Should I invest in Aditya Birla Sun Life Flexi Cap Fund?

We don't give personal investment advice. Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.5%. 5-year CAGR: 12.11%.

Birla Sun Life

Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan

Latest NAV

₹1,905.1400

As of

24 Jul 2026

4,999 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.10%	-0.03%	-0.07	57 / 75	Q4
1W	-0.89%	-0.56%	-0.33	46 / 74	Q3
2W	-0.72%	-0.70%	-0.02	40 / 73	Q3
1M	+0.73%	+0.17%	+0.57	27 / 72	Q2
3M	+4.97%	+4.82%	+0.15	29 / 71	Q2
6M	+4.82%	+8.69%	-3.87	36 / 71	Q3
YTD	+0.49%	+3.32%	-2.83	35 / 71	Q2
1Y	+6.24%	+14.62%	-8.38	33 / 65	Q3
2Y	+5.91%	+7.82%	-1.91	34 / 61	Q3
3Y	+14.76%	+10.87%	+3.89	14 / 55	Q2
4Y	+15.80%	+10.98%	+4.82	8 / 35	Q1
5Y	+12.11%	+10.36%	+1.75	12 / 33	Q2
7Y	+15.41%	+12.57%	+2.84	8 / 28	Q2
10Y	+13.52%	+10.08%	+3.43	5 / 28	Q1
Inception	+12.94%	+9.02%	+3.92	18 / 75	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.49%	-2.59%	+3.08	6 / 27
2025	+10.86%	+2.13%	+8.72	2 / 27
2024	+18.29%	+17.60%	+0.69	7 / 27
2023	+25.43%	+25.30%	+0.13	14 / 27
2022	-1.11%	+0.84%	-1.95	17 / 32
2021	+29.78%	+25.14%	+4.64	20 / 46
2020	+16.11%	+13.07%	+3.03	11 / 50
2019	+8.43%	+4.14%	+4.28	16 / 61
2018	-3.42%	-7.56%	+4.13	10 / 36
2017	+31.82%	+31.98%	-0.16	19 / 36
2016	+14.94%	+1.09%	+13.85	1 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.64%

236 windows

min -56.2% · max 114.4%

75% positive

3-Year rolling

+14.04%

211 windows

min -5.1% · max 32.3%

93% positive

5-Year rolling

+13.76%

187 windows

min -2.2% · max 26.0%

98% positive

7-Year rolling

+13.80%

163 windows

min 6.1% · max 22.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.78%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.12

Downside-only deviation

Max drawdown

-17.30%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
HDFC Flexi Cap Fund - Growth Plan	HDFC	₹2,006.6760	24 Jul 2026
SBI Flexicap Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹47.3403	24 Jul 2026
ICICI Prudential Flexicap Fund - Growth	ICICI Prudential	₹19.8000	24 Jul 2026
Franklin India Flexi Cap Fund - Growth	Franklin Templeton	₹1,575.2811	24 Jul 2026
Kotak Flexicap Fund - Growth	Kotak	₹84.0580	24 Jul 2026
HSBC Flexi Cap Fund - Regular Growth	HSBC	₹222.4477	24 Jul 2026
CANARA ROBECO FLEXICAP FUND - REGULAR PLAN - GROWTH OPTION	Canara Robeco	₹335.9000	24 Jul 2026
UTI - Flexi Cap Fund-Growth Option	UTI	₹314.2875	24 Jul 2026
Aditya Birla Sun Life Flexi Cap Fund -Regular - IDCW	Birla Sun Life	₹164.1300	24 Jul 2026
BANDHAN Flexi Cap Fund - Regular Plan - Growth	IDFC	₹207.8380	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹1,905.1400
23 Jul 2026	₹1,907.0600
22 Jul 2026	₹1,917.2200
21 Jul 2026	₹1,930.8400
20 Jul 2026	₹1,926.1400
17 Jul 2026	₹1,922.2300
16 Jul 2026	₹1,911.9700
15 Jul 2026	₹1,914.1100
14 Jul 2026	₹1,908.0300
13 Jul 2026	₹1,920.8200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan is ₹1,905.1400. It's a Flexi Cap Fund from Birla Sun Life, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan is managed by Birla Sun Life. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan has delivered a absolute return of 6.24% — -8.38 pp behind the Flexi Cap Fund category average of 14.62%. The fund ranks #33 of 65 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan has delivered a CAGR of 14.76% — +3.89 pp ahead of the Flexi Cap Fund category average of 10.87%. The fund ranks #14 of 55 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan has delivered a CAGR of 12.11% — +1.75 pp ahead of the Flexi Cap Fund category average of 10.36%. The fund ranks #12 of 33 in its category — the second (Q2) quartile.

₹1 lakh invested in Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan exactly 10 years ago would be worth approximately ₹355,264 today — a multiplier of 3.55×, based on the 10-year CAGR of 13.52%. The category average over the same window would have grown ₹1 lakh to ₹261,333.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹834,130 today. That's an XIRR (money-weighted annualised return) of 13.14%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan = ₹1,200,000 invested. It would currently be worth ₹2,487,913 (multiplier 2.07×). XIRR: 13.96%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan ranks #12 out of 33 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.36%; this fund delivered 12.11%.

The worst peak-to-trough decline Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan has experienced over the last 5-year window is 20.50% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan averaged 13.76% (best 25.99%, worst -2.23%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.45 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan returned 10.86% — beating the Flexi Cap Fund category average of 2.13% by 8.72 pp. It ranked #2 of 27 in its category that year.

Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.5%. 5-year CAGR: 12.11%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.