Should I invest in BANDHAN Dynamic Bond Fund B - Periodic IDCW?

We don't give personal investment advice. BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 4.93%.

Bandhan

BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW

Latest NAV

₹13.8043

As of

3 Jun 2026

2,789 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+24.16%	-24.06	7 / 48	Q1
1W	+0.23%	+24.38%	-24.15	17 / 48	Q2
2W	+0.38%	+24.65%	-24.27	26 / 48	Q3
1M	+0.60%	+24.64%	-24.04	11 / 48	Q1
3M	+1.41%	+24.91%	-23.49	8 / 48	Q1
6M	+1.98%	+26.19%	-24.21	9 / 48	Q1
YTD	+2.08%	+24.50%	-22.42	6 / 48	Q1
1Y	+0.89%	+28.03%	-27.14	19 / 48	Q2
2Y	+4.81%	+9.76%	-4.95	19 / 48	Q2
3Y	+5.83%	+2.68%	+3.15	15 / 44	Q2
4Y	+6.26%	+3.22%	+3.04	7 / 42	Q1
5Y	+4.93%	+3.23%	+1.70	14 / 37	Q2
7Y	-1.06%	+2.91%	-3.97	33 / 33	Q4
10Y	+1.61%	+3.49%	-1.88	15 / 25	Q3
Inception	+2.25%	+10.01%	-7.77	23 / 48	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.08%	-0.01%	+2.08	1 / 41
2025	+3.64%	+2.27%	+1.37	15 / 43
2024	+10.25%	+4.07%	+6.19	1 / 43
2023	+6.09%	+2.84%	+3.25	10 / 43
2022	+0.99%	+30.82%	-29.83	22 / 40
2021	-5.42%	-0.61%	-4.81	32 / 36
2020	-26.32%	+2.67%	-28.98	33 / 33
2019	+11.37%	+2.75%	+8.62	1 / 33
2018	+6.74%	+3.81%	+2.93	7 / 27
2017	+3.02%	+1.05%	+1.97	10 / 25
2016	+12.89%	+6.59%	+6.31	3 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.50%

129 windows

min -29.8% · max 15.3%

77% positive

3-Year rolling

+0.88%

104 windows

min -11.5% · max 8.6%

64% positive

5-Year rolling

-0.85%

80 windows

min -4.4% · max 8.0%

33% positive

7-Year rolling

-0.44%

56 windows

min -1.3% · max 0.5%

11% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.19%

3-year · annualised

Sharpe ratio

-0.17

vs risk-free 6.5%

Sortino ratio

-0.41

Downside-only deviation

Max drawdown

-4.28%

May 2025 → Aug 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Long Term Plan- Regular Dividend	ICICI Prudential	₹10.9534	3 Jun 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.2383	3 Jun 2026
Quantum Dynamic Bond Fund - Regular Plan Monthly IDCW	Quantum	₹10.2522	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW	Aditya Birla Sun Life	₹11.9051	3 Jun 2026
Mirae Asset Dynamic Bond Fund Regular IDCW	Mirae Asset	₹16.8936	3 Jun 2026
Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.4863	3 Jun 2026
HSBC Dynamic Bond Fund - Regular Annual IDCW	HSBC	₹10.0493	3 Jun 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Daily IDCW Option	Baroda BNP Paribas	₹9.9714	3 Jun 2026
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW	UTI	₹13.6913	3 Jun 2026
Axis Dynamic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.6764	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.8043
2 Jun 2026	₹13.8123
1 Jun 2026	₹13.7983
31 May 2026	₹13.8020
29 May 2026	₹13.7990
27 May 2026	₹13.7889
26 May 2026	₹13.7803
25 May 2026	₹13.7767
22 May 2026	₹13.7407
21 May 2026	₹13.7433

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW is ₹13.8043. It's a Dynamic Bond Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW has NAV history starting from 02 Dec 2014, a track record of about 11 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW is managed by Bandhan. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW has delivered a absolute return of 0.89% — -27.14 pp behind the Dynamic Bond Fund category average of 28.03%. The fund ranks #19 of 48 in its category — the second (Q2) quartile.

Over the trailing 3-year window, BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW has delivered a CAGR of 5.83% — +3.15 pp ahead of the Dynamic Bond Fund category average of 2.68%. The fund ranks #15 of 44 in its category — the second (Q2) quartile.

Over the trailing 5-year window, BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW has delivered a CAGR of 4.93% — +1.7 pp ahead of the Dynamic Bond Fund category average of 3.23%. The fund ranks #14 of 37 in its category — the second (Q2) quartile.

₹1 lakh invested in BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW exactly 10 years ago would be worth approximately ₹117,328 today — a multiplier of 1.17×, based on the 10-year CAGR of 1.61%. The category average over the same window would have grown ₹1 lakh to ₹140,905.

A ₹10,000 monthly SIP in BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹688,517 today. That's an XIRR (money-weighted annualised return) of 5.44%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW = ₹1,200,000 invested. It would currently be worth ₹1,322,963 (multiplier 1.10×). XIRR: 1.92%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW ranks #14 out of 37 funds in the Dynamic Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.23%; this fund delivered 4.93%.

The worst peak-to-trough decline BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW has experienced over the last 5-year window is 4.28% — its NAV fell from a high on 16 May 2025 to a low on 29 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW averaged -0.85% (best 7.99%, worst -4.44%). 32% of rolling windows ended positive. The 5-year Sharpe ratio is -0.43 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW returned 3.64% — beating the Dynamic Bond Fund category average of 2.27% by 1.37 pp. It ranked #15 of 43 in its category that year.

BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN Dynamic Bond Fund - Regular Plan B - Periodic IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 4.93%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.