Should I invest in BANDHAN Flexi Cap Fund?

We don't give personal investment advice. BANDHAN Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.8%. 5-year CAGR: 10.48%.

IDFC

BANDHAN Flexi Cap Fund - Regular Plan - Growth

Latest NAV

₹207.8380

As of

24 Jul 2026

4,472 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.17%	-0.03%	-0.13	62 / 75	Q4
1W	-1.69%	-0.56%	-1.13	58 / 74	Q4
2W	-1.64%	-0.70%	-0.94	49 / 73	Q3
1M	-0.61%	+0.17%	-0.78	44 / 72	Q3
3M	+2.43%	+4.82%	-2.40	44 / 71	Q3
6M	+0.45%	+8.69%	-8.25	52 / 71	Q3
YTD	-3.78%	+3.32%	-7.10	57 / 71	Q4
1Y	-0.96%	+14.62%	-15.58	49 / 65	Q4
2Y	+1.37%	+7.82%	-6.45	40 / 61	Q3
3Y	+11.34%	+10.87%	+0.47	26 / 55	Q2
4Y	+12.47%	+10.98%	+1.49	13 / 35	Q2
5Y	+10.48%	+10.36%	+0.12	18 / 33	Q3
7Y	+12.96%	+12.57%	+0.39	12 / 28	Q2
10Y	+10.41%	+10.08%	+0.32	14 / 28	Q2
Inception	+13.57%	+9.02%	+4.55	15 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.78%	-2.59%	-1.19	17 / 27
2025	+8.82%	+2.13%	+6.68	4 / 27
2024	+15.09%	+17.60%	-2.51	17 / 27
2023	+24.14%	+25.30%	-1.16	15 / 27
2022	-1.39%	+0.84%	-2.23	20 / 32
2021	+31.99%	+25.14%	+6.85	15 / 46
2020	+9.75%	+13.07%	-3.32	32 / 50
2019	+7.71%	+4.14%	+3.56	20 / 61
2018	-8.78%	-7.56%	-1.23	22 / 36
2017	+36.87%	+31.98%	+4.89	12 / 36
2016	-3.01%	+1.09%	-4.09	32 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+18.89%

209 windows

min -23.5% · max 125.9%

81% positive

3-Year rolling

+15.50%

185 windows

min -4.9% · max 42.8%

96% positive

5-Year rolling

+15.07%

161 windows

min -0.6% · max 29.9%

99% positive

7-Year rolling

+14.27%

136 windows

min 7.2% · max 29.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.30%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.67

Downside-only deviation

Max drawdown

-17.21%

Sep 2024 → Apr 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Plan	HDFC	₹2,006.6760	24 Jul 2026
SBI Flexicap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹47.3403	24 Jul 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹19.8000	24 Jul 2026
Franklin India Flexi Cap Fund - Growth	Franklin Templeton	₹1,575.2811	24 Jul 2026
Kotak Flexicap Fund - Growth	Kotak	₹84.0580	24 Jul 2026
HSBC Flexi Cap Fund - Regular Growth	HSBC	₹222.4477	24 Jul 2026
CANARA ROBECO FLEXICAP FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹335.9000	24 Jul 2026
UTI - Flexi Cap Fund-Growth Option	UTI	₹314.2875	24 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan	Birla Sun Life	₹1,905.1400	24 Jul 2026
BANDHAN Flexi Cap Fund - Regular Plan - IDCW	IDFC	₹46.5170	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹207.8380
23 Jul 2026	₹208.1830
22 Jul 2026	₹208.8000
21 Jul 2026	₹210.3100
20 Jul 2026	₹210.3780
17 Jul 2026	₹211.4160
16 Jul 2026	₹210.1290
15 Jul 2026	₹210.5090
14 Jul 2026	₹209.9460
13 Jul 2026	₹211.4020

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of BANDHAN Flexi Cap Fund - Regular Plan - Growth is ₹207.8380. It's a Flexi Cap Fund from IDFC, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

BANDHAN Flexi Cap Fund - Regular Plan - Growth has NAV history starting from 02 Jun 2008, a track record of about 18 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

BANDHAN Flexi Cap Fund - Regular Plan - Growth is managed by IDFC. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Flexi Cap Fund - Regular Plan - Growth has delivered a absolute return of -0.96% — -15.58 pp behind the Flexi Cap Fund category average of 14.62%. The fund ranks #49 of 65 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, BANDHAN Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 11.34% — +0.47 pp ahead of the Flexi Cap Fund category average of 10.87%. The fund ranks #26 of 55 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN Flexi Cap Fund - Regular Plan - Growth has delivered a CAGR of 10.48% — +0.12 pp ahead of the Flexi Cap Fund category average of 10.36%. The fund ranks #18 of 33 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN Flexi Cap Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹269,140 today — a multiplier of 2.69×, based on the 10-year CAGR of 10.41%. The category average over the same window would have grown ₹1 lakh to ₹261,333.

A ₹10,000 monthly SIP in BANDHAN Flexi Cap Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹768,636 today. That's an XIRR (money-weighted annualised return) of 9.84%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Flexi Cap Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,170,820 (multiplier 1.81×). XIRR: 11.40%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Flexi Cap Fund - Regular Plan - Growth ranks #18 out of 33 funds in the Flexi Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 10.36%; this fund delivered 10.48%.

The worst peak-to-trough decline BANDHAN Flexi Cap Fund - Regular Plan - Growth has experienced over the last 5-year window is 20.80% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Flexi Cap Fund - Regular Plan - Growth averaged 15.07% (best 29.85%, worst -0.65%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.35 — weak risk-adjusted performance.

In calendar year 2025, BANDHAN Flexi Cap Fund - Regular Plan - Growth returned 8.82% — beating the Flexi Cap Fund category average of 2.13% by 6.68 pp. It ranked #4 of 27 in its category that year.

BANDHAN Flexi Cap Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. BANDHAN Flexi Cap Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.8%. 5-year CAGR: 10.48%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.