Should I invest in JPMorgan India Tax Advantage Fund?

We don't give personal investment advice. JPMorgan India Tax Advantage Fund - Dividend Plan is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.1%. 5-year CAGR: 11.89%.

JPMorgan

JPMorgan India Tax Advantage Fund - Dividend Plan

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.76%	-1.86%	+1.11	83 / 90	Q4
1W	-1.56%	-3.45%	+1.88	79 / 87	Q4
2W	-7.61%	-4.75%	-2.86	82 / 87	Q4
1M	-10.30%	-5.79%	-4.51	81 / 87	Q4
3M	-8.54%	-4.65%	-3.89	79 / 87	Q4
6M	-1.01%	-3.61%	+2.60	34 / 89	Q2
YTD	-1.89%	-5.38%	+3.49	24 / 89	Q2
1Y	+0.35%	+0.15%	+0.20	31 / 87	Q2
2Y	+0.95%	-0.30%	+1.25	42 / 86	Q2
3Y	+14.77%	+5.90%	+8.87	23 / 81	Q2
4Y	+10.63%	+8.17%	+2.46	47 / 78	Q3
5Y	+11.89%	+6.75%	+5.14	23 / 77	Q2
7Y	+5.73%	+8.81%	-3.08	61 / 75	Q4
10Y	—	—	—	—	—
Inception	+11.06%	+5.84%	+5.22	30 / 91	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2016 YTD	-1.89%	-0.31%	-1.58	42 / 70
2015	+3.15%	-1.16%	+4.31	4 / 24
2014	+43.35%	+42.05%	+1.30	16 / 27
2013	-2.20%	+2.38%	-4.58	23 / 27
2012	+25.88%	+28.66%	-2.78	17 / 27
2011	-22.35%	-28.62%	+6.27	8 / 25
2010	+12.82%	+14.25%	-1.44	22 / 30
2009	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.58%

84 windows

min -19.8% · max 60.6%

71% positive

3-Year rolling

+9.92%

59 windows

min -2.7% · max 23.0%

90% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+9.69%

35 windows

min 6.1% · max 14.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.34%

11 windows

min 5.7% · max 12.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.60%

3-year · annualised

Sharpe ratio

0.55

vs risk-free 6.5%

Sortino ratio

0.93

Downside-only deviation

Max drawdown

-19.07%

Mar 2015 → Feb 2016

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
HDFC TaxSaver-Dividend Plan	HDFC	₹63.4950	10 Jun 2026
NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option	Nippon India	₹19.8315	10 Jun 2026
SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND	SBI	₹84.7997	10 Jun 2026
ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option	ICICI Prudential	₹27.2000	10 Jun 2026
Quantum Tax Saving Fund - Dividend	Quantum	₹120.2000	10 Jun 2026
Motilal Oswal ELSS Tax Saver Fund - IDCW Payout	Motilal Oswal	₹29.4537	10 Jun 2026
Franklin India Taxshield-Dividend	Franklin Templeton	₹57.5323	10 Jun 2026
Kotak Tax Saver-Scheme-Dividend	Kotak Mahindra	₹41.0930	10 Jun 2026
EDELWEISS ELSS FUND - Dividend Option	Edelweiss	₹29.0400	10 Jun 2026
DSP BlackRock Tax Saver Fund - Dividend	DSP BlackRock	₹21.2240	10 Jun 2026

Recent NAVs

Date	NAV
24 Nov 2016	₹22.7250
23 Nov 2016	₹22.8980
22 Nov 2016	₹22.7430
21 Nov 2016	₹22.5140
18 Nov 2016	₹23.0610
17 Nov 2016	₹23.0860
16 Nov 2016	₹23.1680
15 Nov 2016	₹23.0600
11 Nov 2016	₹23.8490
10 Nov 2016	₹24.5980

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

JPMorgan India Tax Advantage Fund - Dividend Plan is a ELSS from JPMorgan (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.

JPMorgan India Tax Advantage Fund - Dividend Plan has NAV history starting from 28 Jan 2009, a track record of about 17 years 4 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

JPMorgan India Tax Advantage Fund - Dividend Plan is managed by JPMorgan. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, JPMorgan India Tax Advantage Fund - Dividend Plan has delivered a absolute return of 0.35% — +0.2 pp ahead of the ELSS category average of 0.15%. The fund ranks #31 of 87 in its category — the second (Q2) quartile.

Over the trailing 3-year window, JPMorgan India Tax Advantage Fund - Dividend Plan has delivered a CAGR of 14.77% — +8.87 pp ahead of the ELSS category average of 5.90%. The fund ranks #23 of 81 in its category — the second (Q2) quartile.

Over the trailing 5-year window, JPMorgan India Tax Advantage Fund - Dividend Plan has delivered a CAGR of 11.89% — +5.14 pp ahead of the ELSS category average of 6.75%. The fund ranks #23 of 77 in its category — the second (Q2) quartile.

₹1 lakh invested in JPMorgan India Tax Advantage Fund - Dividend Plan exactly 5 years ago would be worth approximately ₹175,347 today — a multiplier of 1.75×, based on the 5-year CAGR of 11.89%. The category average over the same window would have grown ₹1 lakh to ₹138,617.

A ₹10,000 monthly SIP in JPMorgan India Tax Advantage Fund - Dividend Plan over the last 5 years — total invested ₹600,000 — would be worth ₹768,539 today. That's an XIRR (money-weighted annualised return) of 9.82%.

JPMorgan India Tax Advantage Fund - Dividend Plan doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,147,854 — XIRR 8.76%.

On a 5-year basis, JPMorgan India Tax Advantage Fund - Dividend Plan ranks #23 out of 77 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.75%; this fund delivered 11.89%.

The worst peak-to-trough decline JPMorgan India Tax Advantage Fund - Dividend Plan has experienced over the last 5-year window is 19.07% — its NAV fell from a high on 03 Mar 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, JPMorgan India Tax Advantage Fund - Dividend Plan averaged 9.69% (best 14.13%, worst 6.08%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.39 — weak risk-adjusted performance.

In calendar year 2015, JPMorgan India Tax Advantage Fund - Dividend Plan returned 3.15% — beating the ELSS category average of -1.16% by 4.31 pp. It ranked #4 of 24 in its category that year.

JPMorgan India Tax Advantage Fund - Dividend Plan is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. JPMorgan India Tax Advantage Fund - Dividend Plan is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.1%. 5-year CAGR: 11.89%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.