Should I invest in Aditya Birla Sun Life Equity Hybrid'95 Fund?

We don't give personal investment advice. Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.8%. 5-year CAGR: 9.64%.

Aditya Birla Sun Life

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth

Latest NAV

₹1,656.1400

As of

3 Jun 2026

3,300 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.27%	+4.36%	-4.09	14 / 30	Q2
1W	-1.15%	+2.94%	-4.09	11 / 30	Q2
2W	-0.08%	+4.15%	-4.23	15 / 30	Q2
1M	-1.35%	+3.24%	-4.59	14 / 30	Q2
3M	-2.62%	+3.65%	-6.27	25 / 30	Q4
6M	-5.82%	+0.91%	-6.73	24 / 30	Q4
YTD	-5.95%	+0.57%	-6.52	24 / 30	Q4
1Y	-0.93%	+5.12%	-6.05	21 / 30	Q3
2Y	+3.39%	+6.03%	-2.64	22 / 30	Q3
3Y	+11.29%	+13.60%	-2.31	24 / 30	Q4
4Y	+10.86%	+13.47%	-2.60	25 / 29	Q4
5Y	+9.64%	+12.07%	-2.42	23 / 27	Q4
7Y	+10.65%	+13.22%	-2.58	22 / 25	Q4
10Y	+10.61%	+12.69%	-2.08	16 / 19	Q4
Inception	+12.28%	+12.86%	-0.58	19 / 30	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.95%	-3.75%	-2.20	23 / 29
2025	+7.64%	+10.33%	-2.69	8 / 30
2024	+16.10%	+17.99%	-1.90	19 / 30
2023	+21.84%	+21.88%	-0.04	15 / 30
2022	-0.97%	+3.88%	-4.85	23 / 28
2021	+24.60%	+26.63%	-2.03	16 / 27
2020	+12.36%	+15.17%	-2.81	19 / 26
2019	+5.41%	+9.11%	-3.70	20 / 24
2018	-3.54%	-1.88%	-1.67	15 / 20
2017	+26.36%	+25.86%	+0.50	7 / 20
2016	+9.73%	+6.34%	+3.39	4 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.98%

152 windows

min -26.8% · max 65.3%

82% positive

3-Year rolling

+12.80%

127 windows

min -6.1% · max 26.7%

96% positive

5-Year rolling

+12.12%

103 windows

min 0.5% · max 19.9%

100% positive

7-Year rolling

+11.45%

79 windows

min 8.7% · max 15.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

10.06%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.73

Downside-only deviation

Max drawdown

-13.31%

Sep 2024 → Feb 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - Growth Option - Direct Plan	HDFC	₹119.4090	3 Jun 2026
Nippon India Aggressive Hybrid Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan	Nippon India	₹0.0000	3 Jun 2026
SBI EQUITY HYBRID FUND - DIRECT PLAN - Growth	SBI	₹341.4430	3 Jun 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	ICICI Prudential	₹436.8700	3 Jun 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - Growth	Invesco	₹23.2255	3 Jun 2026
Bandhan Aggressive Hybrid Fund-Direct Plan Growth	Bandhan	₹30.2350	3 Jun 2026
quant Aggressive Hybrid Fund-Growth Option-Direct Plan	Quant	₹503.5497	3 Jun 2026
Franklin India Aggressive Hybrid Fund - Direct - Growth	Franklin India	₹297.9456	3 Jun 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - Growth	Mirae Asset	₹37.9930	3 Jun 2026
Kotak Aggressive Hybrid Fund - Direct Plan -Growth	Kotak	₹73.9900	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,656.1400
2 Jun 2026	₹1,661.3800
1 Jun 2026	₹1,656.9400
29 May 2026	₹1,667.6300
27 May 2026	₹1,682.5800
26 May 2026	₹1,680.7300
25 May 2026	₹1,684.5900
22 May 2026	₹1,669.2300
21 May 2026	₹1,662.9500
20 May 2026	₹1,664.7200

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is ₹1,656.1400. It's a Aggressive Hybrid Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has delivered a absolute return of -0.93% — -6.05 pp behind the Aggressive Hybrid Fund category average of 5.12%. The fund ranks #21 of 30 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has delivered a CAGR of 11.29% — -2.31 pp behind the Aggressive Hybrid Fund category average of 13.60%. The fund ranks #24 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has delivered a CAGR of 9.64% — -2.42 pp behind the Aggressive Hybrid Fund category average of 12.07%. The fund ranks #23 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth exactly 10 years ago would be worth approximately ₹274,087 today — a multiplier of 2.74×, based on the 10-year CAGR of 10.61%. The category average over the same window would have grown ₹1 lakh to ₹330,355.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹738,003 today. That's an XIRR (money-weighted annualised return) of 8.21%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,045,922 (multiplier 1.70×). XIRR: 10.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth ranks #23 out of 27 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.07%; this fund delivered 9.64%.

The worst peak-to-trough decline Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has experienced over the last 5-year window is 14.83% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth averaged 12.12% (best 19.88%, worst 0.46%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.33 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth returned 7.64% — lagging the Aggressive Hybrid Fund category average of 10.33% by 2.69 pp. It ranked #8 of 30 in its category that year.

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.8%. 5-year CAGR: 9.64%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.