Should I invest in Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct?

We don't give personal investment advice. Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.7%. 5-year CAGR: 13.51%.

Aditya Birla Sun Life

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW

Latest NAV

₹21.7019

As of

3 Jun 2026

1,270 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.14%	+0.14%	+0.00	139 / 296	Q2
1W	-1.33%	-1.13%	-0.20	159 / 296	Q3
2W	+0.79%	+0.01%	+0.78	53 / 296	Q1
1M	+0.33%	-0.63%	+0.96	76 / 296	Q2
3M	+8.79%	-0.19%	+8.99	9 / 291	Q1
6M	+2.05%	-2.63%	+4.68	72 / 285	Q2
YTD	+3.33%	-2.85%	+6.17	14 / 287	Q1
1Y	+2.51%	+0.85%	+1.66	123 / 269	Q2
2Y	+6.27%	+3.09%	+3.18	68 / 188	Q2
3Y	+23.32%	+10.07%	+13.26	5 / 149	Q1
4Y	+20.61%	+11.38%	+9.23	7 / 74	Q1
5Y	+13.51%	+9.89%	+3.62	6 / 42	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.98%	+6.44%	+9.54	30 / 294	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.33%	-2.86%	+6.19	13 / 282
2025	-4.45%	+5.41%	-9.86	189 / 226
2024	+24.39%	+13.06%	+11.33	24 / 159
2023	+62.65%	+21.46%	+41.20	1 / 121
2022	-18.06%	+2.02%	-20.08	54 / 55
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+17.19%

51 windows

min -21.6% · max 77.2%

63% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+21.89%

27 windows

min 13.9% · max 32.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.08%

3 windows

min 13.0% · max 15.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.88%

3-year · annualised

Sharpe ratio

0.81

vs risk-free 6.5%

Sortino ratio

1.40

Downside-only deviation

Max drawdown

-25.05%

Dec 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC BSE Sensex Index Fund - Direct Plan	HDFC	₹707.9926	3 Jun 2026
Nippon India BSE Sensex Next 30 Index -Direct Plan - IDCW Payout	Nippon India	₹10.8401	3 Jun 2026
ICICI Prudential BSE Sensex Index Fund - Direct Plan - IDCW Option	ICICI Prudential	₹24.7110	3 Jun 2026
Invesco India Nifty G-sec Jul 2027 Index Fund - Direct Plan - IDCW Payout	Invesco	₹1,257.1392	3 Jun 2026
BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - NOV 2026 INDEX FUND - DIRECT IDCW	Bandhan	₹10.4786	3 Jun 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund-Direct IDCW Payout	Aditya Birla Sun Life	₹10.2370	3 Jun 2026
Motilal Oswal BSE Enhanced Value Index Fund-Direct plan	Motilal Oswal	₹28.3530	3 Jun 2026
Franklin India INDEX FUND- NSE Nifty 50 Index Fund - Direct - IDCW	Franklin India	₹173.5510	3 Jun 2026
Mirae Asset CRISIL IBX Gilt Index - April 2033 Index Fund - Direct Plan - IDCW	Mirae Asset	₹13.1220	3 Jun 2026
Kotak BSE Housing Index Fund - Direct Plan - IDCW Option	Kotak	₹12.4350	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹21.7019
2 Jun 2026	₹21.7371
1 Jun 2026	₹21.7066
29 May 2026	₹21.8765
27 May 2026	₹22.0917
26 May 2026	₹22.0290
25 May 2026	₹21.9416
22 May 2026	₹21.5963
21 May 2026	₹21.6487
20 May 2026	₹21.5340

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW is ₹21.7019. It's a Index Fund from Aditya Birla Sun Life, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW has NAV history starting from 06 Apr 2021, a track record of about 5 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW has delivered a absolute return of 2.51% — +1.66 pp ahead of the Index Fund category average of 0.85%. The fund ranks #123 of 269 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW has delivered a CAGR of 23.32% — +13.26 pp ahead of the Index Fund category average of 10.07%. The fund ranks #5 of 149 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW has delivered a CAGR of 13.51% — +3.62 pp ahead of the Index Fund category average of 9.89%. The fund ranks #6 of 42 in its category — the top (Q1) quartile.

₹1 lakh invested in Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW exactly 5 years ago would be worth approximately ₹188,440 today — a multiplier of 1.88×, based on the 5-year CAGR of 13.51%. The category average over the same window would have grown ₹1 lakh to ₹160,256.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹883,711 today. That's an XIRR (money-weighted annualised return) of 15.47%.

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹883,711 — XIRR 15.47%.

On a 5-year basis, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW ranks #6 out of 42 funds in the Index Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 9.89%; this fund delivered 13.51%.

The worst peak-to-trough decline Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW has experienced over the last 5-year window is 36.72% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW averaged 14.08% (best 15.73%, worst 13.01%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.41 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW returned -4.45% — lagging the Index Fund category average of 5.41% by 9.86 pp. It ranked #189 of 226 in its category that year.

Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Aditya Birla Sun Life Nifty Smallcap 50 Index Fund-Direct - Payout of IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.7%. 5-year CAGR: 13.51%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.