+3.37	3 / 34	Q1
5Y	+11.00%	+7.88%	+3.12	3 / 34	Q1
7Y	+13.54%	+10.08%	+3.46	3 / 34	Q1
10Y	+11.98%	+8.36%	+3.63	4 / 34	Q1
Inception	+10.13%	+8.33%	+1.80	18 / 35	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.81%	-7.22%	+2.41	7 / 34
2025	+7.82%	+5.20%	+2.62	11 / 34
2024	+18.61%	+12.60%	+6.01	2 / 34
2023	+26.26%	+21.38%	+4.88	6 / 34
2022	-2.32%	+0.25%	-2.57	26 / 34
2021	+26.24%	+23.62%	+2.63	10 / 34
2020	+17.45%	+11.04%	+6.41	3 / 34
2019	+10.37%	+7.65%	+2.73	15 / 35
2018	-3.74%	-3.82%	+0.08	23 / 35
2017	+33.46%	+24.19%	+9.27	2 / 35
2016	+5.12%	+0.01%	+5.11	6 / 33

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.11%

209 windows

min -20.0% · max 91.4%

79% positive

3-Year rolling

+11.97%

185 windows

min -1.1% · max 27.3%

98% positive

5-Year rolling

+11.96%

161 windows

min 0.8% · max 23.4%

100% positive

7-Year rolling

+11.41%

136 windows

min 6.2% · max 16.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

12.89%

3-year · annualised

Sharpe ratio

0.41

vs risk-free 6.5%

Sortino ratio

0.63

Downside-only deviation

Max drawdown

-18.35%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large Cap Fund - Growth Option - Regular Plan	HDFC	₹1,117.6250	24 Jul 2026
SBI Large Cap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹52.5157	24 Jul 2026
Franklin India Large Cap Fund - IDCW	Franklin Templeton	₹41.8537	24 Jul 2026
Mirae Asset Large Cap Fund - Growth Plan	Mirae Asset	₹110.1470	24 Jul 2026
Kotak Large Cap Fund - Growth	Kotak	₹558.1270	24 Jul 2026
Edelweiss Large Cap Fund - Plan B - IDCW Option	Edelweiss	₹80.3900	24 Jul 2026
HSBC Large Cap Fund - Regular Growth	HSBC	₹464.7238	24 Jul 2026
UTI Large Cap Fund - Regular Plan - Growth Option	UTI	₹260.1960	24 Jul 2026
PGIM India Large Cap Fund - Growth	PGIM India	₹327.1700	24 Jul 2026
Aditya Birla Sun Life Large Cap Fund-Growth	Birla Sun Life	₹511.5500	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹76.6540
23 Jul 2026	₹76.9740
22 Jul 2026	₹77.3520
21 Jul 2026	₹78.0650
20 Jul 2026	₹78.0540
17 Jul 2026	₹78.2490
16 Jul 2026	₹77.7230
15 Jul 2026	₹77.9380
14 Jul 2026	₹77.7680
13 Jul 2026	₹78.3610

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of BANDHAN Large Cap Fund - Regular Plan - Growth is ₹76.6540. It's a Large Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN Large Cap Fund - Regular Plan - Growth has NAV history starting from 04 Jun 2008, a track record of about 18 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANDHAN Large Cap Fund - Regular Plan - Growth is managed by IDFC. It's classified by AMFI under the 'Large Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Large Cap Fund - Regular Plan - Growth has delivered a absolute return of -0.87% — +3.4 pp ahead of the Large Cap Fund category average of -4.27%. The fund ranks #8 of 35 in its category — the top (Q1) quartile.

Over the trailing 3-year window, BANDHAN Large Cap Fund - Regular Plan - Growth has delivered a CAGR of 11.59% — +4.3 pp ahead of the Large Cap Fund category average of 7.28%. The fund ranks #4 of 35 in its category — the top (Q1) quartile.

Over the trailing 5-year window, BANDHAN Large Cap Fund - Regular Plan - Growth has delivered a CAGR of 11.00% — +3.12 pp ahead of the Large Cap Fund category average of 7.88%. The fund ranks #3 of 34 in its category — the top (Q1) quartile.

₹1 lakh invested in BANDHAN Large Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹310,158 today — a multiplier of 3.10×, based on the 10-year CAGR of 11.98%. The category average over the same window would have grown ₹1 lakh to ₹223,148.

A ₹10,000 monthly SIP in BANDHAN Large Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹773,399 today. That's an XIRR (money-weighted annualised return) of 10.09%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Large Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,264,557 (multiplier 1.89×). XIRR: 12.20%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Large Cap Fund - Regular Plan - Growth ranks #3 out of 34 funds in the Large Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 7.88%; this fund delivered 11.00%.

The worst peak-to-trough decline BANDHAN Large Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 19.83% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Large Cap Fund - Regular Plan - Growth averaged 11.96% (best 23.45%, worst 0.77%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.37 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Large Cap Fund - Regular Plan - Growth returned 7.82% — beating the Large Cap Fund category average of 5.20% by 2.62 pp. It ranked #11 of 34 in its category that year.

BANDHAN Large Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Large Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.8%. 5-year CAGR: 11.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.