Should I invest in Bajaj Finserv Gilt Fund - Direct?

We don't give personal investment advice. Bajaj Finserv Gilt Fund - Direct - Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Bajaj Finserv

Bajaj Finserv Gilt Fund - Direct - Growth

Latest NAV

₹1,043.6910

As of

3 Jun 2026

331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.07%	+0.01	16 / 28	Q3
1W	-0.01%	+0.11%	-0.12	26 / 28	Q4
2W	+0.19%	+0.47%	-0.28	24 / 28	Q4
1M	-0.24%	+0.06%	-0.31	27 / 28	Q4
3M	-0.17%	-0.31%	+0.15	10 / 28	Q2
6M	+0.56%	+0.69%	-0.12	16 / 28	Q3
YTD	+0.67%	+0.17%	+0.50	7 / 28	Q1
1Y	-1.11%	-0.15%	-0.96	19 / 28	Q3
2Y	—	—	—	—	—
3Y	—	—	—	—	—
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+3.18%	+7.03%	-3.85	27 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.67%	+0.07%	+0.59	6 / 25
2025	+3.65%	+4.92%	-1.27	22 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.93%

5 windows

min -1.1% · max 4.3%

40% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

—

Insufficient history

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Peers in Gilt Fund

Scheme	Fund house	NAV	As of
HDFC Gilt Fund - Growth Option - Direct Plan	HDFC	₹58.9314	3 Jun 2026
Nippon India Gilt Fund - Direct Plan Growth Plan - Growth Option	Nippon India	₹43.1241	3 Jun 2026
SBI GILT FUND - DIRECT PLAN - GROWTH	SBI	₹71.2927	3 Jun 2026
ICICI Prudential Gilt Fund - Direct Plan - Growth	ICICI Prudential	₹113.6082	3 Jun 2026
Invesco India Gilt Fund - Direct Plan - Growth	Invesco	₹3,136.7839	3 Jun 2026
Bandhan Gilt Fund - Direct Plan - Growth	Bandhan	₹39.4902	3 Jun 2026
quant Gilt Fund - Growth Option - Direct Plan	Quant	₹12.2761	3 Jun 2026
Aditya Birla Sun Life Government Securities Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹86.1209	3 Jun 2026
Franklin India Government Securities Fund - Direct - Growth	Franklin India	₹66.2016	3 Jun 2026
Kotak Gilt-Investment Provident Fund and Trust-Growth - Direct	Kotak	₹111.0559	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,043.6910
2 Jun 2026	₹1,044.5714
1 Jun 2026	₹1,043.7772
29 May 2026	₹1,043.9586
27 May 2026	₹1,044.7002
26 May 2026	₹1,044.6625
25 May 2026	₹1,045.0127
22 May 2026	₹1,042.0573
21 May 2026	₹1,041.8555
20 May 2026	₹1,044.6442

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Bajaj Finserv Gilt Fund - Direct - Growth is ₹1,043.6910. It's a Gilt Fund from Bajaj Finserv, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Bajaj Finserv Gilt Fund - Direct - Growth has NAV history starting from 16 Jan 2025, a track record of about 1 year 4 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Bajaj Finserv Gilt Fund - Direct - Growth is managed by Bajaj Finserv. It's classified by AMFI under the 'Gilt Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bajaj Finserv Gilt Fund - Direct - Growth has delivered a absolute return of -1.11% — -0.96 pp behind the Gilt Fund category average of -0.15%. The fund ranks #19 of 28 in its category — the third (Q3) quartile.

Bajaj Finserv Gilt Fund - Direct - Growth doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.

Bajaj Finserv Gilt Fund - Direct - Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

Bajaj Finserv Gilt Fund - Direct - Growth doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.

A ₹10,000 monthly SIP in Bajaj Finserv Gilt Fund - Direct - Growth over the last 1 year — total invested ₹120,000 — would be worth ₹120,659 today. That's an XIRR (money-weighted annualised return) of 1.02%.

Bajaj Finserv Gilt Fund - Direct - Growth doesn't yet have 10 years of NAVs. Over the longest available window (1-year SIP), ₹10,000/month would have grown to ₹120,659 — XIRR 1.02%.

Bajaj Finserv Gilt Fund - Direct - Growth doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.

Bajaj Finserv Gilt Fund - Direct - Growth doesn't have a computed drawdown figure yet.

Consistency stats for Bajaj Finserv Gilt Fund - Direct - Growth need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.

In calendar year 2025, Bajaj Finserv Gilt Fund - Direct - Growth returned 3.65% — lagging the Gilt Fund category average of 4.92% by 1.27 pp. It ranked #22 of 24 in its category that year.

Bajaj Finserv Gilt Fund - Direct - Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Bajaj Finserv Gilt Fund - Direct - Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bajaj Finserv Gilt Fund - Direct - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Peers in Gilt Fund

Recent NAVs

Frequently asked questions

More from Bajaj Finserv