Should I invest in Aditya Birla Sun Life Equity Hybrid'95 Fund?

We don't give personal investment advice. Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.8%. 5-year CAGR: 9.89%.

Aditya Birla Sun Life

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth

Latest NAV

₹1,741.4600

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.61%	+0.29%	+0.32	1 / 29	Q1
1W	+0.37%	+0.03%	+0.34	3 / 29	Q1
2W	+0.68%	+0.22%	+0.46	3 / 29	Q1
1M	+2.43%	+1.54%	+0.89	3 / 29	Q1
3M	+2.59%	+2.64%	-0.05	11 / 29	Q2
6M	-0.40%	+1.49%	-1.89	21 / 29	Q3
YTD	-1.42%	+0.06%	-1.48	20 / 29	Q3
1Y	+1.32%	+2.38%	-1.06	18 / 29	Q3
2Y	+2.93%	+3.64%	-0.71	18 / 29	Q3
3Y	+11.23%	+12.52%	-1.29	21 / 29	Q3
4Y	+12.33%	+14.19%	-1.85	22 / 28	Q4
5Y	+9.89%	+11.95%	-2.05	23 / 26	Q4
7Y	+11.96%	+14.38%	-2.42	20 / 25	Q4
10Y	+10.69%	+12.69%	-2.00	14 / 19	Q3
Inception	+12.55%	+13.04%	-0.49	19 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.42%	+0.06%	-1.48	20 / 29
2025	+7.64%	+6.34%	+1.30	7 / 29
2024	+16.10%	+18.61%	-2.52	19 / 29
2023	+21.84%	+22.63%	-0.79	15 / 29
2022	-0.97%	+4.02%	-4.99	22 / 27
2021	+24.60%	+27.65%	-3.05	16 / 26
2020	+12.36%	+15.77%	-3.41	19 / 25
2019	+5.41%	+9.11%	-3.70	20 / 24
2018	-3.54%	-1.88%	-1.67	15 / 20
2017	+26.36%	+25.86%	+0.50	7 / 20
2016	+9.73%	+6.34%	+3.39	4 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.95%

153 windows

min -20.8% · max 60.2%

85% positive

3-Year rolling

+13.02%

129 windows

min -4.1% · max 26.7%

95% positive

5-Year rolling

+12.22%

105 windows

min 2.3% · max 21.5%

100% positive

7-Year rolling

+11.49%

80 windows

min 8.8% · max 15.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

9.95%

3-year · annualised

Sharpe ratio

0.47

vs risk-free 6.5%

Sortino ratio

0.79

Downside-only deviation

Max drawdown

-13.31%

Sep 2024 → Feb 2025

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - Growth Option - Direct Plan	HDFC	₹125.0360	17 Jul 2026
Nippon India Aggressive Hybrid Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan	Nippon India	₹0.0000	17 Jul 2026
SBI EQUITY HYBRID FUND - DIRECT PLAN - Growth	SBI	₹351.1088	17 Jul 2026
ICICI Prudential Equity & Debt Fund - Direct Plan - Growth	ICICI Prudential	₹455.6100	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - Growth	Invesco	₹24.3811	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan Growth	Bandhan	₹31.6700	17 Jul 2026
quant Aggressive Hybrid Fund-Growth Option-Direct Plan	Quant	₹522.6806	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - Growth	Franklin India	₹310.4604	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - Growth	Mirae Asset	₹39.4540	17 Jul 2026
Kotak Aggressive Hybrid Fund - Direct Plan -Growth	Kotak	₹77.4830	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,741.4600
16 Jul 2026	₹1,730.9800
15 Jul 2026	₹1,730.8200
14 Jul 2026	₹1,726.7000
13 Jul 2026	₹1,734.8400
10 Jul 2026	₹1,735.1000
9 Jul 2026	₹1,720.1600
8 Jul 2026	₹1,711.6500
7 Jul 2026	₹1,739.1500
6 Jul 2026	₹1,739.3500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is ₹1,741.4600. It's a Aggressive Hybrid Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has delivered a absolute return of 1.32% — -1.06 pp behind the Aggressive Hybrid Fund category average of 2.38%. The fund ranks #18 of 29 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has delivered a CAGR of 11.23% — -1.29 pp behind the Aggressive Hybrid Fund category average of 12.52%. The fund ranks #21 of 29 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has delivered a CAGR of 9.89% — -2.05 pp behind the Aggressive Hybrid Fund category average of 11.95%. The fund ranks #23 of 26 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth exactly 10 years ago would be worth approximately ₹276,141 today — a multiplier of 2.76×, based on the 10-year CAGR of 10.69%. The category average over the same window would have grown ₹1 lakh to ₹330,370.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth over the last 5 years — total invested ₹600,000 — would be worth ₹763,509 today. That's an XIRR (money-weighted annualised return) of 9.57%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth = ₹1,200,000 invested. It would currently be worth ₹2,118,723 (multiplier 1.77×). XIRR: 10.95%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth ranks #23 out of 26 funds in the Aggressive Hybrid Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 11.95%; this fund delivered 9.89%.

The worst peak-to-trough decline Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth has experienced over the last 5-year window is 14.83% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth averaged 12.22% (best 21.49%, worst 2.25%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth returned 7.64% — beating the Aggressive Hybrid Fund category average of 6.34% by 1.30 pp. It ranked #7 of 29 in its category that year.

Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 14.8%. 5-year CAGR: 9.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.