Should I invest in ICICI Prudential Equity & Debt Fund?

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Growth is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.2%. 5-year CAGR: 17.28%.

ICICI Prudential

ICICI Prudential Equity & Debt Fund - Direct Plan - Growth

Latest NAV

₹455.6100

As of

17 Jul 2026

3,331 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.44%	+0.29%	+0.16	4 / 29	Q1
1W	+0.15%	+0.03%	+0.12	11 / 29	Q2
2W	+0.17%	+0.22%	-0.05	14 / 29	Q2
1M	+1.66%	+1.54%	+0.13	10 / 29	Q2
3M	+1.23%	+2.64%	-1.41	25 / 29	Q4
6M	+0.55%	+1.49%	-0.94	16 / 29	Q3
YTD	-0.52%	+0.06%	-0.58	15 / 29	Q3
1Y	+4.54%	+2.38%	+2.16	8 / 29	Q2
2Y	+5.93%	+3.64%	+2.29	4 / 29	Q1
3Y	+16.08%	+12.52%	+3.56	2 / 29	Q1
4Y	+17.57%	+14.19%	+3.38	3 / 28	Q1
5Y	+17.28%	+11.95%	+5.33	1 / 26	Q1
7Y	+18.00%	+14.38%	+3.62	3 / 25	Q1
10Y	+16.03%	+12.69%	+3.34	3 / 19	Q1
Inception	+16.64%	+13.04%	+3.60	3 / 29	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.52%	+0.06%	-0.58	15 / 29
2025	+13.43%	+6.34%	+7.09	1 / 29
2024	+17.92%	+18.61%	-0.69	15 / 29
2023	+28.05%	+22.63%	+5.42	3 / 29
2022	+12.32%	+4.02%	+8.30	2 / 27
2021	+41.91%	+27.65%	+14.27	3 / 26
2020	+9.36%	+15.77%	-6.41	23 / 25
2019	+9.77%	+9.11%	+0.66	13 / 24
2018	-0.45%	-1.88%	+1.43	8 / 20
2017	+25.61%	+25.86%	-0.25	9 / 20
2016	+14.83%	+6.34%	+8.49	1 / 17

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.32%

153 windows

min -18.0% · max 75.1%

90% positive

3-Year rolling

+17.71%

129 windows

min -0.5% · max 33.3%

98% positive

5-Year rolling

+17.09%

105 windows

min 4.6% · max 30.2%

100% positive

7-Year rolling

+16.18%

80 windows

min 11.4% · max 19.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.80%

3-year · annualised

Sharpe ratio

1.02

vs risk-free 6.5%

Sortino ratio

2.00

Downside-only deviation

Max drawdown

-11.18%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Aggressive Hybrid Fund

Scheme	Fund house	NAV	As of
HDFC Hybrid Equity Fund - Growth Option - Direct Plan	HDFC	₹125.0360	17 Jul 2026
Nippon India Aggressive Hybrid Fund - Segregated Portfolio 2 - Direct Plan - Growth Plan	Nippon India	₹0.0000	17 Jul 2026
SBI EQUITY HYBRID FUND - DIRECT PLAN - Growth	SBI	₹351.1088	17 Jul 2026
Invesco India Aggressive Hybrid Fund - Direct Plan - Growth	Invesco	₹24.3811	17 Jul 2026
Bandhan Aggressive Hybrid Fund-Direct Plan Growth	Bandhan	₹31.6700	17 Jul 2026
quant Aggressive Hybrid Fund-Growth Option-Direct Plan	Quant	₹522.6806	17 Jul 2026
Aditya Birla Sun Life Equity Hybrid'95 Fund - Direct Plan-Growth	Aditya Birla Sun Life	₹1,741.4600	17 Jul 2026
Franklin India Aggressive Hybrid Fund - Direct - Growth	Franklin India	₹310.4604	17 Jul 2026
Mirae Asset Aggressive Hybrid Fund - Direct Plan - Growth	Mirae Asset	₹39.4540	17 Jul 2026
Kotak Aggressive Hybrid Fund - Direct Plan -Growth	Kotak	₹77.4830	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹455.6100
16 Jul 2026	₹453.6000
15 Jul 2026	₹453.4300
14 Jul 2026	₹452.1000
13 Jul 2026	₹454.6800
10 Jul 2026	₹454.9500
9 Jul 2026	₹451.5900
8 Jul 2026	₹449.6400
7 Jul 2026	₹456.9300
6 Jul 2026	₹457.2900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of ICICI Prudential Equity & Debt Fund - Direct Plan - Growth is ₹455.6100. It's a Aggressive Hybrid Fund from ICICI Prudential, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity & Debt Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 6 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity & Debt Fund - Direct Plan - Growth is managed by ICICI Prudential. It's classified by AMFI under the 'Aggressive Hybrid Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Growth has delivered a absolute return of 4.54% — +2.16 pp ahead of the Aggressive Hybrid Fund category average of 2.38%. The fund ranks #8 of 29 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Growth has delivered a CAGR of 16.08% — +3.56 pp ahead of the Aggressive Hybrid Fund category average of 12.52%. The fund ranks #2 of 29 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Equity & Debt Fund - Direct Plan - Growth has delivered a CAGR of 17.28% — +5.33 pp ahead of the Aggressive Hybrid Fund category average of 11.95%. The fund ranks #1 of 26 in its category — the top (Q1) quartile.

₹1 lakh invested in ICICI Prudential Equity & Debt Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹442,469 today — a multiplier of 4.42×, based on the 10-year CAGR of 16.03%. The category average over the same window would have grown ₹1 lakh to ₹330,370.

A ₹10,000 monthly SIP in ICICI Prudential Equity & Debt Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹860,972 today. That's an XIRR (money-weighted annualised return) of 14.42%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity & Debt Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,890,011 (multiplier 2.41×). XIRR: 16.75%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity & Debt Fund - Direct Plan - Growth ranks #1 out of 26 funds in the Aggressive Hybrid Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.95%; this fund delivered 17.28%.

The worst peak-to-trough decline ICICI Prudential Equity & Debt Fund - Direct Plan - Growth has experienced over the last 5-year window is 11.18% — its NAV fell from a high on 27 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity & Debt Fund - Direct Plan - Growth averaged 17.09% (best 30.17%, worst 4.55%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.95 — reasonable risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity & Debt Fund - Direct Plan - Growth returned 13.43% — beating the Aggressive Hybrid Fund category average of 6.34% by 7.09 pp. It ranked #1 of 29 in its category that year.

ICICI Prudential Equity & Debt Fund - Direct Plan - Growth is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. ICICI Prudential Equity & Debt Fund - Direct Plan - Growth is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 11.2%. 5-year CAGR: 17.28%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.