Birla Sun Life

Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW

Latest NAV

₹10.7123

As of

24 Jul 2026

4,253 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	-0.06%	+0.09	5 / 7	Q3
1W	-0.16%	+0.15%	-0.31	5 / 7	Q3
2W	-0.39%	+0.21%	-0.60	6 / 7	Q4
1M	-0.13%	+0.14%	-0.27	5 / 7	Q3
3M	+0.91%	+1.19%	-0.28	6 / 7	Q4
6M	+0.66%	+1.85%	-1.19	6 / 7	Q4
YTD	+0.41%	+1.61%	-1.21	6 / 7	Q4
1Y	-1.07%	+1.45%	-2.52	6 / 7	Q4
2Y	+0.81%	+2.22%	-1.41	6 / 7	Q4
3Y	+0.68%	+2.47%	-1.79	6 / 7	Q4
4Y	+0.68%	+2.38%	-1.70	4 / 6	Q3
5Y	+0.62%	+2.15%	-1.53	5 / 6	Q4
7Y	+0.30%	+2.03%	-1.73	5 / 6	Q4
10Y	-0.48%	+2.13%	-2.61	5 / 5	Q4
Inception	+0.36%	+3.01%	-2.65	6 / 7	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.41%	+0.87%	-0.46	4 / 5
2025	+0.90%	+2.45%	-1.55	4 / 5
2024	+1.99%	+4.97%	-2.98	5 / 5
2023	-0.18%	+2.47%	-2.64	5 / 5
2022	+0.66%	+1.66%	-0.99	4 / 5
2021	+0.24%	+1.20%	-0.96	4 / 5
2020	+6.16%	+6.35%	-0.19	4 / 6
2019	-7.07%	-0.30%	-6.77	6 / 6
2018	-1.76%	+2.18%	-3.95	5 / 6
2017	-6.72%	-2.92%	-3.80	5 / 6
2016	+5.95%	+8.59%	-2.64	4 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.19%

203 windows

min -7.9% · max 7.3%

62% positive

3-Year rolling

+0.11%

179 windows

min -6.1% · max 4.3%

60% positive

5-Year rolling

+0.04%

155 windows

min -2.3% · max 2.1%

61% positive

7-Year rolling

-0.09%

130 windows

min -1.6% · max 1.6%

44% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.39%

3-year · annualised

Sharpe ratio

-2.44

vs risk-free 6.5%

Sortino ratio

-3.99

Downside-only deviation

Max drawdown

-4.31%

May 2025 → Apr 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Growth Option	HDFC	₹92.8852	24 Jul 2026
NIPPON INDIA DYNAMIC BOND FUND - Direct Plan - IDCW Option	Nippon India	₹30.6010	24 Jul 2026
SBI Dynamic Bond Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹23.1277	24 Jul 2026
ICICI Prudential All Seasons Bond Fund - Annual IDCW	ICICI Prudential	₹11.4892	24 Jul 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.5376	24 Jul 2026
Quantum Dynamic Term Fund - Direct Plan Monthly IDCW	Quantum	₹10.4068	24 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Direct - IDCW	Aditya Birla Sun Life	₹13.2272	24 Jul 2026
Franklin India Dynamic Accrual Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	24 Jul 2026
Mirae Asset Dynamic Bond Fund Direct IDCW	Mirae Asset	₹18.7515	24 Jul 2026
Kotak Dynamic Bond Fund - Direct Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹15.2163	24 Jul 2026

Recent NAVs

Date	NAV
24 Jul 2026	₹10.7123
23 Jul 2026	₹10.7088
22 Jul 2026	₹10.7159
21 Jul 2026	₹10.7234
20 Jul 2026	₹10.7197
17 Jul 2026	₹10.7291
16 Jul 2026	₹10.7358
15 Jul 2026	₹10.7248
14 Jul 2026	₹10.7175
13 Jul 2026	₹10.7548

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 24 Jul 2026, the NAV of Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW is ₹10.7123. It's a Dynamic Bond Fund from Birla Sun Life, run as a Retail plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW has NAV history starting from 05 Dec 2008, a track record of about 17 years 7 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW is managed by Birla Sun Life. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW has delivered a absolute return of -1.07% — -2.52 pp behind the Dynamic Bond Fund category average of 1.45%. The fund ranks #6 of 7 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW has delivered a CAGR of 0.68% — -1.79 pp behind the Dynamic Bond Fund category average of 2.47%. The fund ranks #6 of 7 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW has delivered a CAGR of 0.62% — -1.53 pp behind the Dynamic Bond Fund category average of 2.15%. The fund ranks #5 of 6 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW exactly 10 years ago would be worth approximately ₹95,291 today — a multiplier of 0.95×, based on the 10-year CAGR of -0.48%. The category average over the same window would have grown ₹1 lakh to ₹123,417.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹611,207 today. That's an XIRR (money-weighted annualised return) of 0.73%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW = ₹1,200,000 invested. It would currently be worth ₹1,220,028 (multiplier 1.02×). XIRR: 0.33%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW ranks #5 out of 6 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.15%; this fund delivered 0.62%.

The worst peak-to-trough decline Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW has experienced over the last 5-year window is 4.31% — its NAV fell from a high on 29 May 2025 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW averaged 0.04% (best 2.13%, worst -2.30%). 61% of rolling windows ended positive. The 5-year Sharpe ratio is -2.36 — negative risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW returned 0.90% — lagging the Dynamic Bond Fund category average of 2.45% by 1.55 pp. It ranked #4 of 5 in its category that year.

Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Dynamic Bond Fund -REGULAR - MONTHLY IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.3%. 5-year CAGR: 0.62%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.