Should I invest in BANDHAN Dynamic Bond Fund B - Half Yearly IDCW?

We don't give personal investment advice. BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.9%. 5-year CAGR: 0.41%.

Bandhan

BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW

Latest NAV

₹10.8646

As of

3 Jun 2026

3,122 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+24.16%	-24.06	8 / 48	Q1
1W	+0.23%	+24.38%	-24.15	16 / 48	Q2
2W	+0.38%	+24.65%	-24.27	25 / 48	Q3
1M	+0.60%	+24.64%	-24.04	10 / 48	Q1
3M	-0.30%	+24.91%	-25.21	33 / 48	Q3
6M	+0.26%	+26.19%	-25.94	29 / 48	Q3
YTD	+0.35%	+24.50%	-24.15	23 / 48	Q2
1Y	-1.17%	+28.03%	-29.20	36 / 48	Q3
2Y	+0.87%	+9.76%	-8.90	28 / 48	Q3
3Y	+0.42%	+2.68%	-2.27	23 / 44	Q3
4Y	+1.71%	+3.22%	-1.51	23 / 42	Q3
5Y	+0.42%	+3.23%	-2.82	25 / 37	Q3
7Y	+0.22%	+2.91%	-2.68	22 / 33	Q3
10Y	+0.44%	+3.49%	-3.05	21 / 25	Q4
Inception	+0.66%	+10.01%	-9.35	31 / 48	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.35%	-0.01%	+0.35	16 / 41
2025	+2.86%	+2.27%	+0.59	19 / 43
2024	-0.78%	+4.07%	-4.85	42 / 43
2023	+1.41%	+2.84%	-1.42	23 / 43
2022	-0.40%	+30.82%	-31.21	36 / 40
2021	-1.80%	-0.61%	-1.19	27 / 36
2020	+0.40%	+2.67%	-2.27	24 / 33
2019	-2.04%	+2.75%	-4.79	28 / 33
2018	+6.74%	+3.81%	+2.94	6 / 27
2017	-4.93%	+1.05%	-5.98	21 / 25
2016	+3.75%	+6.59%	-2.83	16 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.81%

146 windows

min -8.4% · max 12.2%

58% positive

3-Year rolling

+0.48%

121 windows

min -3.0% · max 4.4%

69% positive

5-Year rolling

+0.37%

97 windows

min -1.1% · max 2.0%

66% positive

7-Year rolling

+0.39%

73 windows

min -0.8% · max 1.9%

84% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

5.84%

3-year · annualised

Sharpe ratio

-1.01

vs risk-free 6.5%

Sortino ratio

-1.32

Downside-only deviation

Max drawdown

-6.87%

Mar 2024 → Apr 2024

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Long Term Plan- Regular Dividend	ICICI Prudential	₹10.9534	3 Jun 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.2383	3 Jun 2026
Quantum Dynamic Bond Fund - Regular Plan Monthly IDCW	Quantum	₹10.2522	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW	Aditya Birla Sun Life	₹11.9051	3 Jun 2026
Mirae Asset Dynamic Bond Fund Regular IDCW	Mirae Asset	₹16.8936	3 Jun 2026
Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.4863	3 Jun 2026
HSBC Dynamic Bond Fund - Regular Annual IDCW	HSBC	₹10.0493	3 Jun 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Daily IDCW Option	Baroda BNP Paribas	₹9.9714	3 Jun 2026
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW	UTI	₹13.6913	3 Jun 2026
Axis Dynamic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.6764	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹10.8646
2 Jun 2026	₹10.8709
1 Jun 2026	₹10.8599
31 May 2026	₹10.8628
29 May 2026	₹10.8604
27 May 2026	₹10.8525
26 May 2026	₹10.8457
25 May 2026	₹10.8428
22 May 2026	₹10.8145
21 May 2026	₹10.8166

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW is ₹10.8646. It's a Dynamic Bond Fund from Bandhan, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW has NAV history starting from 08 Jul 2013, a track record of about 12 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW is managed by Bandhan. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW has delivered a absolute return of -1.17% — -29.2 pp behind the Dynamic Bond Fund category average of 28.03%. The fund ranks #36 of 48 in its category — the third (Q3) quartile.

Over the trailing 3-year window, BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW has delivered a CAGR of 0.42% — -2.27 pp behind the Dynamic Bond Fund category average of 2.68%. The fund ranks #23 of 44 in its category — the third (Q3) quartile.

Over the trailing 5-year window, BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW has delivered a CAGR of 0.42% — -2.82 pp behind the Dynamic Bond Fund category average of 3.23%. The fund ranks #25 of 37 in its category — the third (Q3) quartile.

₹1 lakh invested in BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW exactly 10 years ago would be worth approximately ₹104,437 today — a multiplier of 1.04×, based on the 10-year CAGR of 0.44%. The category average over the same window would have grown ₹1 lakh to ₹140,905.

A ₹10,000 monthly SIP in BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹613,944 today. That's an XIRR (money-weighted annualised return) of 0.90%.

A ₹10,000 monthly SIP for 10 years in BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW = ₹1,200,000 invested. It would currently be worth ₹1,229,195 (multiplier 1.02×). XIRR: 0.48%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW ranks #25 out of 37 funds in the Dynamic Bond Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.23%; this fund delivered 0.41%.

The worst peak-to-trough decline BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW has experienced over the last 5-year window is 6.87% — its NAV fell from a high on 11 Mar 2024 to a low on 19 Apr 2024. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW averaged 0.37% (best 2.03%, worst -1.07%). 66% of rolling windows ended positive. The 5-year Sharpe ratio is -1.18 — negative risk-adjusted performance.

In calendar year 2025, BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW returned 2.86% — beating the Dynamic Bond Fund category average of 2.27% by 0.59 pp. It ranked #19 of 43 in its category that year.

BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. BANDHAN Dynamic Bond Fund - Regular Plan B - Half Yearly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.9%. 5-year CAGR: 0.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.