ING
ING OptiMix RetireInvest Fund Series I - Dividend
Category
ELSS
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
105324
ISIN (Growth)
—
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -1.86% | +1.86 | 56 / 90 | Q3 |
| 1W | — | — | — | — | — |
| 2W | — | — | — | — | — |
| 1M | — | — | — | — | — |
| 3M | — | — | — | — | — |
| 6M | +51.98% | -3.61% | +55.59 | 1 / 89 | Q1 |
| YTD | +36.80% | -5.38% | +42.18 | 1 / 89 | Q1 |
| 1Y | +4.82% | +0.15% | +4.68 | 27 / 87 | Q2 |
| 2Y | -5.04% | -0.30% | -4.74 | 71 / 86 | Q4 |
| 3Y | — | — | — | — | — |
| 4Y | — | — | — | — | — |
| 5Y | — | — | — | — | — |
| 7Y | — | — | — | — | — |
| 10Y | — | — | — | — | — |
| Inception | -0.37% | +5.84% | -6.21 | 82 / 91 | Q4 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2009 YTD | +36.80% | +64.74% | -27.94 | 23 / 25 |
| 2008 | -56.07% | -57.48% | +1.41 | 7 / 18 |
| 2007 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
-24.31%
14 windows
min -56.1% · max 23.1%
29% positive
Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.
3-Year rolling
—
Insufficient history
5-Year rolling
—
Insufficient history
7-Year rolling
—
Insufficient history
Peers in ELSS
| Scheme | NAV |
|---|---|
| HDFC TaxSaver-Dividend Plan | ₹63.4950 |
| NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option | ₹19.8315 |
| SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND | ₹84.7997 |
| ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option | ₹27.2000 |
| Quantum Tax Saving Fund - Dividend | ₹120.2000 |
| Motilal Oswal ELSS Tax Saver Fund - IDCW Payout | ₹29.4537 |
| Franklin India Taxshield-Dividend | ₹57.5323 |
| Kotak Tax Saver-Scheme-Dividend | ₹41.0930 |
| EDELWEISS ELSS FUND - Dividend Option | ₹29.0400 |
| DSP BlackRock Tax Saver Fund - Dividend | ₹21.2240 |
Recent NAVs
| Date | NAV |
|---|---|
| 28 Aug 2009 | ₹10.0000 |
| 2 Apr 2009 | ₹7.1500 |
| 31 Mar 2009 | ₹6.9300 |
| 30 Mar 2009 | ₹6.8200 |
| 26 Mar 2009 | ₹6.9700 |
| 25 Mar 2009 | ₹6.8200 |
| 24 Mar 2009 | ₹6.7700 |
| 23 Mar 2009 | ₹6.7300 |
| 20 Mar 2009 | ₹6.5600 |
| 19 Mar 2009 | ₹6.5800 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
ING OptiMix RetireInvest Fund Series I - Dividend is a ELSS from ING (Unknown plan, IDCW (dividend) option). Latest NAV isn't currently available in our feed — the AMC publishes it once per business day after market close.
ING OptiMix RetireInvest Fund Series I - Dividend has NAV history starting from 09 Apr 2007, a track record of about 19 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
ING OptiMix RetireInvest Fund Series I - Dividend is managed by ING. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, ING OptiMix RetireInvest Fund Series I - Dividend has delivered a absolute return of 4.82% — +4.68 pp ahead of the ELSS category average of 0.15%. The fund ranks #27 of 87 in its category — the second (Q2) quartile.
ING OptiMix RetireInvest Fund Series I - Dividend doesn't have a complete 3-year window yet (we need at least 3 year of NAVs). Check the shorter-window returns above.
ING OptiMix RetireInvest Fund Series I - Dividend doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.
ING OptiMix RetireInvest Fund Series I - Dividend doesn't yet have a 3-year CAGR on file, so a ₹1 lakh growth projection isn't reliable.
We don't have enough NAV history yet to simulate a SIP on ING OptiMix RetireInvest Fund Series I - Dividend. The fund typically needs 12+ months for a 1-year SIP backtest.
ING OptiMix RetireInvest Fund Series I - Dividend doesn't have enough SIP-backtest history yet. Check the 1-year SIP simulation above as soon as it has 12+ months of NAVs.
ING OptiMix RetireInvest Fund Series I - Dividend doesn't yet have a peer rank on file — typically because its category set is too small or it lacks the required NAV history. Compare manually using the returns table above.
ING OptiMix RetireInvest Fund Series I - Dividend doesn't have a computed drawdown figure yet.
Consistency stats for ING OptiMix RetireInvest Fund Series I - Dividend need at least 3 years of NAVs to compute. They'll populate automatically once the fund has enough history.
In calendar year 2008, ING OptiMix RetireInvest Fund Series I - Dividend returned -56.07% — beating the ELSS category average of -57.48% by 1.41 pp. It ranked #7 of 18 in its category that year.
ING OptiMix RetireInvest Fund Series I - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. ING OptiMix RetireInvest Fund Series I - Dividend is suitable for an investor whose:
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.